Decide 2026: Benefits, Features & Pricing

Decide is a cloud-based lending assessment solution that helps businesses of all sizes manage decisioning workflows, evaluate loan applications, collect customers’ financial information and more.

The solution allows users to configure credit risk rules and policy requirements and update the rules via the controls. The data consolidation and enrichment module collects data from various sources and provides behavioral and contextual insights to administrators. Decide helps automate the collection of customer data, including incomes and expenses and streamlines consumer lending processes. It also provides an exception-based underwriting feature to monitor the conditions in approved loans and optimize assessment outcomes.

Decide can be integrated with various third-party applications via an API and support is extended via email. Pricing for the platform is available on request.