Samsung Pay 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

Samsung Pay

4.5

(264)

Pricing

Pricing available upon request

About Samsung Pay

Samsung Pay is mobile payment and digital wallet service for Samsung devices that allows users to make payments at retail stores. Samsung Pay uses either MST (Magnetic Secure Transmission) or NFC (Near Field Communication) to communicate with the card reader.

Card readers which lack NFC functionality, it uses MST technology which emulates the magnetic signal from a traditional card swipe, causing the terminal to register it as if it were a normal magnetic stripe. Samsung Pay leverages algorithm-generated token numbers for each card transaction, which enables only dummy account numbers saved on the device which protects the card and payment information against mobile hackers.

Users can select the card by swiping left or right and authenticate the payment via registered fingerprint or PIN.

Samsung Pay allows users to add up to seven different American Express, Visa or MasterCard card accounts (both debit and credit cards), as well as gift cards.

Samsung Pay Screenshots

Samsung Pay Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Basic

Pricing available upon request

No plan information available

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Samsung Pay Features

Features of Samsung Pay
Activity Dashboard
Authentication
Compliance Management
Credit Card Processing
Digital Wallet
Electronic Payments
Mobile Access
Secure Data Storage

Samsung Pay User Reviews

Overall Rating

4.5

Ratings Breakdown

66%

23%

Secondary Ratings

Ease of Use

4.6

Value for money

4.7

Customer support

4.5

Functionality

4.4

Wanita G.

Verified reviewer

Health, Wellness and Fitness

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed January 2026

Pay safely

I use samsung pay all the time and it is my go to payment app. I can relax knowing that all my information is safe

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Its simple and safe to use. I started using samsung pay about 5 years ago now, and still use it today.

Cons:

It was a little frustrating to find at first. I kept automatically using my wallet app to pay, i stead of samsung pay

Reasons for switching to Samsung Pay

Samsung pay was easier to access when i figured it out

Kieran H.

Verified reviewer

Telecommunications

1001-5000 employees

Used daily for less than 6 months

Review source

Reviewed March 2025

Excellent! Easy to use, safe to have and reliable, doesnt crash or fail, and I'm confident to leave the house with only Samsung pay!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to set up, and clearly a secure payment method, really simple to use and compatible with my watch and my phone, nice not having to carry my wallet with me everywhere!

Cons:

Incompatible with one of my bank accounts, but i think that's not Samsung's doing.

Reasons for switching to Samsung Pay

I wanted a change in technology, but didn't want to jeopardise security.

TJ S.

Verified reviewer

Restaurants

201-500 employees

Used weekly for more than 2 years

Review source

Reviewed July 2018

Needs to be more widely accepted

Previously 4

Ratings Breakdown

Ease of use

Functionality

Pros:

Easy to use, quick, convenient. I like not having to dig around for a credit card or cash- cell phone is usually in hand

Cons:

Credit card will pop up when not needed from time to time. Biggest problem is that it's not always accepted, won't work on low battery, has had trouble reading with certain phone cases

Parker W.

Verified reviewer

Education Management

201-500 employees

Used weekly for less than 6 months

Review source

Reviewed March 2025

Amazing way to Pay!!

My overall experience with Samsung Pay has been good. The ability to pay for things with the tap of your phone makes life so much easier.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

I have always been an Apple person, but I recently switched to Samsung. Samsung Pay is so much easier to use than any other payment software. The one feature I liked the most was the ability to use NFC and MST technologies to make payments. I no longer have to carry my large wallet with me everywhere I go. I am able to just tap my phone and I am good to go. Security is one of the most important features when dealing with personal information. Samsung Pay uses biometric authentication as well as Samsung Knox.

Cons:

Samsung Pay has a few cons. The first major con is they do not accept all bank or credit cards. If you use a local bank, you may not be able to use Samsung Pay. The second con is Samsung Pay only works on Samsung devices. This isn't all that bad since most people either use Apple or Samsung exclusively.

Reasons for switching to Samsung Pay

I switched to a Samsung device a few months ago.

P S A.

Verified reviewer

Automotive

11-50 employees

Used weekly for less than 12 months

Review source

Reviewed February 2025

Quickest and Handy payment method

Superb app and the Samsung Pay mini is an all in one solution which makes this is a great package altogether

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

the fastest payment i have seen overall also great UI

Cons:

I didnt like the reward system of this because its impossible to hit milestones

Reasons for switching to Samsung Pay

Because samsung Pay is much more user friendlyand the main reason its not filled with ads

Brittany H.

Verified reviewer

Health, Wellness and Fitness

Self-Employed

Used weekly for less than 2 years

Review source

Reviewed May 2025

Payments made easy!

Its great, makes payments easier, nearly hands free and much less fuss.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Makes paying for things much easier. I dont have to fumble or look for my wallet.

Cons:

I do have the occasional error where my card sometimes wont work.

Reasons for switching to Samsung Pay

More availability and use with samsung software.

Natasha S.

Verified reviewer

Hospitality

Self-Employed

Used daily for more than 2 years

Review source

Reviewed April 2025

great using this software

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

easy to use and have all my money and cards in one place....

Cons:

none everything works well on the app i have no problems since i been using app

Verified

Reviewer

Music

2-10 employees

Used monthly for less than 12 months

Review source

Reviewed February 2025

Pay your way with Samsung

Overall I have found it satisfying and simple

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Samsung pay has allowed me to keep track of my spending very easily

Cons:

It can be a bit of a challenge sometimes to integrate cards

Jerad C.

Verified reviewer

Photography

Self-Employed

Used daily for more than 2 years

Review source

Reviewed September 2024

Ease and convenience

My overall experience with using Samsung Pay and been really satisfying and convenient.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like how I can either pull out my phone or my Samsung watch and just tap to pay without having to dig for my wallet. Super convenient.

Cons:

Honestly I cannot think of anything that I don't like about Samsung pay.

Joshua W.

Verified reviewer

Construction

2-10 employees

Used weekly for free trial

Review source

Reviewed August 2025

You should try it

Could have been worse but pretty good Overall everything was great Except customer going to spend a lot nicer better

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Best value for your money Easy card payments Transactions never have problems with bugs and issues aren't that bad Customer support Not the best but You get what you pay for With Samsung

Cons:

Customer service was horrible They're really ratchet They need better managers But overall great company

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