Is Stessa really free?

Yes, Stessa has a free plan with enough features to make it useful to a variety of real estate investors. For instance, the free plan gives you access to expense tracking and basic financial reporting tools. However, to access more advanced features, like rent analysis, you would need to subscribe to a paid version.

Does Stessa do background checks?

No, Stessa doesn’t perform background checks. If you need to check background information, you would have to use another service. Once you rent to someone and have their background data, you can use Stessa to compare their payment habits with what you found in background checks.

Can Stessa collect rent?

Yes, Stessa has rent collection features. It enables tenants to pay rent electronically and sends automatic payment reminders. Stessa also provides a record of the rental payments tenants have made, giving users better visibility into their income streams.

What is the interest rate for Stessa?

Stessa is not a bank or lending institution, so it doesn’t come with an interest rate. However, if you have a mortgage with a bank, you can connect that data with Stessa and then use it to see how your payments impact your overall financial performance.

How does Stessa work?

Stessa works by pulling in data from property management or bank accounts and then using it to inform financial reporting and analysis tools. For instance, you can use Stessa to see the operating expenses associated with each property and then compare that with the income the properties bring in based on data in your bank statement.

Updated July 2, 2025 at 7:31 AM

Stessa 2026: Benefits, Features & Pricing

Written by Eduardo Garcia

Content Analyst

Edited by Lindsay Page

Editor

Wondering if Stessa is right for your organization?

Our Real Estate Property Management Software selection experts can help you in 15 minutes or less.

On this page

Our Summary
Pricing and Plans
Features
Integrations
Key Sentiments
User Reviews
Frequently Asked Questions

Our Summary

Stessa

4.5

(103)

Pros:

Report generation
Portfolio management

Cons:

Lack of customer support
User interface issues

Pricing

Starting at $15.00 per month

What is Stessa:

Stessa is a financial management solution designed for real estate investors. It has tools to keep track of cash flow, expenses, and more. Stessa’s features help build financial reports and analyze performance by comparing different properties with each other.

Why we like Stessa:

Stessa excels with financial reporting and document tracking. It also has effective tools for tracking rent and rental rates. Customers find Stessa particularly simple to use, giving it 4.5 out of 5 stars in the ease-of-use category on Software Advice.

Who should use Stessa:

Stessa is a good match for individual real estate investors, for small rental companies: 52% of its reviewers on Software Advice have between two and 10 employees.

Stessa Screenshots

Stessa Overview

Stessa is a property management software designed to help landlords manage rental property operations efficiently. It supports tasks such as tracking income and expenses, managing leases, screening tenants, collecting rent online, and organizing tax-related information. The platform is suitable for landlords managing portfolios of various sizes.

The software includes automated bookkeeping that connects to bank accounts to categorize transactions and reduce manual data entry. It provides financial reporting tools with real-time dashboards that display income statements, cas...

Stessa Pricing and Plans

Starting price: $15.00 per month

Free Trial

Free Version

Essentials

$0.00

flat rate

Plan includes:

Unlimited Properties
Bank Feeds
Basic Financial Reporting
Vacancy Marketing
Tenant Screening
Online Rent Collection
1 Portfolio
Basic Tax Package

Manage

$15.00

flat rate, per month

Plan includes:

1 Signature
Report Scheduling
Legal Forms
Priority Chat Support
1 Portfolio
Dashboard key figures
Shared Account Access
Manual Expense Tracking

Pro

$35.00

flat rate, per month

Plan includes:

Unlimited Portfolios
Advanced Reports
Transaction Tracking
Budgeting
unlimited receipt scanning
Unlimited Chart History
7 eSignatures
Priority Phone Support

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

Our Analysis of Stessa's Pricing Plans

We've conducted a comprehensive analysis of Stessa's pricing plans to help real estate investors determine which option best aligns with their property management needs and investment goals. We've examined the features, benefits, and limitations of each plan to provide you with insights that will guide your decision-making process. Stessa offers three distinct pricing tiers: Essentials, Manage, and Pro. Each plan is designed to cater to diff...

erent types of real estate investors, from beginners with a small portfolio to sophisticated investors managing multiple properties across various entities. **Essentials plan** The Essentials plan is Stessa’s free tier, designed for new or casual real estate investors who want to track properties and income with minimal overhead. It includes unlimited properties, automatic bank feeds, basic financial reports, vacancy listings, and online rent collection—plus 2.31% APY on cash balances through Stessa Cash Management. **Pros:** - **Unlimited properties:** Track as many properties as you own without restrictions, making it scalable for growing portfolios. - **Integrated rent collection:** Automate reminders, late fees, and tenant autopay while tracking ledgers and payments in one place. - **Banking integration:** Take advantage of 2.31% APY on cash balances with no minimums, along with FDIC coverage up to $3M. **Cons:** - **Limited reporting capabilities:** Access to only basic financial reports, which may not suffice for detailed investment analysis or tax preparation. - **No eSignature functionality:** Lack of electronic signature capabilities means handling leases and other documents requires alternative solutions. - **Basic support options:** Limited customer support channels may result in longer resolution times for issues or questions. **Manage plan** The Manage plan is priced at $12 per month (billed annually) or $15 per month (billed monthly), and is built for active real estate investors who want to automate routine tasks, stay tax-ready, and streamline legal workflows. It includes everything in Essentials plus maintenance tracking, one eSignature per month, legal templates, accelerated rent payouts, and priority chat support. **Pros:** - **Tax & legal automation:** Tools like the Schedule E report and legal form library reduce the effort and expense of annual tax filing and standard lease agreements. - **Faster cash flow:** Accelerated rent payment processing helps ensure quicker fund availability compared to the Essentials plan. - **Improved support:** Priority chat access ensures faster assistance for time-sensitive issues or troubleshooting. **Cons:** - **Limited eSignature allotment:** One per month may not be enough for investors with multiple units or frequent leasing activity. - **No access to forecasting tools:** Budgeting, pro-forma analysis, and advanced ownership metrics are still gated behind the Pro plan. - **Same banking rate as free tier:** The APY on cash balances remains at 2.31%, offering no added financial incentive at this tier. **Pro plan** The Pro plan, at $28 per month (billed annually) or $35 per month (billed monthly), is designed for high-volume or full-time investors managing complex portfolios and transactions. It adds unlimited portfolios, advanced financial reporting, budgeting and pro-forma tools, unlimited receipt scanning, and seven monthly eSignatures. Pro users also gain access to 3.98% APY on held funds and priority phone support. **Pros:** - **Full financial visibility:** Unlock advanced transaction tracking, unlimited chart history, and ownership analytics to better understand property performance. - **Workflow-ready:** Seven eSignatures per month, unlimited receipt scans, and premium document tools make it easier to manage high activity volumes. - **Top-tier support & perks:** Access to live phone support, priority tenant screening, and a higher 3.98% APY on cash balances adds tangible value for seasoned operators. **Cons:** - **Higher cost:** The premium price point may not be justifiable for investors with smaller portfolios or simpler needs. - **Learning curve:** The extensive feature set may require time to master and fully utilize. - **Limited eSignatures:** While improved from the Manage plan, seven monthly eSignatures may still be insufficient for very large portfolios. **Banking Features** Stessa’s integrated banking, powered by Thread Bank, is available across all plans and includes FDIC insurance up to $3 million per entity. Users can earn interest on cash balances—2.31% APY on Essentials and Manage plans, and 3.98% APY on the Pro plan—without minimum balance requirements. This built-in banking solution syncs seamlessly with Stessa’s financial tools, helping investors manage rent payments, cash flow, and property expenses in one place. **Conclusion** Stessa’s tiered pricing model supports real estate investors as they scale from simple portfolios to more complex operations. **For new investors or those with straightforward needs:** The free Essentials plan offers excellent baseline functionality, including unlimited property tracking, basic reporting, and rent collection tools. It’s a strong starting point for landlords who want clarity on performance without spending a dime, though limited reporting and document workflows may create friction as needs evolve. **For growing portfolios with moderate complexity:** The Manage plan, priced at $12 per month (billed annually) or $15 per month (billed monthly), introduces tools that streamline operations and simplify compliance. Features like Schedule E reports, legal templates, and eSignatures reduce admin overhead, making it well-suited for active investors who need more than the basics but aren’t ready for deep financial analysis. **For sophisticated or high-volume investors:** The Pro plan offers Stessa’s most advanced toolset for serious portfolio management. At $28 per month (billed annually) or $35 per month (billed monthly), it unlocks unlimited portfolios, forecasting features, detailed reporting, and enhanced transaction tracking. With a boosted APY on cash balances and premium support access, it’s built for investors juggling multiple properties, entities, or long-term strategies. When choosing a plan, consider how much time you want to spend on bookkeeping and reporting, how many properties you manage, and how granular your analysis needs to be. Stessa’s structure allows investors to start free and upgrade smoothly as they scale—backed by integrated banking and a modern UI built for landlords.

Compare Pricing

Compare pricing across our most frequently recommended Real Estate Property Management products.

Software options

Starting price*

User rating

Buildium

$62.00 per month

4.48(2169 reviews)

178

recommendations

Yardi Breeze

$1.00 per month

4.22(327 reviews)

153

recommendations

SimplifyEm

$40.00 per month

4.06(130 reviews)

recommendations

DoorLoop

$69.00 per month

4.84(702 reviews)

recommendations

INFO-Tracker

$289.00

4.50(1 reviews)

recommendations

*Defined as the price above any available free plan

Stessa Features

Drawn from insights across 103 verified reviews, we've outlined Stessa's best and worst rated features and how they stack up against the average rating.

Stessa's score

Category average

Stessa's Best Rated Features

Investments Tracking

5.0

4.43 category average

Tenant Tracking

4.75

4.24 category average

Alerts/Notifications

4.56

4.04 category average

Stessa's Worst Rated Features

Owner Portal

3.30

3.95 category average

Transaction History

3.33

4.46 category average

Property Database

3.50

4.38 category average

Popular features found in Real Estate Property Management
Communication Management
Contact Management
Contract/License Management
Credit Check
Document Management
Electronic Payments
Insurance Management
Lease Management
Payment Processing
Rent Tracking
Tax Management
Work Order Management
More features of Stessa
Accounting
Alerts/Notifications
Analytics
Asset Lifecycle Management
Bank Reconciliation
Budgeting/Forecasting
Cash Flow Analysis
Cash Flow Management
Commercial Property Management
Dashboard
Data Import/Export
Data Visualization
Document Storage
Electronic Signature
Expense Tracking
Fee Management
Financial Management
Financial Reporting
For Commercial Real Estate
Forecasting
For Investors & Traders
For Property Managers
For Real Estate
General Ledger
Investments Tracking
Late Fee Calculation
Lease Tracking
Maintenance Management
Mobile Access
Mobile App
Modeling & Simulation
Online Payments
Owner Portal
Payment Tracking
Performance Metrics
Portfolio Management
Portfolio Rebalancing
Property Database
Property Management
Real-Time Data
Reminders
Rent Collection
Reporting/Analytics
Residential Leases
Residential Properties
Risk Management
Self Service Portal
Tenant Screening
Tenant Tracking
Transaction History
Transaction Monitoring
Vacancy Management
Visual Analytics
Web-based Deployment

Stessa Integrations

Based on 103 verified reviews, we've identified products most frequently integrated with Stessa.

AppFolio Property Manager

Integration rated 3.0 from 1 review

Innago

Integration rated 5.0 from 1 review

Docusign

Stessa Key Sentiments

We analyzed 103 verified reviews for Stessa to find out what actual users really think.

Most Positive Sentiments

Investor portfolio

61% Positive

35% Neutral

4% Negative

Users appreciate Stessa's ability to manage their entire real estate portfolio, especially through mobile access. They find the dashboard visualization helpful for tracking investments and observing trends through clean graphs. Stessa's intuitive design helps them stay organized and efficiently manage their growing portfolios.

Expense tracking

59% Positive

41% Neutral

0% Negative

Users value Stessa for its effective income and expense tracking, which helps them manage rental properties efficiently. They find the expense categorization and allocation features particularly useful for organizing financial data. Additionally, the mileage tracking feature serves as a helpful reminder for recording travel expenses.

Reporting

52% Positive

40% Neutral

8% Negative

Users find Stessa's reporting features useful, allowing them to create professional statements and graphical reports. They appreciate the ability to quickly generate and customize reports for various needs. The software's dashboards and additional functionalities enhance their overall experience with performance tracking.

Least Positive Sentiments

Customer support

50% Positive

29% Neutral

21% Negative

Users appreciate Stessa’s responsive support and the team’s willingness to implement customer feedback, often finding replies helpful and timely. However, some users report challenges in reaching support, unhelpful responses, and frustration with the lack of pro-rated refunds or dedicated assistance for Pro accounts.

Bank transactions

27% Positive

42% Neutral

31% Negative

Users like Stessa's integration with bank accounts for automatic transaction uploads and income and expense tracking. However, they experience delays in transaction syncing and issues with refreshing bank connections, particularly with smaller banks. Some users also find manual transaction entry inconvenient and struggle with adding certain credit cards.

Stessa User Reviews

Overall Rating

4.5

Ratings Breakdown

81%

Secondary Ratings

Ease of Use

4.4

Value for money

4.4

Customer support

4.3

Functionality

4.2

Rick K.

Verified reviewer

Construction

2-10 employees

Used daily for more than 2 years

Review source

Reviewed July 2021

Stessa is Quicken for Real Estate

I absolutely adore Stessa and tell everyone about it. I'm probably their biggest fan though I'm a small time investor. It is literally the single best accounting app I've ever used and better then working with a CPA or accountant. It's made my life significantly more simple around tax time and for that I am eternally grateful.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

The auto import from my connected accounts including bank and credit card accounts. It also is the biggest help with my taxes that I could ever dream of. Every year I just print out the tax report for each property and my tax guy barely has to ask me any questions.

Cons:

To be totally honest there is nothing I don't like. I will say I haven't tried their mobile app in over a year because it used to be pretty weak but I hear it's been updated and very nice now.

Betty C.

Verified reviewer

Real Estate

Self-Employed

Used daily for more than 2 years

Review source

Reviewed June 2025

Stessa - the answer to tracking rents and expenses

I use Stessa to keep track of all of my real estate expenses. It’s easy to use and even has reports that are highly customizable.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It’s specific for landlords so I don’t have to manipulate it to fit the standard needs of a landlord to track money that comes in and out.

Cons:

I would like to see the ability to separate an expense among several properties from the app on my phone. Currently you have to access it by logging in from a computer.

Reasons for switching to Stessa

Quickbooks is complicated and expensive. It does more than I need and isn’t specific to what I need for property management.

Anna H.

Verified reviewer

Real Estate

Self-Employed

Used daily for less than 6 months

Review source

Reviewed January 2026

Not Friendly for Self-Managed Short-Term Rentals

I have used QuickBooks Online my entire life and wanted to try something different for managing our single short-term rental property. Unfortunately, the software was not intuitive and became confusing, especially when it came to allocations. There is no clear way to track personal funds invested as a loan to the company, which is a major drawback. I contacted customer support and only received links to articles and videos, which did not address my specific situation. Scheduling a phone call was not practical—the first available appointment was five weeks out. If you are used to proper double-entry accounting, I recommend sticking with QuickBooks. Also, do not pay annually—the subscription refund policy is terrible, and you will not receive a prorated refund.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I was hoping it would be user-friendly for my one self-managed short-term rental property, but it did not meet my expectations.

Cons:

Horrible customer support—even with a Pro subscription. No refunds on subscriptions. Not user-friendly for a single short-term rental property.

Alex L.

Verified reviewer

Real Estate

Self-Employed

Used daily for more than 2 years

Review source

Reviewed August 2025

Stessa is improving!

Overall I really like Stessa. I utilize it for my accounting and my CPA loves the spreadsheet style reports that I generate for him at year end

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love that you can connect your bank account and credit card(s) to Stessa which makes accounting so much easier when you manage multiple properties.

Cons:

That they do not offer more property management tools for investors such as e-payments, a tenant portal, abilities for tenants to communicate via the app

Reasons for choosing Stessa

Ease of use, practicality, and price for the product.

Walter R.

Verified reviewer

Real Estate

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed May 2025

Stessa is very good software, especially for a free product.

I would use it again if they paid the high interest on properties owned by a trust. It's well designed, I never had any problems, it was easy to transfer the balance to my bank account.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is well designed and works well. I like the high interest that they paid on the balance that they hold (Pro version)

Cons:

After using the software for a year, I was informed that they could not pay the high interest rates on properties owned by a trust.

Reasons for choosing Stessa

They paid a high interest rate on the balance.

Reasons for switching to Stessa

Lower cost, Lower cost, Lower cost and Lower cost.

Seelan S.

Verified reviewer

Real Estate

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed April 2025

Good product for beginners

In general, I am happy about it and it still needs some improvements compared to other apps available in the market

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

In general its very user friendly and easy to check on things

Cons:

When we do the monthly rent entry, every month we need to enter it manually, wish recurring income like rent should be filled in a column, which would make things easier, when you do this or quite a few properties

Reasons for choosing Stessa

No, It was referred by a friend, and started using it based on his recommendation

Andi M.

Verified reviewer

Real Estate

2-10 employees

Used daily for less than 6 months

Review source

Reviewed March 2024

Do not purchase this product

This was one of the most disappointing uses of money and time I have ever been through. They really dropped the ball.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I had high hopes from the promises of the pro account level, but have been left with zero support and no options to cancel for any pro-rated money. This is a step up from a scam and I regret ever using this product, much less giving them money.

Cons:

The lack of customer support, even on the pro level, is everything here. If anyone had been available to help me work out kinks, I could have stayed a potential customer and had a decent experience. But the frustration of needing help, stalling on payments/setup, and then being left alone after spending hundreds of dollars, is beyond infuriating.

Reasons for switching to Stessa

I thought this would be a better product, but I was so wrong.

Patti T.

Verified reviewer

Real Estate

Self-Employed

Used weekly for less than 2 years

Review source

Reviewed June 2025

THE app you need to track your investment property finances

Stessa makes accounting easy and allow us to provide the data our accountant needs for tax preparation with just a few clicks.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Intuitive and easy to use. Scanning receipts is a great option on the mobile app. Syncing the app with our bank account and associated credit card is a great time saver and ensures we do not overlook any expenses or income.

Cons:

The length of time it takes for Stessa to analyze a scanned receipt. Honestly, it isn't that slow considering the data it analyzes... it's more of an indication about my lack of patience.

Todd A.

Verified reviewer

Real Estate

Self-Employed

Used daily for less than 6 months

Review source

Reviewed March 2025

Horrible Company

Very Frustrating. This is clearly a company that is looking to make as much as they can while putting as little as they can into support. Pay a little more and get support somewhere else.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It was a good price point, but you get what you pay for.

Cons:

You pay extra to be able to speak to a human being. What really happens is you type you message to someone online. Then they respond by sending you a calendar to set up an appointment. When you click on the calendar, you find that there are no appointments for the next 30 days. Extraordinarily frustrating. This is after you have spent hours and hours of wasted time entering your data. They are cheap for a reason. They do not care about customer service which means they do not care about their customers. When I complained online to them about this, [sensitive content hidden] response was to tell me, “We are only a team of 3 people so we do what we can in terms of phone support.”

Austin R.

Verified reviewer

Real Estate

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed January 2025

Great real estate expense management on a budget

It's been a great way to manage my finances while I juggle multiple properties.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like that it's free and the bank feed makes managing my expenses easy

Cons:

I think that I should be able to create rules for automated coding of expenses.

Showing 1 - 10 of 103 Reviews

See All Reviews

Stessa FAQs

Is Stessa really free?
Yes, Stessa has a free plan with enough features to make it useful to a variety of real estate investors. For instance, the free plan gives you access to expense tracking and basic financial reporting tools. However, to access more advanced features, like rent analysis, you would need to subscribe to a paid version.
Does Stessa do background checks?
No, Stessa doesn’t perform background checks. If you need to check background information, you would have to use another service. Once you rent to someone and have their background data, you can use Stessa to compare their payment habits with what you found in background checks.
Can Stessa collect rent?
Yes, Stessa has rent collection features. It enables tenants to pay rent electronically and sends automatic payment reminders. Stessa also provides a record of the rental payments tenants have made, giving users better visibility into their income streams.
What is the interest rate for Stessa?
Stessa is not a bank or lending institution, so it doesn’t come with an interest rate. However, if you have a mortgage with a bank, you can connect that data with Stessa and then use it to see how your payments impact your overall financial performance.
How does Stessa work?
Stessa works by pulling in data from property management or bank accounts and then using it to inform financial reporting and analysis tools. For instance, you can use Stessa to see the operating expenses associated with each property and then compare that with the income the properties bring in based on data in your bank statement.