Is Stessa really free?

Yes, Stessa has a free plan with enough features to make it useful to a variety of real estate investors. For instance, the free plan gives you access to expense tracking and basic financial reporting tools. However, to access more advanced features, like rent analysis, you would need to subscribe to a paid version.

Does Stessa do background checks?

No, Stessa doesn’t perform background checks. If you need to check background information, you would have to use another service. Once you rent to someone and have their background data, you can use Stessa to compare their payment habits with what you found in background checks.

Can Stessa collect rent?

Yes, Stessa has rent collection features. It enables tenants to pay rent electronically and sends automatic payment reminders. Stessa also provides a record of the rental payments tenants have made, giving users better visibility into their income streams.

What is the interest rate for Stessa?

Stessa is not a bank or lending institution, so it doesn’t come with an interest rate. However, if you have a mortgage with a bank, you can connect that data with Stessa and then use it to see how your payments impact your overall financial performance.

How does Stessa work?

Stessa works by pulling in data from property management or bank accounts and then using it to inform financial reporting and analysis tools. For instance, you can use Stessa to see the operating expenses associated with each property and then compare that with the income the properties bring in based on data in your bank statement.

Updated July 2, 2025 at 7:31 AM

Stessa 2026: Benefits, Features & Pricing

Written by Eduardo Garcia

Content Analyst

Edited by Lindsay Page

Editor

Wondering if Stessa is right for your organization?

Our Real Estate Property Management Software selection experts can help you in 15 minutes or less.

On this page

Our Summary
Screenshots
Pricing and Plans
Features
Integrations
Key Sentiments
User Reviews
Frequently Asked Questions
Popular Comparisons

Our Summary

Stessa

4.5

(103)

Pros:

Report generation
Portfolio management

Cons:

Lack of customer support
User interface issues

Pricing

Starting at $15.00 per month

What is Stessa:

Stessa is a financial management solution designed for real estate investors. It has tools to keep track of cash flow, expenses, and more. Stessa’s features help build financial reports and analyze performance by comparing different properties with each other.

Why we like Stessa:

Stessa excels with financial reporting and document tracking. It also has effective tools for tracking rent and rental rates. Customers find Stessa particularly simple to use, giving it 4.5 out of 5 stars in the ease-of-use category on Software Advice.

Who should use Stessa:

Stessa is a good match for individual real estate investors, for small rental companies: 52% of its reviewers on Software Advice have between two and 10 employees.

Stessa Screenshots

Stessa Overview

Stessa is a property management software designed to help landlords manage rental property operations efficiently. It supports tasks such as tracking income and expenses, managing leases, screening tenants, collecting rent online, and organizing tax-related information. The platform is suitable for landlords managing portfolios of various sizes.

The software includes automated bookkeeping that connects to bank accounts to categorize transactions and reduce manual data entry. It provides financial reporting tools with real-time dashboards that display income statements, cas...

Stessa Pricing and Plans

Starting price: $15.00 per month

Free Trial

Free Version

Essentials

$0.00

flat rate

Plan includes:

Unlimited Properties
Bank Feeds
Basic Financial Reporting
Vacancy Marketing
Tenant Screening
Online Rent Collection
1 Portfolio
Basic Tax Package

Manage

$15.00

flat rate, per month

Plan includes:

1 Signature
Report Scheduling
Legal Forms
Priority Chat Support
1 Portfolio
Dashboard key figures
Shared Account Access
Manual Expense Tracking

Pro

$35.00

flat rate, per month

Plan includes:

Unlimited Portfolios
Advanced Reports
Transaction Tracking
Budgeting
unlimited receipt scanning
Unlimited Chart History
7 eSignatures
Priority Phone Support

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

Our Analysis of Stessa's Pricing Plans

We've conducted a comprehensive analysis of Stessa's pricing plans to help real estate investors determine which option best aligns with their property management needs and investment goals. We've examined the features, benefits, and limitations of each plan to provide you with insights that will guide your decision-making process. Stessa offers three distinct pricing tiers: Essentials, Manage, and Pro. Each plan is designed to cater to diff...

erent types of real estate investors, from beginners with a small portfolio to sophisticated investors managing multiple properties across various entities. **Essentials plan** The Essentials plan is Stessa’s free tier, designed for new or casual real estate investors who want to track properties and income with minimal overhead. It includes unlimited properties, automatic bank feeds, basic financial reports, vacancy listings, and online rent collection—plus 2.31% APY on cash balances through Stessa Cash Management. **Pros:** - **Unlimited properties:** Track as many properties as you own without restrictions, making it scalable for growing portfolios. - **Integrated rent collection:** Automate reminders, late fees, and tenant autopay while tracking ledgers and payments in one place. - **Banking integration:** Take advantage of 2.31% APY on cash balances with no minimums, along with FDIC coverage up to $3M. **Cons:** - **Limited reporting capabilities:** Access to only basic financial reports, which may not suffice for detailed investment analysis or tax preparation. - **No eSignature functionality:** Lack of electronic signature capabilities means handling leases and other documents requires alternative solutions. - **Basic support options:** Limited customer support channels may result in longer resolution times for issues or questions. **Manage plan** The Manage plan is priced at $12 per month (billed annually) or $15 per month (billed monthly), and is built for active real estate investors who want to automate routine tasks, stay tax-ready, and streamline legal workflows. It includes everything in Essentials plus maintenance tracking, one eSignature per month, legal templates, accelerated rent payouts, and priority chat support. **Pros:** - **Tax & legal automation:** Tools like the Schedule E report and legal form library reduce the effort and expense of annual tax filing and standard lease agreements. - **Faster cash flow:** Accelerated rent payment processing helps ensure quicker fund availability compared to the Essentials plan. - **Improved support:** Priority chat access ensures faster assistance for time-sensitive issues or troubleshooting. **Cons:** - **Limited eSignature allotment:** One per month may not be enough for investors with multiple units or frequent leasing activity. - **No access to forecasting tools:** Budgeting, pro-forma analysis, and advanced ownership metrics are still gated behind the Pro plan. - **Same banking rate as free tier:** The APY on cash balances remains at 2.31%, offering no added financial incentive at this tier. **Pro plan** The Pro plan, at $28 per month (billed annually) or $35 per month (billed monthly), is designed for high-volume or full-time investors managing complex portfolios and transactions. It adds unlimited portfolios, advanced financial reporting, budgeting and pro-forma tools, unlimited receipt scanning, and seven monthly eSignatures. Pro users also gain access to 3.98% APY on held funds and priority phone support. **Pros:** - **Full financial visibility:** Unlock advanced transaction tracking, unlimited chart history, and ownership analytics to better understand property performance. - **Workflow-ready:** Seven eSignatures per month, unlimited receipt scans, and premium document tools make it easier to manage high activity volumes. - **Top-tier support & perks:** Access to live phone support, priority tenant screening, and a higher 3.98% APY on cash balances adds tangible value for seasoned operators. **Cons:** - **Higher cost:** The premium price point may not be justifiable for investors with smaller portfolios or simpler needs. - **Learning curve:** The extensive feature set may require time to master and fully utilize. - **Limited eSignatures:** While improved from the Manage plan, seven monthly eSignatures may still be insufficient for very large portfolios. **Banking Features** Stessa’s integrated banking, powered by Thread Bank, is available across all plans and includes FDIC insurance up to $3 million per entity. Users can earn interest on cash balances—2.31% APY on Essentials and Manage plans, and 3.98% APY on the Pro plan—without minimum balance requirements. This built-in banking solution syncs seamlessly with Stessa’s financial tools, helping investors manage rent payments, cash flow, and property expenses in one place. **Conclusion** Stessa’s tiered pricing model supports real estate investors as they scale from simple portfolios to more complex operations. **For new investors or those with straightforward needs:** The free Essentials plan offers excellent baseline functionality, including unlimited property tracking, basic reporting, and rent collection tools. It’s a strong starting point for landlords who want clarity on performance without spending a dime, though limited reporting and document workflows may create friction as needs evolve. **For growing portfolios with moderate complexity:** The Manage plan, priced at $12 per month (billed annually) or $15 per month (billed monthly), introduces tools that streamline operations and simplify compliance. Features like Schedule E reports, legal templates, and eSignatures reduce admin overhead, making it well-suited for active investors who need more than the basics but aren’t ready for deep financial analysis. **For sophisticated or high-volume investors:** The Pro plan offers Stessa’s most advanced toolset for serious portfolio management. At $28 per month (billed annually) or $35 per month (billed monthly), it unlocks unlimited portfolios, forecasting features, detailed reporting, and enhanced transaction tracking. With a boosted APY on cash balances and premium support access, it’s built for investors juggling multiple properties, entities, or long-term strategies. When choosing a plan, consider how much time you want to spend on bookkeeping and reporting, how many properties you manage, and how granular your analysis needs to be. Stessa’s structure allows investors to start free and upgrade smoothly as they scale—backed by integrated banking and a modern UI built for landlords.

Compare Pricing

Compare pricing across our most frequently recommended Real Estate Property Management products.

Software options

Starting price*

User rating

Buildium

$62.00 per month

4.48(2171 reviews)

196

recommendations

Yardi Breeze

$1.00 per month

4.22(327 reviews)

171

recommendations

DoorLoop

$69.00 per month

4.84(703 reviews)

126

recommendations

SimplifyEm

$40.00 per month

4.06(130 reviews)

recommendations

INFO-Tracker

$289.00

4.50(1 reviews)

recommendations

*Defined as the price above any available free plan

Stessa Features

Drawn from insights across 103 verified reviews, we've outlined Stessa's best and worst rated features and how they stack up against the average rating.

Stessa's score

Category average

Stessa's Best Rated Features

Investments Tracking

5.0

4.43 category average

Tenant Tracking

4.75

4.24 category average

Alerts/Notifications

4.56

4.04 category average

Stessa's Worst Rated Features

Owner Portal

3.30

3.93 category average

Transaction History

3.33

4.45 category average

Property Database

3.50

4.38 category average

Popular features found in Real Estate Property Management
Communication Management
Contact Management
Contract/License Management
Credit Check
Document Management
Electronic Payments
Insurance Management
Lease Management
Payment Processing
Rent Tracking
Tax Management
Work Order Management
More features of Stessa
Accounting
Alerts/Notifications
Analytics
Asset Lifecycle Management
Bank Reconciliation
Budgeting/Forecasting
Cash Flow Analysis
Cash Flow Management
Commercial Property Management
Dashboard
Data Import/Export
Data Visualization
Document Storage
Electronic Signature
Expense Tracking
Fee Management
Financial Management
Financial Reporting
For Commercial Real Estate
Forecasting
For Investors & Traders
For Property Managers
For Real Estate
General Ledger
Investments Tracking
Late Fee Calculation
Lease Tracking
Maintenance Management
Mobile Access
Mobile App
Modeling & Simulation
Online Payments
Owner Portal
Payment Tracking
Performance Metrics
Portfolio Management
Portfolio Rebalancing
Property Database
Property Management
Real-Time Data
Reminders
Rent Collection
Reporting/Analytics
Residential Leases
Residential Properties
Risk Management
Self Service Portal
Tenant Screening
Tenant Tracking
Transaction History
Transaction Monitoring
Vacancy Management
Visual Analytics
Web-based Deployment

Stessa Integrations

Based on 103 verified reviews, we've identified products most frequently integrated with Stessa.

AppFolio Property Manager

Integration rated 3.0 from 1 review

Innago

Integration rated 5.0 from 1 review

Docusign

Stessa Key Sentiments

We analyzed 103 verified reviews for Stessa to find out what actual users really think.

Most Positive Sentiments

Investor portfolio

61% Positive

35% Neutral

4% Negative

Users appreciate Stessa's ability to manage their entire real estate portfolio, especially through mobile access. They find the dashboard visualization helpful for tracking investments and observing trends through clean graphs. Stessa's intuitive design helps them stay organized and efficiently manage their growing portfolios.

Expense tracking

59% Positive

41% Neutral

0% Negative

Users value Stessa for its effective income and expense tracking, which helps them manage rental properties efficiently. They find the expense categorization and allocation features particularly useful for organizing financial data. Additionally, the mileage tracking feature serves as a helpful reminder for recording travel expenses.

Reporting

52% Positive

40% Neutral

8% Negative

Users find Stessa's reporting features useful, allowing them to create professional statements and graphical reports. They appreciate the ability to quickly generate and customize reports for various needs. The software's dashboards and additional functionalities enhance their overall experience with performance tracking.

Least Positive Sentiments

Customer support

50% Positive

29% Neutral

21% Negative

Users appreciate Stessa’s responsive support and the team’s willingness to implement customer feedback, often finding replies helpful and timely. However, some users report challenges in reaching support, unhelpful responses, and frustration with the lack of pro-rated refunds or dedicated assistance for Pro accounts.

Bank transactions

27% Positive

42% Neutral

31% Negative

Users like Stessa's integration with bank accounts for automatic transaction uploads and income and expense tracking. However, they experience delays in transaction syncing and issues with refreshing bank connections, particularly with smaller banks. Some users also find manual transaction entry inconvenient and struggle with adding certain credit cards.

Stessa User Reviews

Overall Rating

4.5

Ratings Breakdown

81%

Secondary Ratings

Ease of Use

4.4

Value for money

4.4

Customer support

4.3

Functionality

4.2

Eric Z.

Verified reviewer

Real Estate

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed January 2021

Stessa is a game changer for the independent rental owner.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Stessa offers the most intuitive, purpose-built rental property financial software that I’ve come across. Far too many colleagues of mine are still either using overly complicated general accounting software, or worse, tracking everything manually in Excel. Stessa not only allows me to automate the majority of my bookkeeping, but the real time reporting functionality allows me to monitor the performance of my assets and catch anamolys much quicker. While other property management software may offer expense tracking or basic accounting features, Stessa’s exclusive focus on the financial aspect of rental property ownership allows them to offer a far more robust feature set and innovate at a faster clip.

Cons:

As a single-entry accounting system, it comes with all the drawbacks associated with that method of accounting (no cross-checking, greater potential for error, no tracking of real accounts, etc.). This was an intentional design decision, however, as this software is geared to be more user friendly for the average rental owner. While it lacks the sophistication of a double-entry system, Stessa has come up with innovative ways to simulate certain aspects of a double-entry system through features like a derived Balance Sheet report using user provided asset values and debt information.

Tony B.

Verified reviewer

Investment Management

Self-Employed

Used daily for more than 2 years

Review source

Reviewed July 2022

Ease of Use

Able to pull reports quickly and professionally.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

The ability to track every important metric used by investors in real estate.

Cons:

I wish the system would track owner financing deals

Reasons for switching to Stessa

I used both as a backup but the ease of use was the primary reason for switching.

Marty A.

Verified reviewer

Real Estate

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed November 2022

Ok for main stream, struggles to adapt

It's ok. we wouldn't pay for it, not remotely. But it seems like they're trying to grow their business by solving the big problems only and ignoring the "small" ones. We will keep with them at least until the end of the year for ease of tax reporting, but will seriously look at other options as December rolls around.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Look, it's free, we get that. And it has added value to our business. But their inability to resolve a seemingly simple issue after 5 months is inexcusable.

Cons:

For a software company, they are surprisingly not agile. Two examples:- For every nearly transaction that comes through, we have to attribute it to the property/tenant in spite of the amounts and ledgers being exactly the same every month. It appears the only AI they use is a checkbox that ties a bank account to a property. That's great for loans, but it should be able to handle rents too. - We can go on mint.com and enter all the log in credentials and that gives us every balance of every card. Stessa has continuously struggled with adding some credit cards attached to one of my banks. We have reached out to them for the better part of a year off and on and they seem perplexed and unable to wrap their heads around it. Now, after 5 months of us staying on them about it, they've ghosted us, or given us the "yeah we're working on it." If it's that hard to do, how can another company just do it with ease?

Reasons for switching to Stessa

Quickbooks wasn't great and was charging us without the customization we wanted. However, it's starting to look more attractive as Stessa struggles to solve basic problems.

Verified

Reviewer

Real Estate

Self-Employed

Used daily for less than 6 months

Review source

Reviewed January 2024

Stessa Support is non-existent

terrible.. I want my money back but no one will respond since day 1

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

ease of use, ease of setup

Cons:

support

Reasons for switching to Stessa

QB broke after an upgrade and Intuit will not fix it...

Nick K.

Verified reviewer

Real Estate

Self-Employed

Used daily for more than 2 years

Review source

Reviewed May 2021

Fantastic Software

I think this is the best thing out there. Everything about Stessa is top notch from the product itself to the customer service.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Its easy to use, their is no guess work. I like the banking integration, tenant ledgers, general ledger, balance sheet, income statement, cash flow and every other report you could need. The best part for me is the year end package it generates for my tax guy.

Cons:

I'd like to see the ability to update the RE Tax PIN number. Although customer service is excellent and will make any updates you need quickly.

Reasons for switching to Stessa

Excel is great but its very cumbersome. You never know where you actually stand with your property.

Jim M.

Verified reviewer

Real Estate

Self-Employed

Used daily for less than 2 years

Review source

Reviewed September 2022

Right tool for the job

After using Quickbooks for a few years, this program is a breeze and intended just for rental management, so not any clutter to have to work through or modify.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Pre set up for rental properties with all the categories, tax reports (my tax preparer loves it), etc. Bank transactions transfer into Stessa automatically Rent collection option, which I haven't begun using yet but intend to

Cons:

Split transactions appear on the ledger as individual transactions rather than true splits, which makes reconciliation a bit challenging sometimes. Cannot split transactions with the mobile app, only desktop

Reasons for switching to Stessa

Was getting too expensive and difficult to use

Bradley M.

Verified reviewer

Real Estate

Self-Employed

Used weekly for less than 12 months

Review source

Reviewed July 2022

RE investor? You need to start using Stessa!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ease of income and expense tracking allows you to take control of your business. By linking accounts or adding transactions as you go, Stessa does the rest - generating all the reports you'll ever need, making tax time a walk in the park.

Cons:

It would be nice to allow another user, like a partner or manager, to login with their own credentials and have limited(or full) accessibility to the your data.

Reasons for switching to Stessa

Stessa is much easier without adding the limitations that come with other similar products.

Sarah M.

Verified reviewer

Real Estate

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed November 2019

Easy to use and fantastic customer service!

Stessa helped me keep track of the accounting side of our real estate so we can easily give all the information to our accountant at the end of the year. It also makes it possible to quickly see a snapshot of our portfolio performance - no more waiting until the end of the year to see how we did!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Stessa makes it easy to look at the performance of my real estate portfolio.No more manual math in Excel for me!

Cons:

Nada. They continue to update and improve the functionality!

Reasons for switching to Stessa

Mint is not intended for real estate and was always clunky and lacked much-needed features for a real estate investor.

Todd D.

Verified reviewer

Real Estate

Self-Employed

Used weekly for less than 2 years

Review source

Reviewed August 2019

Amazing App For New Real Estate Investors

This has really helped me start organized as I start up our real estate investing portfolio.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love the ease of use and ability to connect to my business checking account as well as my business credit card.

Cons:

Inability to do split transactions and didn’t know how to pull reports until recently.

Reasons for choosing Stessa

It was real estate specific so way easier to categorize expenses and income.

Ritchie V.

Verified reviewer

Real Estate

Self-Employed

Used monthly for less than 2 years

Review source

Reviewed July 2019

Love this site

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

This site has really helped me manage my rental properties much more easily and efficiently.... all of my accounting and info about interest rates/insurance/etc are all easily accessible in one spot. And their reports make it all easy to quickly review. Also great for doing my taxes.

Cons:

Doesn't yet integrate with enough small banks, so I have to manually upload my transactions ever month via Excel.

Reasons for switching to Stessa

Stessa is way better for rental property management... exactly the sort of software I had been looking for

Showing 1 - 10 of 103 Reviews

See All Reviews

Stessa FAQs

Is Stessa really free?
Yes, Stessa has a free plan with enough features to make it useful to a variety of real estate investors. For instance, the free plan gives you access to expense tracking and basic financial reporting tools. However, to access more advanced features, like rent analysis, you would need to subscribe to a paid version.
Does Stessa do background checks?
No, Stessa doesn’t perform background checks. If you need to check background information, you would have to use another service. Once you rent to someone and have their background data, you can use Stessa to compare their payment habits with what you found in background checks.
Can Stessa collect rent?
Yes, Stessa has rent collection features. It enables tenants to pay rent electronically and sends automatic payment reminders. Stessa also provides a record of the rental payments tenants have made, giving users better visibility into their income streams.
What is the interest rate for Stessa?
Stessa is not a bank or lending institution, so it doesn’t come with an interest rate. However, if you have a mortgage with a bank, you can connect that data with Stessa and then use it to see how your payments impact your overall financial performance.
How does Stessa work?
Stessa works by pulling in data from property management or bank accounts and then using it to inform financial reporting and analysis tools. For instance, you can use Stessa to see the operating expenses associated with each property and then compare that with the income the properties bring in based on data in your bank statement.