
PencilPay 2026: Benefits, Features & Pricing
Wondering if PencilPay is right for your organization?
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- Overview
- User Interface
- Popular Alternatives
- Pricing and Plans
- Features
- Integrations
- User Reviews
Overview
Pricing
Starting at A$49.00 per month
About PencilPay
PencilPay automates wholesale applications, trading terms, and payments all in one unified platform. This platform utilizes machine learning to assess companies' payment activities to determine if they are creditworthy. PencilPay can be easily integrated with QuickBooks, Woocommerce, DEAR Systems, and more. Additionally, companies can check customers' credit scores across all suppliers.
Wondering if PencilPay is right for your organization?
Our Payment Processing Software selection experts can help you in 15 minutes or less.
PencilPay User Interface

Popular PencilPay Alternatives
PencilPay
Ratings Breakdown
- 4.75Ease of use
- 5.0Value for money
- 5.0Customer support
- 4.50Functionality
Pricing
Starting at A$49.00 per month
Ratings Breakdown
- 3.94Ease of use
- 3.85Value for money
- 3.81Customer support
- 4.20Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.31Ease of use
- 4.30Value for money
- 4.14Customer support
- 4.40Functionality
Pricing
Starting at $2210.00 per year
Ratings Breakdown
- 4.13Ease of use
- 4.08Value for money
- 4.25Customer support
- 4.12Functionality
Pricing
Available upon request
Ratings Breakdown
- 4.22Ease of use
- 4.27Value for money
- 4.43Customer support
- 4.17Functionality
Pricing
Starting at $349.00 per month
PencilPay Pricing and Plans
Basic
A$49.00
No plan information available

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PencilPay Features
- Popular features found in Payment ProcessingACH Payment ProcessingBilling & InvoicingDebit/Credit Card ProcessingIn-Person PaymentsMobile PaymentsMulti-CurrencyMultiple Payment OptionsPayment Fraud PreventionPayment Gateway IntegrationPCI ComplianceRecurring/Subscription BillingReporting/Analytics
- More features of PencilPayAccountingAccounting IntegrationActivity DashboardAlerts/NotificationsAPIAutomated NoticesBusiness Process AutomationCheck-in/Check-outCompliance ManagementCredit Card ProcessingCredit ReportingCustomizable BrandingCustomizable TemplatesData Import/ExportData SecurityData SynchronizationDocument StorageeCommerce ManagementEDIElectronic PaymentsElectronic SignatureEmail TemplatesFinancial ManagementInventory ManagementInventory OptimizationInventory TrackingInvoice ManagementInvoice ProcessingItem ManagementMulti-LocationMultiple User AccountsOnline PaymentsOrder EntryOrder ManagementOrder ProcessingOrder TrackingPartial PaymentsPayment CollectionPayment PlansPoint of Sale (POS)Purchase Order ManagementPurchasing & ReceivingQuotes/EstimatesReal-Time AnalyticsReal-Time DataReal-Time ReportingReal-Time UpdatesReceipt ManagementRemindersReporting & StatisticsRetail Inventory ManagementSales Order ManagementSales ReportsSearch/FilterSelf Service PortalStatus TrackingStock ManagementSupplier ManagementSupply Chain ManagementThird-Party IntegrationsTransaction MonitoringWarehouse ManagementWorkflow Management
PencilPay Integrations
See all 8 integrations
PencilPay User Reviews
Overall Rating
5.0
Ratings Breakdown
5
100%
4
0%
3
0%
2
0%
1
0%
Secondary Ratings
Ease of Use
4.8
Value for money
5.0
Customer support
5.0
Functionality
4.5
Have you used PencilPay and would like to share your experience with others?
Verified reviewer
Construction
11-50 employees
Used daily for less than 12 months
Review sourceReviewed March 2022
Great for on boarding
5
In this industry we tend to have new customers want to make a booking on just a name and number on the fly. With Pencil, it has been good to direct customers to the link on our website to complete the on boarding form. We have also been able to email the link that has been then forwarded to the correct person so we can gather critical information of who is to pay the bill. Many customers enjoy the convenience of hitting the pay button embedded in our Xero invoices making payment quick and easy.
Ratings Breakdown
Reasons for choosing PencilPay
It was recommended to us by a Business Advisor
Read More
Verified reviewer
Automotive
2-10 employees
Used daily for less than 12 months
Review sourceReviewed February 2022
It's easy, quick and saves time!
5
Very happy and would highly recommend.
Ratings Breakdown
Read More
Verified reviewer
Food & Beverages
51-200 employees
Used weekly for less than 12 months
Review sourceReviewed February 2022
Thanks Pencil Team!
5
Ratings Breakdown
Reasons for switching to PencilPay
To streamline invoicing for direct debit
Read More
Verified reviewer
Financial Services
2-10 employees
Used weekly for less than 2 years
Review sourceReviewed February 2022
Pencil is fantastic
5
Overall we're very happy. PencilPay has simplified a complex process and allowed us to focus on our business.
Ratings Breakdown
Read More
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