SumUp 2026: Benefits, Features & Pricing

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Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

SumUp

4.5

(1468)

Pricing

Starting at $99.00 per month

About SumUp

SumUp is a payment processing system that allows businesses to accept card payments and manage point-of-sale operations. It is suitable for various small businesses, such as coffee shops, bakeries, boutiques, and pet stores. The system supports multiple payment methods, including portable card readers for in-person transactions, online payment processing, and self-service kiosks. SumUp provides point-of-sale systems with different configurations to meet specific business needs, along with invoicing capabilities and customer engagement tools such as gift cards.

The platform includes a mobile app that offers business solutions accessible from smartphones and tablets. It also provides financial services, including business checking accounts and wealth management options. SumUp offers next-day payout capabilities when used with a SumUp merchant account.

SumUp Screenshots

SumUp Pricing and Plans

Starting price: $99.00 per month

Free Trial

Free Version

POS with Connect Lite

$99.00

flat rate, per month

Plan includes:

Cloud-Based POS
Customer Database
Dedicated Installation
Dedicated Training

POS with Connect Plus

$199.00

flat rate, per month

Plan includes:

30-Days Money Back Guarantee
Customer Rewards
Automated Marketing

POS with Connect Pro

$289.00

flat rate, per month

Plan includes:

Unlimited Marketing Promotions
AI Enhanced Marketing
Google Review Booster

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SumUp Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of SumUp
Accounting
Accounting Integration
Activity Dashboard
API
Barcode Recognition
Barcode/Ticket Scanning
Campaign Analytics
Campaign Management
Campaign Planning
Cash Management
Client Portal
Commission Management
Communication Management
Contactless NFC
Coupons
Credit Card Processing
CRM
Customer Accounts
Customer Acquisition
Customer Activity Tracking
Customer Database
Customer History
Customer Profiles
Customer Segmentation
Customer Surveys
Customizable Branding
Customizable Invoices
Customizable Reports
Customizable Templates
Dashboard
Data Security
Discount Management
Document Management
eCommerce Management
Electronic Payments
Electronic Signature
Email Management
Email Marketing
Employee Management
Engagement Tracking
Feedback Management
Financial Management
For Small Businesses
Gamification
Gift Card Management
Inventory Management
Inventory Tracking
Invoice Creation
Invoice History
Invoice Management
Invoice Processing
Loyalty Cards
Loyalty Program
Member Portal
Membership Management
Mobile Access
Mobile Card Reader
Multi-Campaign
Multi-Channel Communication
Multi-Channel Data Collection
Multi-Channel Marketing
Multi-Location
Online Invoicing
Online Payments
Ordering Automation
Order Management
Payment Links
Payment Processing
Performance Metrics
Point of Sale (POS)
Promotions Management
Purchase Order Management
QR Codes
Real-Time Data
Real-Time Reporting
Real-Time Updates
Receipt Management
Referral Tracking
Reminders
Reporting & Statistics
Restaurant POS
Retail Inventory Management
Retail POS
Returns Management
Rewards Management
Rewards Points
Sales Order Management
Sales Reports
Sales Tax Management
Sales Trend Analysis
Self Service Portal
SMS Marketing
Social Promotion
Stock Management
Tax Calculation
Third-Party Integrations
Transaction History
Transaction Monitoring

SumUp Integrations

Xero

QuickBooks Online

FreeAgent

Uber Eats

Zapier

Opsyte

See all 14 integrations

SumUp User Reviews

Overall Rating

4.5

Ratings Breakdown

69%

19%

Secondary Ratings

Ease of Use

4.5

Value for money

4.3

Customer support

4.3

Functionality

4.4

Emma F.

Verified reviewer

Luxury Goods & Jewelry

Self-Employed

Used monthly for less than 2 years

Review source

Reviewed November 2025

Excellent system and cost effective!

It’s still a fantastic system to use and really straight forward! I have started using the app too to help customers pay which has been great

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like that it’s so easy to carry around and the charge lasts for ages! It’s a really useful tool to have as a small business and I also really like that there is not a monthly subscription.

Cons:

It’s high in processing fees unfortunately I think that’s the same for all pos systems which is just something I have to deal with.

Reasons for choosing SumUp

It was more affordable and had better reviews

Cassandra D.

Verified reviewer

Publishing

Self-Employed

Used monthly for more than 2 years

Review source

Reviewed December 2024

Easy way to take card payments

Ratings Breakdown

Ease of use

Value for money

Functionality

Pros:

It's easy to use. the app is straightforward and connecting the card machine is simple. If you have a new enough mobile phone, you don't even need the card machine as you can just use your phone for tap to pay.

Cons:

I don't really have any negatives. Of course everyone would want the fees to be less and the money to get to your account quicker but it does what I need it to do with no monthly fees or equipment rental etc.

Reasons for choosing SumUp

Sum Up seemed easier to use, the fees were good, the card reader was cheaper and the set up process was easy.

Reasons for switching to SumUp

We wanted something easy to use and while both were easy to set up, Sum Up was cheaper on fees and had more features.

Steph D.

Verified reviewer

Education Management

51-200 employees

Used weekly for less than 2 years

Review source

Reviewed July 2022

Love collecting points!

Previously 5

Ratings Breakdown

Ease of use

Previously 5

Customer support

Previously 5

Functionality

Previously 5

Pros:

I enjoy collecting point for things I’m already buying!

Cons:

I wish there was a way to get points from the app. Some stores machines aren’t always in service to get my points.

Denise K.

Verified reviewer

Food & Beverages

2-10 employees

Used daily for less than 2 years

Review source

Reviewed August 2024

SumUp for your business

All good never had any problems the support team very helpful

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use monies paid quickly to bank

Cons:

Sometimes print of receipt not always works

Reasons for switching to SumUp

Because other machine broke and thought I would try something new

Billy H.

Verified reviewer

Sports

2-10 employees

Used daily for less than 2 years

Review source

Reviewed April 2025

Decent tbh

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

[sensitive content hidden] was chill with me and helpful! Its simplicity and ease of use. The setup process was quick, and the interface was very intuitive — even for team members who aren’t tech-savvy. I also appreciated the transparency in pricing and the lack of hidden fees, which made it easier to manage our small business finances.

Cons:

I found the transaction fees to be a bit on the higher side compared to some other options. For small businesses like myself with a high volume of low-cost transactions, those fees can add up quickly.

Chloe R.

Verified reviewer

Cosmetics

Self-Employed

Used daily for less than 2 years

Review source

Reviewed February 2025

Sum up user for life!!

Really get along with this app and it’s a staple in my business. My clients love it because it’s so easy and I equally love it.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Absolutely love sum up! The layout of the app, the pay by phone method, the low fees, the payment links you can send out. I just love everything!

Cons:

The only negative thing I’d say is it can sometimes be a little slow to connect when trying to charge a client or when trying to send over a payment link.

Rhiannon W.

Verified reviewer

Child Day Care Services

Self-Employed

Used daily for more than 2 years

Review source

Reviewed March 2025

Straight forward to use and perfect for small businesses

Really simple and pleasant to use for my snall mobile business.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love that sum uo os perfect for snall business and mobile too!

Cons:

I can't find a fault with sum up so far.

Hollie J.

Verified reviewer

Hospitality

10000+ employees

Used daily for more than 2 years

Review source

Reviewed December 2024

Sump up review

Quick and simple, however can often experience internet connection issues and problems when paying with AMEX

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Speed of transactions and ability to quickly access back of house transactions

Cons:

Internet issues and issues when guest are trying to pay with AMEX

Michael R.

Verified reviewer

Hospitality

2-10 employees

Used daily for less than 2 years

Review source

Reviewed November 2024

Poor company! avoid like the plague, or use and pray you don't have a technical issue.

HAd to close shop for 9 days as they took so long to get back to me and resolve the issue. despite sending several emails and using the chat function. it appears each department, does not speak to each other creating more problems for users. really unprofessional company and they take no responsibility for their actions and lack of support

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Easy to use. The hardware is visually nice.

Cons:

Extremely poor communication and poor technical support.

Rishi Singh R.

Verified reviewer

Hospitality