Pennylane 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Pennylane

4.2

(13)

Pricing

Starting at €14.00 per month

About Pennylane

Pennylane: The all-in-one financial platform

Designed for business owners, finance teams, and accountants in France, Pennylane unifies accounting, invoicing, expense management, and business banking in a single secure platform. By integrating these traditionally separate functions, Pennylane eliminates data silos and provides clear financial visibility.

Who Pennylane is ideal for:
• Small business owners who need to simplify financial management while ensuring compliance
• Growing SMEs with finance teams looking for a centralized financial platform
• Accounting firms seeking to modernize their practice and provide advisory services
• CFOs who want real-time financial visibility and streamlined collaboration

Key benefits that set Pennylane apart:

Unified financial ecosystem
Pennylane combines accounting, invoicing, expense management, and banking in one platform. The Pennylane Pro Account offers French IBAN, configurable payment cards, and instant SEPA transfers—all synchronized with your accounting.
AI-powered efficiency
Pennylane uses artificial intelligence to transform financial management with automatic report analysis, technical assistance for accountants, intellige...

Pennylane Screenshots

Pennylane Pricing and Plans

Starting price: €14.00 per month

Free Trial

Free Version

Basic

€14.00

per feature, per month

Plan includes:

Centralize and manage your customer and supplier invoices
Pay your invoices with one click
2 customizable invoice templates
Pro Account and Mastercard physical cards
Unlimited virtual cards
Mobile notification and receipt attachment
Cash advance
Monitor your accounts and actions to be taken in real time
Connect your banks
Reconcile your transactions

Essential

€24.00

per feature, per month

Plan includes:

Centralize and manage your customer and supplier invoices
Pay your invoices with one click
5 customizable invoice templates
Manage your expense reports
Automate your payment reminders
Benefit from our 300+ integrations
Pro Account and Mastercard physical cards
Unlimited virtual cards
Mobile notification and receipt attachment
Cash advance

Premium + Accounting Module

€79.00

per feature, per month

Plan includes:

Centralize and manage your customer and supplier invoices
Pay your invoices with one click
Unlimited invoice customization
Manage your expense reports
Automate your payment reminders
Benefit from our 300+ integrations
Add attachments to your invoices
Pro Account and Mastercard physical cards
Mobile notification and receipt attachment
Unlimited virtual cards

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Pennylane Features

Popular features found in Accounting
Billing & Invoicing
Budgeting/Forecasting
Expense Tracking
Fund Accounting
Income & Balance Sheet
Multi-Currency
Payroll Management
Project Accounting
Purchase Order Management
Tax Management
More features of Pennylane
Access Controls/Permissions
Accounting
Accounting Integration
Accounts Payable
Accounts Receivable
Activity Dashboard
Alerts/Notifications
API
Approval Process Control
Approval Workflow
Audit Trail
Automated Receipt Matching
Bank Reconciliation
Billing Portal
Cash Flow Management
Cash Management
Categorization/Grouping
Chart of Accounts
Client Management
Client Portal
Collaboration Tools
Compliance Management
Consolidation/Roll-Up
Corporate Card
Credit Card Management
Credit Card Processing
Credit Note
Customizable Fields
Customizable Invoices
Customizable Reports
Customizable Templates
Dashboard
Data Import/Export
Data Visualization
Document Management
Document Storage
Document Templates
Dunning Management
Duplicate Detection
Electronic Payments
Encryption
Expense Claims
Expense Management
File Sharing
Financial Analysis
Financial Management
Financial Reporting
Fixed Asset Management
For Accountants
For CPA Firms
Forecasting
General Ledger
Invoice Creation
Invoice History
Invoice Management
Invoice Processing
Messaging
Mileage Tracking
Mobile Access
Mobile Payments
Mobile Receipt Upload
Multi-Department/Project
Online Invoicing
Online Payments
Optical Character Recognition
Payment Collection
Payment Processing
Payment Reconciliation
Policy Management
Process/Workflow Automation
Profit/Loss Statement
Project Billing
Projections
Project Time Tracking
Purchasing & Receiving
Quotes/Estimates
Real-Time Data
Real-Time Notifications
Real-Time Reporting
Real-Time Updates
Receipt Management
Recurring/Subscription Billing
Reimbursement Management
Reminders
Reporting/Analytics
Reporting & Statistics
Revenue Recognition
Sales Tax Management
Search/Filter
Secure Data Storage
Self-Service Reporting
Spend Control
SSL Security
Status Tracking
Strategic Planning
Tax Calculation
Third-Party Integrations
Time & Expense Tracking
Timer
Time Tracking
Transaction History
Vendor Management
Version Control
Workflow Management

Pennylane Integrations

GoCardless

Stripe

Zapier

Qonto

Silae Paie

Dropbox Business

See all 57 integrations

Pennylane User Reviews

Overall Rating

4.2

Ratings Breakdown

62%

23%

15%

Secondary Ratings

Ease of Use

4.7

Value for money

3.8

Customer support

3.8

Functionality

4.1

Have you used Pennylane and would like to share your experience with others?

Juliette P.

Verified reviewer

Apparel & Fashion

2-10 employees

Used daily for less than 6 months

Review source

Reviewed November 2022

Pennylane is the software I use to work with my bookkeeper

Pennylane helps me work with my accountant and in the future I wish to use it more to manage my cash and my P&L. But the process to implement all these things is actually longer than I expected.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Pennylane is a good tool to work with your accountant, and it helps matching your bank account and your invoices. It is very easy to upload an invoice in Pennylane, and easy as well to generate invoices for your own customers. For my needs, that are quite basic, it is perfectly suitable.

Cons:

The implementation process was quite long, and there is a connectivity issue with my bank account. Also, the customer support is very long to reach (there are super busy all the time).

Reasons for switching to Pennylane

Pennylane helps you follow your cash, but also is an accounting tool. So there was no use keeping both tools. Pennylane also appears to be twice cheaper.

Arnaud P.

Verified reviewer

Health, Wellness and Fitness

51-200 employees

Used daily for more than 2 years

Review source

Reviewed January 2026

Pennylane - The ERP 2.0

Très content de l'utilisation globale de Pennylane, c'est un outil qui est game-changer sur le marché des ERP

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Facilité d'utilisation, user expérience très apréciable, un outil clé en main pour les petites entreprises et les start-up

Cons:

Produit encore un peu jeune, n'ayant pas l'expertise de gros ERP, avec un temps assez long de développement de certains outils importants

Reasons for switching to Pennylane

Pennylane est un véritable mini-erp concurrent des plus gros avec une dynamique proche d'une start-up

Jessica D.

Verified reviewer

Computer Software

11-50 employees

Used daily for less than 2 years

Review source

Reviewed December 2023

Good but need some improvement on flexibility

Overall it is a very useful and practical tool, but it needs logical adjustments.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love how easy it is when we need to reconcile expenses with receipts.

Cons:

The app with pictures taken does not work well. I have had multiple "loss" of receipts because of this. The other thing that would need to improve is subscriptions when billing. Invoices cant be different from invoice 1 and 2. For any subscriptions, they are all the same except the number of the invoice. Not very efficient... The bank reconciliation is sometimes not totally perfect, but it is okay.

Laurent C.

Verified reviewer

Insurance

2-10 employees

Used weekly for less than 6 months

Reviewed November 2025

Complet et simple à utiliser

Franchement, c’est super complet : tu gères vraiment tout au même endroit, la factu, la compta et y a aussi un compte pro que j'utilise maintenant en principal pour mon entreprise. Je trouve que l’interface est hyper intuitive vs mon précédent outil. Je paye un peu plus cher mais je peux tout faire et je n'ai pas besoin de bidouiller ou d'avoir d'autres outils. Avec le compte pro inclus, je peux faire autant qu'avant et ça revient au final moins cher pour plus de fonctionnalités.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Complet, Intuitif et très efficace côté connectivité avec d'autres outils, comptabilité. Je perd beaucoup moins de temps à gérer mes transactions, mes notes de frais, c'est catégorisé et transmis directement à mon service de comptabilité avant qu'ils me relancent haha

Cons:

Le prix, moins compétitif que d'autres solutions et la partie compte pro qui est top mais qui peut encore s'améliorer ou s'étoffer en fonctionnalités

Heïdhi B.

Verified reviewer

Hospital & Health Care

Self-Employed

Used weekly for less than 6 months

Review source

Reviewed November 2025

Fluidité et réduction de la charge mentale Qonto et Pennylane

Le logiciel est facile d'utilisation et agréable. Je l'utilise surtout avec Qonto, car avec Qonto j'ai une notification instantané au moment de l'achat pour rentrer mon justificatifs et ensuite les informations sont remontées directement sur Pennylane c'est un vrai gain de temps.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

La fluidité de l'application, de plus l'interface est très agréable et professionnel. J'ai apprécie le fait que cela soit intégré à Qonto.

Cons:

Le tarif des abonnements pour avoir des tableaux analytique et le fait que ça manque de graphique modulable tels que l'on peut le retrouver sur Qonto. Les tarifs pour obtenir des graphismes ou analyses ne sont pas du tout adapté aux indépendants ça serait bien d'envisager des tarifs pour cette catégorie de professionnel car nos besoins sont plus spécifique que les PME ou grande entreprises.

Josué P.

Verified reviewer

Retail

Self-Employed

Used weekly for less than 6 months

Review source

Reviewed December 2024

L'intégration Amazon est inexistante - Publicité mensongère

La connexion avec le compte vendeur Amazon, bien qu'indiquée sur leur site web comme étant fonctionnelle, ne l'est pas du tout. Je fais 250 000€/an sur Amazon, soit 95% du CA de ma société. C'est donc l'intérêt principal de pennylane pour moi. Mais il n'y a pas d'intégration fonctionnelle entre pennylane et Amazon, leur publicité est mensongère. Par contre, pour prélever l'argent ils sont bien présents, mais pour rembourser quand ils manquent à leurs obligations, il n'y a plus personne.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

La solution semble très complète d'après la promotion qui en est faite sur leur site web.

Cons:

L'absence de connexion avec mon compte vendeur Amazon, alors que c'était indiqué sur leur site web qu'il y avait une connexion

Reasons for choosing Pennylane

Parce qu'ils avaient soi-disant une intégration Amazon (vendeur), mais c'était faux

Sylvain S.

Verified reviewer

Entertainment

Self-Employed

Used weekly for less than 6 months

Review source

Reviewed September 2025

Pennylane :pratique pour gérer finances et facturation

Pennylane m’a permis de centraliser ma gestion financière et ma comptabilité dans un seul outil. J’ai apprécié le gain de temps grâce à l’automatisation et la possibilité de collaborer directement avec mon comptable. L’interface est moderne et agréable à utiliser.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

L'interface de Pennylane est très claire, facile à utiliser sans compétence de comptabilité. La facturation intégrée est bien si on n'a pas un autre outil. La connexion bancaire et le suivi des flux sont automatiques, claires. Gain de temps gracia à l'automatisation.

Cons:

La gestion de multi-devises à developper un peu plus. Le prix un peu élevé par rapport à d'autres solutions.

Agathe P.

Verified reviewer

Non-Profit Organization Management

11-50 employees

Used weekly for less than 2 years

Reviewed April 2025

Satisfaite

Ratings Breakdown

Ease of use

Functionality

Pros:

Efficace. Permet de charger rapidement les notes de frais papier, numérisées. Permet également le suivi du remboursement des notes de frais.

Cons:

Ne détecte pas automatiquement qui charge la note de frais. Utilisateur de la boîte pas détecté automatiquement.

STANISLAS O.

Verified reviewer

Human Resources

11-50 employees

Used daily for more than 2 years

Review source

Reviewed December 2023

Pennylane - Be innovative

It's a god experience, we fell listen and with this product we modernise our financial set up.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

What I like the most in Pennylane is it's facility of use, theses updates and the way they are taking to have the best financial saas available in France for modest company.

Cons:

Pennylane is a young company. We could have some issues or dysfunctionality but is fixed quickly.

Julien G.

Verified reviewer

Media Production

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed November 2022

Des escros. Fuyez.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

je le conseille vivement à tous ceux qui ont du temps et de l’argent à perdre.

Cons:

Pour t’attirer, un commercial te fait une offre canon pour te faire signer (à vie). Dans mon cas, 46,80 euros TTC pour 2 comptes bancaire synchronisés et 100 factures. Puis quelques mois plus tard, quand t’as bien pris en main l’outil, ils te saignent. Depuis deux mois, je suis facturé 178,80 TTC avec toujours 2 comptes bancaire synchronisés et mois 100 factures fournisseurs à traiter chaque mois. + de 200% d’augmentation… Le service client te dit de contacter la compta par mail, la compta te dit qu’un commercial va t’appeler. J’attends toujours après plusieurs relances. J’imagine que les commerciaux préfèrent signer de nouveaux pigeons.

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