Zum 2026: Benefits, Features & Pricing
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- Overview
- Pricing and Plans
- Features
- User Reviews
Overview
Pricing
Pricing available upon request
About Zum
Zum is an all-in-one payments software that unites instant payments and open banking to create a seamless payments experience from onboarding to every interaction after. Zum offers the ability to utilize any payment rail, including Visa Direct, Interac, EFT and credit card, in the fastest, safest and most efficient process possible, giving our customers the freedom to choose the rail that best suits the needs. Zum software is elevated through the use of aggregation and KYC data to mitigate fraud risks and create a friction-free experience for the end user. Additionally, Zum offers the ability to automate invoicing, as well as push and pull recurring payments to help improve the entire billing cycle.
Zum software has been designed with scalability at the forefront. With a built-in partner portal, users are able to manage and oversee customer transactions, while collecting insights and reporting. Work directly out of the Zum portal or utilize seamless API to integrate directly into pre-existing systems and workflows. Zum software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange.
Zum is both SOC 2 and CPI compl...
iant.Zum Screenshots

Zum Pricing and Plans
Basic
Pricing available upon request
No plan information available

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Zum Features
- Popular features found in Payment ProcessingACH Payment ProcessingBilling & InvoicingDebit/Credit Card ProcessingIn-Person PaymentsMobile PaymentsMulti-CurrencyMultiple Payment OptionsPayment Fraud PreventionPayment Gateway IntegrationPCI ComplianceRecurring/Subscription BillingReporting/Analytics
- More features of ZumAccountingAccounting IntegrationActivity DashboardAlerts/NotificationsAPICompliance ManagementCredit Card ProcessingCryptocurrency ProcessingCustomizable BrandingCustomizable ReportsData Import/ExportData SecurityElectronic PaymentsFraud DetectionInvoice ManagementInvoice ProcessingMobile AccessMonitoringOnline PaymentsPartial PaymentsPayment ProcessingPurchasing & ReceivingReal-Time AnalyticsReal-Time DataReal-Time ReportingRecurring PaymentsRemindersReporting & StatisticsSearch/FilterSelf Service PortalThird-Party IntegrationsTransaction HistoryTransaction Monitoring
Zum User Reviews
Overall Rating
4.7
Ratings Breakdown
5
86%
4
0%
3
14%
2
0%
1
0%
Secondary Ratings
Ease of Use
4.6
Value for money
4.7
Customer support
4.7
Functionality
4.4
Have you used Zum and would like to share your experience with others?
Marisa P.
Verified reviewer
Financial Services
2-10 employees
Used daily for less than 2 years
Reviewed November 2024
My Zum Service
5
Overall amazing service. Very quick to reply to all my email requests.
Ratings Breakdown
Reasons for switching to Zum
Rotessa was more expensive and not as user friendly.
Read More
Sheniff D.
Verified reviewer
Information Technology and Services
2-10 employees
Used daily for less than 12 months
Review sourceReviewed April 2024
Zum is a great payments platform
5
Overall, I really enjoy using Zum for payment processing. I send payments daily and its a lot quicker and easier to navigate than most bank EFT platforms I have worked with.
Ratings Breakdown
Reasons for choosing Zum
The email transfer option through Plooto works on its own network and is not recognized by our clients so they are hesitant to enter their banking information as readily as they would when they receive an Interac Email transfer.
Read More
Katharine L.
Verified reviewer
Logistics and Supply Chain
11-50 employees
Used daily for less than 2 years
Review sourceReviewed April 2024
Zum Rails Review
3
Ratings Breakdown
Read More
Rob B.
Verified reviewer
Non-Profit Organization Management
2-10 employees
Used daily for more than 2 years
Review sourceReviewed April 2024
One of the best EFT Vendors around!
5
Not only is this a great product, but as a charity, the price is great and the Team at zum are great to work with too, when we have any questions, or are not sure how to do something, or are looking for some type of report.
Ratings Breakdown
Reasons for switching to Zum
We left PayPal over the costs per transaction, as well as it not being as user friendly.
Read More
Ninan T.
Verified reviewer
Automotive
11-50 employees
Used daily for more than 2 years
Review sourceReviewed April 2024
Zum Rails is a critical API for payment system
5
Ratings Breakdown
Read More
Jimmy B.
Verified reviewer
Financial Services
11-50 employees
Used daily for less than 12 months
Reviewed February 2023
Zum rails review
5
Amazing
Ratings Breakdown
Reasons for choosing Zum
We integrated both
Reasons for switching to Zum
We wanted to have a better offering to our customers
Read More
Cindy A.
Verified reviewer
Health, Wellness and Fitness
2-10 employees
Used monthly for less than 2 years
Reviewed November 2022
Great product
5
Ratings Breakdown
Read More
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Starting at $49.00 per month
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