Payment Depot 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Payment Depot

4.7

(57)

Pricing

Starting at $59.00 per month

About Payment Depot

Payment Depot offers the most affordable wholesale credit card processing rates in the industry. Payment Depot is able to offer these low rates because it does not add a percentage on top of Visa/MC interchange as other companies do. The rates users see on the website are the actual rate they will receive from Payment Depot and will not be altered by any hidden fees.

Payment Depot Screenshots

Payment Depot Pricing and Plans

Starting price: $59.00 per month

Free Trial

Free Version

Starter

$59.00

flat rate, per month

Plan includes:

Process up to $125000/year

Starter Plus

$79.00

flat rate, per month

Plan includes:

Process up to $250000/year

Growth

$99.00

flat rate, per month

Plan includes:

Process up to $500000/year

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

Payment Depot Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of Payment Depot
Contactless NFC
Credit Card Processing
Data Security
eCommerce Management
Electronic Payments
Electronic Signature
Mobile Access
Mobile Card Reader
Online Payments
Payment Processing
Payment Reconciliation
Point of Sale (POS)
Receipt Management
Transaction Monitoring

Payment Depot Integrations

BigCommerce

Revel Systems

WooCommerce

authorize.net

PrestaShop

Shopify

See all 7 integrations

Payment Depot User Reviews

Overall Rating

4.7

Ratings Breakdown

77%

18%

Secondary Ratings

Ease of Use

4.7

Value for money

4.6

Customer support

4.6

Functionality

4.5

kyle p.

Verified reviewer

Retail

2-10 employees

Used daily for more than 2 years

Review source

Reviewed August 2019

Its not a bad payment processor

its good service and they use authorize but you can find cheaper alternatives almost anywhere that has one portal for everything.

Ratings Breakdown

Ease of use

Previously 4

Functionality

Previously 4

Pros:

the rates were ok at best but the support is there. Its nice to get a hold of someone right away when you need it and they use the authorize.net gateway which is good.

Cons:

its horrible that you have to work with multiple portals when dealing with charges and chargebacks. No notifications of charge backs were even given to us and on top of that the rates were higher than paypal and other companies.

Annah D.

Verified reviewer

Transportation/ Trucking/ Railroad

51-200 employees

Used daily for less than 2 years

Review source

Reviewed May 2024

Determined Payment and Assertive Managing App

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Payment Depot ensure there are solid electronic and online payment approach.

Cons:

Payment Depot has nothing that defects its payment solution.

Kristi S.

Health, Wellness and Fitness

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed October 2018

Not good for small businesses

When I first signed up, they were very helpful. Now my account mgr hardly answers my questions. Last year, before I was supposed to renew, they sent out an email saying their yearly fee was going up 25% for a new security feature. They did not say it was optional. However, after getting upset about the fee change for a service I felt I did not need, they told me I could have my old rate and said the extra service was only optional. That was a total scam. Not impressed with their lack of integrity. Don't recommend.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is easy to use and integrates easily. Authorize.net is easy to use as well.

Cons:

Their cost system doesn't work well for really small businesses by the time you pay the yearly fee and monthly cc charges.

Verified

Reviewer

Retail

2-10 employees

Used daily for more than 2 years

Review source

Reviewed September 2018

Credit Card Processing Services

Was a great company to work with. I highly recommend them for credit card processing

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Very reasonable pricing, fast payments. No hidden charges or fees.

Cons:

Could not integrate with my program so I had to find a different company

Fred K.

Verified reviewer

Retail

11-50 employees

Used daily for more than 2 years

Review source

Reviewed October 2018

Unbeatable

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Payment Depot makes signup and processing easy with the best pricing and support.

Cons:

Not much, perhaps online access to PD statements.

Verified

Reviewer

Law Practice

2-10 employees

Used daily for less than 2 years

Review source

Reviewed September 2018

Best Card Rates Available

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

- Saves money! - No different than any other credit card processor, just cheaper.

Cons:

- There are no cons with using Payment Depot

Verified

Reviewer

Printing

2-10 employees

Used daily for less than 12 months

Review source

Reviewed September 2018

Straight-forward Payment Processing

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Flat-rate processing that is easy to understand, and customer service that is friendly and readily available.

Cons:

So far I have not had any disappointments with Payment Depot.

Verified

Reviewer

Telecommunications

2-10 employees

Used daily for less than 6 months

Review source

Reviewed September 2018

Payment Depot Review - 2018

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

It was seamless and easy to use. It integrated well with my existing software.

Cons:

Making changes to the payment methods available was very difficult because various parties needed to be involved and that was no instructions indicating how to easily do so.