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Fincent

Overview
Reviews

Fincent 2026: Benefits, Features & Pricing

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On this page
  • Overview
  • Pricing and Plans
  • Features
  • Integrations
  • User Reviews

Overview

Fincent
Fincent
4.4
(14)

Pricing

Starting at $189.00 per month

About Fincent

Fincent is an online bookkeeping and financial management software for US-based small business owners. Key features include payment automation, outsourced tax preparation, and tax filing. Fincent lets stakeholders store invoices, bills, and important documents on the cloud, generate financial reports that can be submitted to accountants, and manage vendors, customers, and subscriptions in a unified interface.

Fincent Screenshots

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Fincent Pricing and Plans

Starting price: $189.00 per month
Free Trial
Free Version

Small Business Bookkeeping

$189.00

usage based, per month

Plan includes:

  • Dedicated bookkeeping team
  • Monthly bookkeeping check-ins
  • Secure invoicing and payments
  • P&L Statement and Balance Sheet
  • Subscription management
  • Roles and Permissions
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Fincent Features

  • Popular features found in Financial Management
    Budgeting/Forecasting
    Cash Management
    Multi-Currency
    Project Management
    Revenue Recognition
    Tax Management
  • More features of Fincent
    Access Controls/Permissions
    Accounting
    Accounts Payable
    Accounts Receivable
    Activity Dashboard
    Bank Reconciliation
    Billing & Invoicing
    Categorization/Grouping
    Chart of Accounts
    Customizable Reports
    Data Import/Export
    Data Visualization
    Document Storage
    Electronic Payments
    Expense Tracking
    Financial Analysis
    Financial Management
    Financial Reporting
    General Ledger
    Income & Balance Sheet
    Invoice Management
    Invoice Processing
    Mobile Access
    Payment Reconciliation
    Profit/Loss Statement
    Project Time Tracking
    Real-Time Analytics
    Real-Time Data
    Real-Time Monitoring
    Real-Time Reporting
    Reminders
    Third-Party Integrations
    Transaction History
    Transaction Monitoring
    User Management
    Vendor Management
    Visual Analytics

Fincent Integrations

Plaid
Plaid
Stripe
Stripe
Gusto
Gusto
Shopify
Shopify

Fincent User Reviews

Overall Rating

4.4

Ratings Breakdown

5

71%

4

14%

3

7%

2

0%

1

7%

Secondary Ratings

Ease of Use

4.6

Value for money

4.4

Customer support

4.5

Functionality

4.5

Vance's profile

Vance W.

Verified reviewer

Retail

11-50 employees

Used daily for less than 2 years

Review source

Reviewed August 2025

Fincent provides our Boutiques with hassle free and accurate accounting.

5

Our experience overall with Fincent is excellent. Detailed and accurate accounting in real time with as much or as little human interaction as you want or need. Streamlining and minimizing what we have to do to have up to the minute accounting.

Ratings Breakdown

5
Ease of use
4
Value for money
5
Customer support
5
Functionality
icon
Pros:
Fincent's team of accountants and bookkeepers have handled our accounting needs promptly with wonderful personal attention to our needs and requirements. They are always available for any questions we have.
Cons:
I have few if any negatives in our work with Fincent. Minor things like needing to reverify a bank account connection is about all that has taken extra effort. You can eliminate most problems or work flow issues with good communication and Fincent excels at that.

Reasons for choosing Fincent

Ultimately we felt Fincent offered us the best combination of 1. Providing proper accounting in a form that we required with the added safety of a quickbooks back up of all data 2. The ability to deal with real people, actual accountants and bookkeepers who respond to your emails, your calls and can meet at short notice on Zoom 3. A service oriented company who from our initial interviews and through onboarding and now ongoing interactions are always there for us and always working to make what we need happen.

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MB

Michael B.

Verified reviewer

Design

Self-Employed

Used weekly for less than 12 months

Review source

Reviewed October 2024

An excellent solution for startups and solopreneurs

5

Fincent has been a game changer for my business. The agents are responsive and knowledgeable, and the platform gives me clear insights on my cash flow, balance sheet and expenses that are easy to view at any time.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
The personalized assistance. Also the tax filing prep was super helpful.
Cons:
No complaints. My experience was great. Thanks!

Reasons for choosing Fincent

I like the software web app that fincent offers

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DR

Danielle R.

Verified reviewer

Apparel & Fashion

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed April 2025

Poor Quality, Lack of Accuracy, and Unreliable Service

1

As a small business owner with ADHD, I needed a bookkeeping service that would be clear, accurate, and supportive. I chose Fincent because they promised a better experience than Bench, but it ended up being a major disappointment. For the price, I expected a true partner; someone who would take care to get things right, not just rush to categorize transactions. Instead, Fincent’s careless approach put me at serious financial risk. Misclassifying transactions not only creates messy books, but also leads to major problems like inaccurate tax filings, increased audit risk, and the potential to damage funding opportunities for my business. Accuracy is not optional when it comes to bookkeeping, and no amount of technology makes up for people choosing speed over quality. What made it even worse was the complete lack of accountability. When I raised concerns, Fincent did not focus on fixing the inaccuracies. They focused on defending how much of the work had been “completed.” Instead of addressing the serious risks their mistakes created, they prioritized indicating substantial completion over delivering accurate, trustworthy financials, even with a co-founder CC’d on the email. If that does not tell you enough about their ethical practices, or the lack thereof, I am not sure what will. As a small business owner, I cannot afford to gamble on partners who do not treat accuracy and accountability as non-negotiable. Fincent was an expensive mistake and absolutely not worth the money or the stress.

Ratings Breakdown

3
Ease of use
1
Value for money
2
Customer support
2
Functionality
icon
Pros:
The onboarding team was polite and responsive initially, and the portal to upload documents was easy to use.
Cons:
Fincent prioritized completing transactions quickly over ensuring the accuracy of the books. They categorized the majority of my transactions, including loans, without requesting the necessary financial documentation, such as loan agreements and payment schedules, required to classify them properly. As a result, loans were incorrectly recorded as revenue. I received almost no communication from my assigned bookkeeper and no proactive outreach to confirm essential financial details before marking the books as “substantially complete.” This is a fundamental failure for any bookkeeping service.

Reasons for switching to Fincent

Needed something more tech-advanced, and seemingly more robust.

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DR

Dan R.

Verified reviewer

Consumer Services

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed May 2024

Switched from Quickbooks and Didn't Look Back

5

I started with Fincent because I was looking for a bookkeeping solution that included a team of humans and a well-thought-out user interface. I'm about six months in now and am very happy with the services provided by the Fincent team. They are curious, respectful, and hold me accountable when things are needed—and I can log in at any time to see where my books are at without worrying about whether I've missed a reconciliation or miscategorized something. The support is so appreciated and valued. Also, the fact that they manage a backup Quickbooks account in case I ever decide to leave gives me even more security and more reason to stay with them.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
Their team is smart. They've figured out how to categorize my transactions properly by asking questions about recurring payments and past vendors. I feel like they are an extension of my company.
Cons:
The catch-up bookkeeping took awhile to process, but that was also because I asked to go back further after an initial, shorter, catchup process. The Fincent team was supportive and respectful the whole time.

Reasons for choosing Fincent

When I was shopping around, there seemed to be more human involvement in the categorization of transactions with Fincent than there is with Bench

Reasons for switching to Fincent

I was looking for a managed solution with real people helping me manage the books

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EK

Emily K.

Verified reviewer

Non-Profit Organization Management

2-10 employees

Used weekly for less than 6 months

Review source

Reviewed August 2024

Dedicated and Responsive Service!

5

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
I have a dedicated and responsive team to help manage all of my books and transacations. Their website is easy to navigate and very user friendly!
Cons:
I don't dislike a thing! I am very happy with everything provided.

Reasons for switching to Fincent

I wasn't happy with Quickbooks' customer service.

Read More

GK

Gregg K.

Verified reviewer

Marketing and Advertising

2-10 employees

Used daily for less than 2 years

Reviewed December 2023

Small business website design company uses Fincent for bookkeeping.

4

Happy with the service - runs on autopilot.

Ratings Breakdown

4
Ease of use
3
Value for money
4
Customer support
4
Functionality
icon
Pros:
I like the simple login to see the reports.
Cons:
The Plaid interface does not allow real time access to our business checking account and at least one business credit card accounts.

Reasons for switching to Fincent

They went out of business so I needed a reliable relationship and Fincent certainly provides.

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CJ

Chandlyr J.

Verified reviewer

Design

Self-Employed

Used weekly for less than 12 months

Reviewed September 2023

Creative Business owner review

5

My experience has been great. The team has been able to help with so many things such as bookkeeping, and all of my taxes.

Ratings Breakdown

5
Ease of use
4
Value for money
5
Customer support
5
Functionality
icon
Pros:
Catch up bookkeeping and taxes were the most helpful offerings presented by the Fincent team.
Cons:
The difference in time zone made it tough to get timely responses at times, but overall it worked out.

Reasons for choosing Fincent

It was very clear that they offered catch up bookkeeping and taxes, and that’s exactly what I needed help with.

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JS

Jeremy S.

Verified reviewer

Legal Services

2-10 employees

Used weekly for less than 12 months

Reviewed September 2023

A great product

5

Moving my bookkeeping to Fincent has been a lifesaver.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
It frees me up to concentrate on other parts of my business, and the software does a great job of letting me track my company’s revenue and expenses. The team at Fincent have also been wonderful to deal with, and the pricing is fantastic.
Cons:
The mobile app doesn’t work as well as the web portal, but that’s a minor inconvenience.

Reasons for choosing Fincent

Affordability and live bookkeeping

Reasons for switching to Fincent

Pricing, less complicated, and great customer service.

Read More

RS

Raven S.

Verified reviewer

Consumer Services

Self-Employed

Used weekly for less than 12 months

Reviewed December 2023

Good experience so far

4

Ratings Breakdown

5
Ease of use
5
Value for money
4
Customer support
5
Functionality
icon
Pros:
Pricing was great and I liked the UI way better
Cons:
I don't always feel like I'm listened to, have to repeat myself multiple times

Reasons for switching to Fincent

Mostly pricing, but also I didn't love the UI on Bench. It was really hard to locate anything

Read More

Noel's profile

Noel C.

Verified reviewer

Arts and Crafts

2-10 employees

Used weekly for more than 2 years

Reviewed September 2023

“Leave all your bookkeeping and tax worries to Fincent”

5

Fincent takes care of everything related to accountancy and they did all the work I didn't want to do. They just did it and made my life much easier. We are a graphic design studio and I was pretty new to accounting and bookkeeping. From the moment I started using Fincent, they took care of everything for me. They did the technical configuration, set up everything from scratch, and even set up everything for me to get my taxes done right. I’m very glad I chose Fincent, their team doesn’t disappoint in what they’ve set out to do. Made my bookkeeping and accounting worries go away.

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
5
Functionality
icon
Pros:
Their team got me right on track with my financesBeautiful and easy to use platformOrganization and at a glance viewsGreat relationship building, customer service, and prompt repliesUnderstood my requirements as a small business and took care of everything related to my booksReduced tax stress
Cons:
No cons for now. So far, they have been doing an excellent job.

Read More

Showing 1 - 10 of 14 Reviews

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