Samsung Pay 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
User Reviews

Overview

Samsung Pay

4.5

(264)

Pricing

Pricing available upon request

About Samsung Pay

Samsung Pay is mobile payment and digital wallet service for Samsung devices that allows users to make payments at retail stores. Samsung Pay uses either MST (Magnetic Secure Transmission) or NFC (Near Field Communication) to communicate with the card reader.

Card readers which lack NFC functionality, it uses MST technology which emulates the magnetic signal from a traditional card swipe, causing the terminal to register it as if it were a normal magnetic stripe. Samsung Pay leverages algorithm-generated token numbers for each card transaction, which enables only dummy account numbers saved on the device which protects the card and payment information against mobile hackers.

Users can select the card by swiping left or right and authenticate the payment via registered fingerprint or PIN.

Samsung Pay allows users to add up to seven different American Express, Visa or MasterCard card accounts (both debit and credit cards), as well as gift cards.

Samsung Pay Screenshots

Samsung Pay Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Basic

Pricing available upon request

No plan information available

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Samsung Pay Features

Features of Samsung Pay
Activity Dashboard
Authentication
Compliance Management
Credit Card Processing
Digital Wallet
Electronic Payments
Mobile Access
Secure Data Storage

Samsung Pay User Reviews

Overall Rating

4.5

Ratings Breakdown

66%

23%

Secondary Ratings

Ease of Use

4.6

Value for money

4.7

Customer support

4.5

Functionality

4.4

Nicole K.

Verified reviewer

Photography

Self-Employed

Used daily for less than 2 years

Review source

Reviewed August 2021

Samsung Pay is my #1 go-to mobile bank

My experience using Samsung Pay is very positive. It makes me have to worry about one less thing during my busy days. Samsung has always been a company I can trust, so adding a banking account to it was an easy decision. Just like all of their other apps, Samsung delivers simplicity and transparency so I know what I am using, as well as understand it.

Ratings Breakdown

Ease of use

Customer support

Functionality

Pros:

I really like the simplicity of the Samsung Pay mobile app. It is extremely user-friendly, which makes it great for people of any age to get accustomed to, even if you are switching from a different payment platform. Navigating through the app and its features, along with the simple interface design make it an enjoyable mobile banking experience.

Cons:

There is nothing I could say that I didn't like about using this software. I literally enjoy every part of it, and there is nothing difficult or negative about it.

Reasons for switching to Samsung Pay

I made the switch because I use Samsung phones and wanted to integrate my payments with my mobile phone. I also made the switch because Samsung has a variety of apps and programs, even a browser that I have enjoyed using. I find it less invasive than Google as well.

Heathere E.

Verified reviewer

Consumer Services

1001-5000 employees

Used weekly for more than 2 years

Review source

Reviewed September 2022

Samsung pay is one of the best.

I absolutely love Samsung pay. It makes all of my business transactions quick and easy.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I've been to several stores that didn't accept many forms of payments, but Samsung pay is normally always accepted. And it makes my online shopping so much easier. And I get rewards for using the app.

Cons:

I don't have any complaints about this software at all

Reasons for switching to Samsung Pay

I had been hacked and Google refused to refund my money

TJ S.

Verified reviewer

Restaurants

201-500 employees

Used weekly for more than 2 years

Review source

Reviewed July 2018

Needs to be more widely accepted

Previously 4

Ratings Breakdown

Ease of use

Functionality

Pros:

Easy to use, quick, convenient. I like not having to dig around for a credit card or cash- cell phone is usually in hand

Cons:

Credit card will pop up when not needed from time to time. Biggest problem is that it's not always accepted, won't work on low battery, has had trouble reading with certain phone cases

Kevin O.

Verified reviewer

Retail

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed July 2022

This Is a Terrific Solution or ADvantage!

I got a Galaxy about a year and a half ago and did not know too much about this as I had never had anything Samsung, I think, but a camera. The setup and ease of having my payment sources right there wherever I go is wonderful! The scan a barcode, photograph a QR code, or just touch the Samsung Pay at checkout is just a great and easy, not to mention secure, option!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is a seamless product that is easy t use, does almost all the work for you, and makes purchases on app stores and retail -- or wherever, a snap! It also has been great for my occasional in-person art sales, and I am hoping to advance that and use Samsung Pay POS fits the bill as easily as the normal Samsung Pay.

Cons:

So far, I think there are too many changes, always adding this, changing that, "Samsung Pay is now included in...". While it is great and I recommend it highly, my recommendations are geared towards others using it, they should, but it is not available on my Galaxy Tablet S7 and I need it to be, Will that change? No idea.

Reasons for switching to Samsung Pay

I wanted the extra options Samsung had. I still use Google pay on my phone but Samsung Wallet has a lot loaded into it such as Pay. I will use both! I need a POS on my Tablet and hope that will be available with Samsung, not just on their phones.

César C.

Verified reviewer

Computer Hardware

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed May 2022

A good digital wallet

I have had a good experience with Samsung Pay, it has allowed me to save time and be more productive because I can have my accounts in one place, without having to carry many cards with me. It is an excellent product, it is the future.

Ratings Breakdown

Ease of use

Value for money

Functionality

Pros:

The best thing about Samsung Pay is the trust and security that the brand gives you when making transactions, it is a very transparent and non-invasive process that gives warmth to the user. The interface is good, simple, beautiful, and easy to use. The NFC payment process works well and quickly. If you have a Samsung mobile it is the best option you can have, but if you have an Android mobile it is a great option to value.

Cons:

A greater reach is needed from the brand because there are countries that cannot access Samsung Pay services, and in the same way, there are commercial premises that do not allow paying with this app.

Reasons for switching to Samsung Pay

Integration with Samsung devices is much better.

Cathy T.

Verified reviewer

Internet

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed July 2022

Samsung says - You can't touch this!

I'm still in awe with this Contactless payment concept, but I also see that there is still room for improvement, enhancements and advancements among other competitors.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It's an added perk or bonus should you decide to use it, that is If you are currently using a Samsung gadget. It would only make sense to streamline all your processes and apps to be in sync or synced with all things Samsung. It definitely makes the payment processing much quicker.

Cons:

If you're not using a Samsung gadget (ie...cell phone, tablet, etc...) then you probably wouldn't be exposed to or be given the option to use and choose Samsung Pay as your first choice, instead, Google would take that position.

Reasons for switching to Samsung Pay

I started using Samsung Pay as an alternative and back up wallet in the event a vendor did not accept Google Pay.

Ariel R.

Verified reviewer

Fine Art

Self-Employed

Used daily for more than 2 years

Review source

Reviewed November 2022

Almost Elite brand Samsung Pay

My overall experience has been excellent!

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Samsung is a fantastic brand as it is! When Samsung Pay was created it was a bit of a blessing. Compared too Apple Pay I think Samsung Pay is definitely more of an Elite option. My Pros for Samsung Pay are that it's really easy to launch Samsung Pay when I need it quicksand effectively. The tap and go is so simple and easy to use. I would %100 recommend this product too someone more so my colleagues.

Cons:

Cons: are simple enough to fix which would be that it would be nice if that the app didn't randomly launch when accidentally tapped or bumped in the pocket.

Reasons for switching to Samsung Pay

I feel Samsung Bhaskar more elite options for programs on the phone.

Zephyr V.

Verified reviewer

Food & Beverages

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed May 2021

Easy contactless payment

Samsung pay is a really convenient way of paying for goods and services. It's also extremely secure. I highly recommend it.

Ratings Breakdown

Ease of use

Functionality

Pros:

I love how easy and convenient it is to use Samsung pay when I'm out shopping. I don't even need to take my wallet out. It's straightforward to use and I have never experienced any glitches or issues with it. There are also certain credit card perks to paying with a digital wallet like Samsung pay. I get extra cashback whenever I check out with my credit card via Samsung pay.

Cons:

Not every store accepts Samsung pay. It's definitely gaining traction but because it's not available everywhere you still need to always have a physical card with you.

Reasons for switching to Samsung Pay

I was using Apple pay when I had an iPhone but switched over to Samsung pay when I got a Samsung.

Milagros G.

Verified reviewer

Individual & Family Services

11-50 employees

Used daily for more than 2 years

Review source

Reviewed February 2025

Have your card on your phone

I started using Samsung Pay around 2018-2019. For me it was an innovative experience because it allowed me to go from the comfort of my home to the supermarket or the store and I only needed my phone.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It is a tool that allows you to make your payments quickly and safely from your phone. Most of my clients used.

Cons:

I have no complaints at the moment. It is totally easy to use

Ledio S.

Verified reviewer

Restaurants