Payment Depot 2026: Benefits, Features & Pricing

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Overview
User Interface
Popular Alternatives
Pricing and Plans
Features
Integrations
User Reviews
Popular Comparisons

Overview

Payment Depot

4.7

(57)

Pricing

Starting at $59.00 per month

About Payment Depot

Payment Depot offers the most affordable wholesale credit card processing rates in the industry. Payment Depot is able to offer these low rates because it does not add a percentage on top of Visa/MC interchange as other companies do. The rates users see on the website are the actual rate they will receive from Payment Depot and will not be altered by any hidden fees.

Wondering if Payment Depot is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

Payment Depot User Interface

Popular Payment Depot Alternatives

Main Product

Payment Depot

4.7

(57)

Ratings Breakdown

4.68Ease of use
4.59Value for money
4.62Customer support
4.52Functionality

Pricing

Starting at $59.00 per month

Get Price

Alternative Product

PayPal

4.6

(26234)

Ratings Breakdown

4.64Ease of use
4.52Value for money
4.25Customer support
4.56Functionality

Pricing

Available upon request

Get Price

Alternative Product

Venmo

4.7

(9266)

Ratings Breakdown

4.74Ease of use
4.75Value for money
4.41Customer support
4.62Functionality

Pricing

Available upon request

Get Price

Alternative Product

Stripe

4.6

(3299)

Ratings Breakdown

4.47Ease of use
4.35Value for money
4.24Customer support
4.52Functionality

Pricing

Available upon request

Get Price

Alternative Product

Square Payments

4.7

(2667)

Ratings Breakdown

4.71Ease of use
4.48Value for money
4.36Customer support
4.62Functionality

Pricing

Available upon request

Get Price

Alternative Product

Square Point of Sale

4.6

(3016)

Ratings Breakdown

4.68Ease of use
4.50Value for money
4.35Customer support
4.54Functionality

Pricing

Starting at $49.00 per month

Get Price

Payment Depot Pricing and Plans

Starting price: $59.00 per month

Free Trial

Free Version

Starter

$59.00

flat rate, per month

Plan includes:

Process up to $125000/year

Starter Plus

$79.00

flat rate, per month

Plan includes:

Process up to $250000/year

Growth

$99.00

flat rate, per month

Plan includes:

Process up to $500000/year

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Payment Depot Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of Payment Depot
Contactless NFC
Credit Card Processing
Data Security
eCommerce Management
Electronic Payments
Electronic Signature
Mobile Access
Mobile Card Reader
Online Payments
Payment Processing
Payment Reconciliation
Point of Sale (POS)
Receipt Management
Transaction Monitoring

Payment Depot Integrations

BigCommerce

Revel Systems

WooCommerce

authorize.net

PrestaShop

Shopify

See all 7 integrations

Payment Depot User Reviews

Overall Rating

4.7

Ratings Breakdown

77%

18%

Secondary Ratings

Ease of Use

4.7

Value for money

4.6

Customer support

4.6

Functionality

4.5

kyle p.

Verified reviewer

Retail

2-10 employees

Used daily for more than 2 years

Review source

Reviewed August 2019

Its not a bad payment processor

its good service and they use authorize but you can find cheaper alternatives almost anywhere that has one portal for everything.

Ratings Breakdown

Ease of use

Previously 4

Functionality

Previously 4

Pros:

the rates were ok at best but the support is there. Its nice to get a hold of someone right away when you need it and they use the authorize.net gateway which is good.

Cons:

its horrible that you have to work with multiple portals when dealing with charges and chargebacks. No notifications of charge backs were even given to us and on top of that the rates were higher than paypal and other companies.

Jared M.

Verified reviewer

Retail

Self-Employed

Used daily for more than 2 years

Review source

Reviewed September 2018

Other Processors Cannot Compete

I have had a wonderful experience overall and other companies cannot compete with what they offer.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

While I don't necessarily use Payment Depot software exclusively, their implementation of the Clover device works nicely.

Cons:

I wish that there was a more open and direct API to work with different systems. My POS software through Microsoft RMS does not communicate directly with the device which means I have to manually type in the total for every credit/debit transaction.

craig t.

Verified reviewer

Marketing and Advertising

11-50 employees

Used other for less than 12 months

Review source

Reviewed April 2019

payment depot

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Better fees than other processors and terminals are easy to use.

Cons:

Customer Service is not the greatest, but with the pricing its not awful.

Louis S.

Verified reviewer

Retail

11-50 employees

Used daily for less than 2 years

Review source

Reviewed September 2018

Excellent Cost Savings

Excellent support when needed, very few issues with terminals.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Significant cost savings from their clear approach to interchange billing + an annual fee.

Cons:

Amex setup not supported for our industry unless we go directly to Amex, and the rates are horrible direct with Amex. You take some risk on buying terminals out right, but in reality you're savings so much compared to any of the major re-sellers you can buy a few a year. PCI compliance testing for some locations is very odd and needs to be re-certified every 90 days, significant hassle to PCI compliance, again only for some locations.

Erin L.

Retail

2-10 employees

Used daily for more than 2 years

Review source

Reviewed September 2018

Payment Depot is Great!

My processing fees are lower than most other businesses. The customer service has been amazing!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The cost savings initially attracted me to Payment Depot, however, they have been so easy to work with and had superb customer service. They have eve helped guide me in switching over to a new POS system. I couldn't recommend them more!

Cons:

I only wish I could easily directly process online with pd.

Eric S.

Consumer Services

2-10 employees

Used daily for more than 2 years

Review source

Reviewed October 2018

Great service - No middleman

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We love the pricing, customer service brings options and we can integrate with just about anything by using their included gateway partners.

Cons:

Nothing... works great. We saved almost 3% in fees when I switched to payment depot. The other guys were taking our lunch with upcharges and hidden fees.

Michelle B.

Verified reviewer

Non-Profit Organization Management

11-50 employees

Used daily for less than 2 years

Review source

Reviewed September 2018

A great value and unbelievable customer service

We have save a lot of money on credit card processing. I highly recommend them. Clear, straight forward pricing and no games played with fees.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to work with Excellent price Friendly customer service who can answer questions

Cons:

I don't have any complaints. Easy to use software.

Scott G.

Biotechnology

2-10 employees

Used daily for more than 2 years

Review source

Reviewed September 2018

Payment Depot give me confidence...

Lower Costs, better reporting, ease of use.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Confidence that I am definitely getting the best rate for my merchant credit card acceptance.

Cons:

They made one pretty big mistake, but the rectification was quick and complete. We just had some extra money in our bank for a couple of weeks. No Problem!

Alycia P.

Health, Wellness and Fitness

2-10 employees

Used daily for less than 2 years

Review source

Reviewed September 2018

Payment Depot Review

I have been happy with Payment Depot so far. I like the clear billing, without the numerous fees and no long term contracts. I like that they just bottom line you on cost on your first phone call to them. I hate being quoted a price and then the company adds on a bunch of hidden fees, contracts, requirements, etc.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use, straight forward, good customer support

Cons:

I wish we could bill through 2 computer terminals without having to pay for 2 separate processing machines and accounts

Cassandra B.

Sporting Goods

Self-Employed

Used daily for less than 2 years

Review source

Reviewed September 2018

Tough to talk to someone

Easy to set up if this current processor doesn't work out I'll definitely be back

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Overall this was one of the best processors I've ever used. They even refunded my entire year even though I switched a month after my contract started.

Cons:

But when it came to actually getting help from them it was so tough to talk to someone. I was always passed along and never seemed to really get great answers from them.

Showing 1 - 10 of 57 Reviews

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