Why is Gusto so popular?

Gusto combines essential business tools—payroll, benefits, and HR management—in an easy-to-use platform. Small business owners appreciate its automated tax calculations, direct deposit capabilities, and time-saving features. The software's modern interface and responsive customer support make it accessible for companies without dedicated HR staff.

How much does Gusto cost a month?

Gusto offers several pricing tiers starting at $49 per month plus $6 per person for the Simple plan. The Plus plan costs $80 monthly plus $12 per person, while the Premium plan requires $180 monthly plus $22 per person. A Contractor-only option is available at $35 monthly plus $6 per contractor monthly.

Is Gusto hard to use?

Most users find Gusto straightforward and user-friendly. The platform features an intuitive interface for both administrators and employees. New users can complete setup in minutes, while the employee self-service portal makes it simple for staff members to access pay stubs, tax documents, and benefits information.

Does Gusto have hidden fees?

Gusto maintains transparent pricing with no hidden costs. Each plan includes clear per-month and per-person fees. The base price covers unlimited payroll runs, tax filings, and direct deposits. Additional services such as health benefits or 401(k) administration may have separate costs based on usage.

Does Gusto track sick time?

Yes, Gusto tracks sick time and other forms of paid time off. The system automatically calculates accruals based on your company's policies, allows employees to submit time-off requests, and maintains compliance with state and local sick leave laws. Managers can approve requests and monitor balances through the dashboard.

Updated March 31, 2025 at 1:09 PM

Gusto 2026: Benefits, Features & Pricing

Written by Bruno Peláez

Senior Content Analyst

Edited by Lindsay Page

Editor

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Wondering if Gusto is right for your organization?

Our Payroll Software selection experts can help you in 15 minutes or less.

On this page

Our Summary
Pricing and Plans
Features
Integrations
Key Sentiments
User Reviews
Frequently Asked Questions

Our Summary

Gusto

4.6

(4167)

FrontRunner 2026

Pros:

User-friendly interface
Automated payroll

Cons:

Customer support
Pricing model

Pricing

Starting at $35.00 per month

What is Gusto:

Gusto combines payroll, benefits administration, and HR tools in one platform. The software handles tax calculations and filings across all states, processes direct deposits, and manages employee onboarding. Business owners can track time, manage PTO, and access HR experts.

Why we like Gusto:

Gusto stands out with a 4.6/5 overall rating from over 4,000 users. The platform earns praise for its direct deposit functionality, payroll reporting, and automated tax filing. Users value its ability to handle both W-2 employees and international contractors. Gusto has also been recognized in our list of the best human resources software in 2025.

Who should use Gusto:

Small and midsize businesses, particularly those with 2-50 employees, make up Gusto's core user base. The platform works well for companies needing streamlined payroll and benefits management. Service-based businesses and startups often choose Gusto for its straightforward interface.

Gusto Screenshots

Gusto Overview

Whether you’re just getting started or scaling your fast-growing business, Gusto is the partner you need to grow and nurture your team. With Gusto, you get modern HR features like payroll, benefits, hiring, management resources, and more — all in one place. Gusto is proud to serve more than 400,000 businesses across the US with a single trusted system, competitive compensation tools, and expert guidance to help you empower your team. Because when your people thrive, your business thrives too.

Effortless Payroll: Pay your employees and contractors with smart technology. Wit...

Gusto Pricing and Plans

Starting price: $35.00 per month

Free Trial

Free Version

Simple

$49.00

per month

Plan includes:

Payroll
Unlimited payrolls per month
Tax Filings & Payments
Health Benefits Administration
Online Benefits Enrollment
2-day and 4-day direct deposit
Third-Party Integrations
Employee Mobile App
Multiple Pay Rates & Schedules
PTO Policy Tracking

Plus

$80.00

per month

Plan includes:

Everything in Simple Plan
Full-Service Multi-State Payroll Including W-2s and 1099s
Next-day Direct Deposit
Advanced Hiring & Onboarding Tools
PTO Management & Policies
Time Tracking & Project Tracking
Time Kiosk
Expenses & Reimbursements
Workforce Costing & Custom Reports
Time off requests and approvals

Premium

$180.00

per month

Plan includes:

Everything in Simple and Plus plans
Priority Support
Dedicated Customer Success Manager
Full-service Payroll Migration
Federal and state compliance alerts
Health Insurance Broker Integration
HR Resource Center
Access To Certified HR Experts
R&D Tax Credit Discount

Contractor

$35.00

per month

Plan includes:

Unlimited contractor payments across all 50 states
4-day direct deposit
1099-NECs at the end of the year
Global contractor payments
Reporting
New hire reporting (if required in your state)

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

Our Analysis of Gusto's Pricing Plans

We've dug deep into Gusto's payroll and HR software pricing plans to help you determine which option aligns best with your company's needs and budget. We've also outlined the key advantages and limitations of each plan.

Gusto provides three primary pricing tiers: the Simple Plan, the Plus Plan, and the Premium Plan. In addition to these three, there is also a Contractor Only Plan. Each tier is tailored to accommodate businesses of different...

sizes and complexities, and grasping the nuances of each is essential for making a well-informed choice. **Simple Plan** Gusto's Simple Plan is tailored for new businesses and startups with employees in a single state. At $49 per month plus $6 per person, it offers an affordable entry point into payroll management. **Pros:** - **Budget-friendly:** The low monthly base fee and per-person cost make it accessible for small businesses with tight budgets. - **Streamlined setup:** Designed for single-state payroll, it simplifies the onboarding process for new users. - **Essential features:** Provides core payroll functionalities to meet the needs of small teams. **Cons:** - **Limited scalability:** As businesses expand to multiple states, they may quickly outgrow this plan. - **Basic functionality:** Lacks advanced features like built-in time tracking and HR tools, which growing businesses may require. - **Minimal support:** Doesn't include the dedicated success liaison offered in the Premium Plan, leaving users to navigate the system independently. **Plus Plan** The Plus Plan, at $80 per month plus $12 per person, caters to businesses operating across two or more states. It introduces time tracking and HR tools to support more complex payroll needs. **Pros:** - **Multi-state coverage:** Enables businesses to manage payroll efficiently across multiple states. - **Time-saving tools:** Built-in time tracking and HR features streamline workforce management processes. - **Expanded functionality:** Offers a more comprehensive set of tools compared to the Simple Plan, supporting business growth. **Cons:** - **Increased costs:** The higher base fee and per-person cost may strain the budgets of smaller businesses. - **Learning curve:** Additional features may require more time for users to master, especially for those transitioning from the Simple Plan. - **Potential overkill:** Businesses with straightforward payroll needs may find the extra features unnecessary. **Premium Plan** Gusto's Premium Plan, priced at $180 per month plus $22 per person, targets businesses with complex payroll requirements. It includes a dedicated success liaison for personalized support. **Pros:** - **White-glove service:** The dedicated success liaison provides individualized assistance, ensuring smooth payroll management. - **Comprehensive solution:** Offers the most extensive set of features to handle intricate payroll scenarios. - **Scalability:** Accommodates businesses with more sophisticated needs as they grow and evolve. **Cons:** - **Steep pricing:** The high monthly base fee and per-person cost may be prohibitive for many small and medium-sized businesses. - **Potential underutilization:** Smaller businesses may not fully leverage the advanced features, leading to a lower return on investment. - **Dependency on support:** Reliance on the dedicated success liaison may create challenges if that individual becomes unavailable or the business needs to downgrade plans. **Add-ons and Integrations** Gusto offers various add-ons and integrations, such as Secureframe, Xero, Practice Ignition, and Okta, among others. These additional services typically start at around $46 to $55 per month, allowing businesses to extend Gusto's functionality to meet their specific needs. **Conclusion** After analyzing Gusto's pricing structure, it's evident that they offer a range of plans designed to cater to businesses of various sizes and complexities. - **For startups and small businesses:** The Simple Plan is an attractive option, providing essential payroll features at an affordable price point. However, as a business grows and expands into multiple states, the limitations of this plan may become apparent. The Plus Plan offers a more comprehensive solution, with additional HR tools and multi-state payroll capabilities, making it a better fit for businesses experiencing growth. - **For larger enterprises:** The Premium Plan is the ideal choice for companies with more intricate needs. The higher price tag is justified by the dedicated support and personalized guidance provided by a success liaison. This plan ensures that complex payroll and HR requirements are met with efficiency and expertise. Ultimately, the decision lies in carefully evaluating your company's current needs, growth trajectory, and budget. By aligning these factors with Gusto's pricing plans, you can select the option that best supports your business's financial well-being and long-term objectives. It's crucial to consider not only your present circumstances but also your anticipated growth, ensuring that the chosen plan can scale alongside your organization.

Compare Pricing

Compare pricing across our most frequently recommended Payroll products.

Software options

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User rating

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$10.00 per month

4.58(3095 reviews)

411

recommendations

OnePoint HCM

$1,500.00 per month

5.00(6 reviews)

150

recommendations

Eddy

$8.00 per month

4.63(48 reviews)

138

recommendations

Patriot Payroll

$17.00 per month

4.81(3565 reviews)

recommendations

*Defined as the price above any available free plan

Gusto Features

Drawn from insights across 4167 verified reviews, we've outlined Gusto's best and worst rated features and how they stack up against the average rating.

Gusto's score

Category average

Gusto's Best Rated Features

Mobile App

5.0

3.65 category average

API

4.90

3.36 category average

Life Insurance Administration

4.83

4.30 category average

Gusto's Worst Rated Features

Training Management

3.95

3.43 category average

Employee Handbook

3.95

4.10 category average

Check Printing

3.97

3.09 category average

Popular features found in Payroll
401(k) Tracking
Benefits Management
Check Printing
Compensation Management
Compliance Management
Direct Deposit
Employee Database
Self Service Portal
Third-Party Integrations
W-2 Preparation
Wage Garnishment
More features of Gusto
1099 Preparation
ACA Reporting
Access Controls/Permissions
Accounting
Accounting Integration
Activity Dashboard
Alerts/Notifications
API
Applicant Tracking
Attendance Management
Attendance Tracking
Audit Trail
Benefits Administration Outsourcing
Benefits Dashboard
Billable & Non-Billable Hours
Budget Management
Calendar Management
Career Development
COBRA Administration
Collaboration Tools
Compensation Plan Modeling
Customizable Reports
Dashboard
Data Import/Export
Deduction Management
Disability Insurance Administration
Document Management
Document Storage
Electronic Forms
Email Reminders
Employee Benefits Administration
Employee Handbook
Employee Management
Employee Onboarding
Employee Portal
Employee Profiles
Employee Self Service
Employee Time Tracking
Feedback Management
For Accountants
For Cloud
For Small Businesses
Goal Setting/Tracking
Health Insurance Administration
HIPAA Compliant
HR Management
HSA/FSA Administration
Learning & Development
Leave Tracking
Life Insurance Administration
Market Data Analysis
Mobile Access
Mobile App
Multi-Country
Multi-State
Offboarding
Onboarding
Online Benefits Enrollment
Online Time Tracking
Orientation Workflow Management
Payroll Management
Payroll Reporting
Performance Management
Performance Review Management
QuickBooks Integration
Recruitment Management
Reimbursement Management
Reminders
Reporting/Analytics
Reporting & Statistics
Retirement Plan Management
Role-Based Permissions
Sick Leave Tracking
Talent Management
Task Management
Tax Calculation
Tax Compliance
Tax Filing
Tax Forms
Tax Management
Time & Attendance
Time Off Management
Time Off Requests
Timesheet Management
Time Tracking
Training Management
Vacation/Leave Tracking
Web-based Deployment
Workflow Management

Gusto Integrations

Based on 4167 verified reviews, we've identified products most frequently integrated with Gusto.

Guideline

Integration rated 4.4 from 10 reviews

Connecteam

Integration rated 4.4 from 8 reviews

Google Workspace

Integration rated 4.7 from 6 reviews

FreshBooks

Integration rated 4.0 from 5 reviews

When I Work

Integration rated 5.0 from 4 reviews

Google Calendar

Integration rated 5.0 from 4 reviews

See all 140 integrations

Gusto Key Sentiments

We analyzed 4167 verified reviews for Gusto to find out what actual users really think.

Most Positive Sentiments

HR management

70% Positive

23% Neutral

7% Negative

Reviewers highlight Gusto's user-friendly interface and its effectiveness in managing HR tasks such as employee onboarding, benefits, and payroll. They appreciate the platform's ability to streamline HR processes and reduce administrative burdens. Additionally, Gusto's comprehensive features make it a valuable tool for small to midsize businesses without a dedicated HR department.

Payroll management

65% Positive

23% Neutral

10% Negative

Users appreciate Gusto's automated payroll features, which save time and reduce manual errors. They find the time tracking functionality helpful for monitoring employee hours and ensuring accurate payments. Additionally, Gusto's intuitive interface and seamless integration with other systems make payroll processing quick and efficient.

Customer service

58% Positive

14% Neutral

27% Negative

Users find Gusto's customer service helpful and responsive, often resolving issues effectively. They appreciate the knowledgeable support team and the effort to provide clear explanations. However, some users experience slow response times and unhelpful interactions, leading to frustration and dissatisfaction with the support quality.

Least Positive Sentiments

Mobile access

49% Positive

27% Neutral

24% Negative

Reviewers enjoy Gusto's mobile-friendly design and the ability to access the platform from their phones. They find the user interface intuitive and appreciate the convenience of managing tasks on the go. However, some users express dissatisfaction with the lack of a dedicated mobile app, slow loading times, and limited functionality compared to the desktop version.

Tax management

50% Positive

33% Neutral

17% Negative

Users find Gusto's tax management features convenient, with easy access to tax documents and automated tax filing. They appreciate the platform's ability to handle complex tax compliance tasks and provide necessary documentation. However, some users report issues with tax filing errors, lack of accountability, and the need for manual updates, which can be frustrating and time-consuming.

Pay administration

51% Positive

35% Neutral

15% Negative

Reviewers value Gusto's comprehensive pay administration capabilities, including easy access to paystubs, W-2 forms, and PTO management. They find the notifications about upcoming payments and the ability to track pay details particularly useful. However, some users wish for more flexibility in modifying accepted PTO requests and better communication about transaction statuses.

Gusto User Reviews

Overall Rating

4.6

Ratings Breakdown

73%

21%

Secondary Ratings

Ease of Use

4.6

Value for money

4.5

Customer support

4.4

Functionality

4.5

Mohamed K.

Verified reviewer

Consumer Services

51-200 employees

Used monthly for less than 12 months

Review source

Reviewed December 2025

Gusto review

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Still like how gusto is easy to use, I also love the the automated taxes filing , and amazing integration other accounting apps

Cons:

The base price is fair however the additional features are not cheap and I find that add-on are a must , the mobile app is really not that great compared to the website

John B.

Verified reviewer

Civic & Social Organization

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed January 2026

Great payroll system for small businesses and nonprofits

We have been using Gusto for payroll for several years now and it has made our payroll process very easy. We are a small nonprofit with only a handful of paid employees, but they work from home in multiple states and Gusto made that all simple to setup and manage.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Gusto is straightforward and easy to set up, provides simple-to-use tools for running payroll, and is one of the least expensive solutions available to small businesses.

Cons:

It was tricky to get Gusto fully integrated with our preferred timekeeping system. Additionally, user roles and permissions cannot be customized, so you must choose from a small set of pre-configured roles - but these were sufficient for our use.

Reasons for choosing Gusto

Gusto was simpler to setup and use and also was much less expensive.

Vendor Response

Thank you for the thoughtful review, John. We’re glad Gusto has made payroll easier to manage for your nonprofit, especially with employees working across multiple states. We also appreciate the feedback on integrations and permissions and will share that with our team as we continue to improve. Thanks for choosing Gusto. Gusto Client Relations

Replied January 2026

Natasha W.

Verified reviewer

Professional Training & Coaching

Self-Employed

Used monthly for more than 2 years

Review source

Reviewed December 2025

Still Love Gusto!

I still enjoy Gusto. I now use it for my other business, and I recommend it to others. It's a wonderful payroll platform that also takes care of the taxes.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like that it offers more variety for small businesses-- options for health insurance, retirement plans, contractors only, etc.

Cons:

At this time, the only thing that I could dislike is for contractors only, you pay per person per month, and for some other companies, I pay per check for a minimum of times, and then the rest is free for the rest of the month.

Michael H.

Verified reviewer

Real Estate

2-10 employees

Used monthly for more than 2 years

Review source

Reviewed December 2025

Affordable and Easy to Use

Gusto saves me a lot of time by filing tax documents and helping with the payroll process. I would highly recommend it to someone who is looking to save money compared to some of the competitors such as ADP.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Gusto is easy to use and is the most affordable service I can use to do payroll for my company. I was able to run payroll for my company by myself without any issues and had all of the support I needed.

Cons:

Some of the reports are difficult to generate and I have trouble pulling reports for individual people for different metrics sometimes. It's possible but not a very straightforward process.

Reasons for choosing Gusto

Gusto was more affordable and offered the same service.

Vendor Response

Thank you for the review, Michael. We’re glad Gusto has been an affordable and time-saving payroll solution for your business and that running payroll has felt straightforward. We also appreciate the feedback on reporting and are sharing that with our team to help improve the experience. Thanks for recommending Gusto. Gusto Client Relations

Replied January 2026

Nicole H.

Verified reviewer

Sports

11-50 employees

Used monthly for more than 2 years

Review source

Reviewed January 2026

Best payroll company we have used in years

We have no complaints. It’s a great payroll company and using the onboarding features where they upload their own information is great.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

We enjoy the ease of use of this product. It the best payroll service we have used in years. Being able to process payroll online and integrate with our scheduling tool is a time saver

Cons:

I can’t say there are many negatives. I would enjoy a better tracking PTO in the package we have. Like being able to choose the days they are off.

Reasons for switching to Gusto

Poor customer service, no online onboarding, no online processing of payroll

Vendor Response

Thank you for the kind review, Nicole. We’re glad Gusto has made payroll and onboarding easier for your team and that the integrations have been a time saver. We also appreciate the feedback on PTO tracking and will share that with our team. Thanks for choosing Gusto. Gusto Client Relations

Replied January 2026

Lashelle F.

Verified reviewer

Non-Profit Organization Management

11-50 employees

Used monthly for less than 2 years

Review source

Reviewed December 2025

Overall good, but simple platform

Overall it was good. The customer service was great and employees enjoyed the ease of the website. It was just more simple than our complex organization needed

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Gusto was very user friendly and the website was easy to follow. For employees, adding/changing information was an easy process.

Cons:

There was not as much customizability with reports, special deductions/earning codes, etc. for our complex organization.

Reasons for switching to Gusto

Trinet didnt have the capacity to handle what we needed as an organization

Vendor Response

Hi Lashelle, Thank you for your thoughtful review. We’re glad to hear you and your employees found Gusto easy to use and had a positive experience with our customer support. We also appreciate your feedback around reporting and customization for more complex organizations—it helps inform how we continue to evolve the platform. Thanks for taking the time to share your experience. -Gusto Client Relations

Replied December 2025

Yolanda P.

Verified reviewer

Education Management

Self-Employed

Used monthly for less than 2 years

Review source

Reviewed January 2026

Love Gusto

I love Gusto. The financial features are great for employees. Users can manage their own finances and pick what they want.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love Gusto. It has so many features that are good for employees. I also like the notifications. It is easy to manage on your own.

Cons:

The first time I applied for the Gusto card it took a while before my fun’s were on my card and my deposit was not sent to my card right away.

Reasons for switching to Gusto

The company switched products because Gusto cost less in different ways.

Vendor Response

Thank you for the review, Yolanda. We’re glad you’ve enjoyed the features, notifications, and flexibility Gusto offers for managing payroll and finances. We also appreciate the feedback about your first experience with the Gusto card and are sharing that with our team. Thanks for choosing Gusto. Gusto Client Relations

Replied January 2026

Emmanuel K.

Verified reviewer

Automotive

51-200 employees

Used daily for less than 2 years

Review source

Reviewed December 2025

Gusto is Great!

Good overall and would recommend it. I do appreciate the simplicity and ease of it. You can't go wrong with the product.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

It was simple and the user face, design was great both for admin and employees. It was also a good cost for the company.

Cons:

It didn't have many capabilities or integrations which would have made things a bit simpler for the company.

Vendor Response

Hi Emmanuel, Thank you so much for sharing this review and for the 10/10 recommendation! We’re glad to hear that Gusto’s simplicity, design, and value have worked well for both your admin team and employees. We also appreciate your feedback around integrations and capabilities. Input like this helps guide how we continue to evolve the platform to better support growing teams. Thanks again for choosing Gusto and for taking the time to recommend us—we truly appreciate it.

Replied December 2025

Jamie L.

Verified reviewer

Child Day Care Services

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed January 2026

Gusto is the way to go for small businesses.

I have been using Gusto for years, my overall experience with Gusto is very positive and will continue using them.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Gusto is fantastic for ease of use and small business management. I have been using Gusto for years.

Cons:

I have nothing negative to say about Gusto, it meets and exceeds all of my expectations for my small business and employees.

Vendor Response

Thank you for the kind review, Jamie. We’re glad Gusto has continued to be an easy and reliable solution for your small business over the years. We appreciate your trust and are happy to support you and your team. Gusto Client Relations

Replied January 2026

Abbey W.

Verified reviewer

Retail

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed January 2026

Consistent, reliable, and easy to use

Overall, Gusto is the most cost effective option to manage all things employees. I've never experienced any bugs or outages that affected my business in the 10 years or so I've used it.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I love how simple it is to use as Gusto guides you through all the requirements, from taxes to reports and files them all automatically.

Cons:

It's a bit difficult to link Gusto to benefits like workers comp and insurance. You have to deal with a few different reps to get it to completed.

Vendor Response

Hi Abbey, thank you so much for the thoughtful review! We’re thrilled to hear Gusto has been a consistent, reliable, and easy solution for your business over the years. We also appreciate your feedback about benefits setup, and we’re always working to make that process smoother and more seamless. Thanks again for trusting us to support your team!

Replied January 2026

Showing 1 - 10 of 4167 Reviews

See All Reviews

Gusto FAQs

Why is Gusto so popular?
Gusto combines essential business tools—payroll, benefits, and HR management—in an easy-to-use platform. Small business owners appreciate its automated tax calculations, direct deposit capabilities, and time-saving features. The software's modern interface and responsive customer support make it accessible for companies without dedicated HR staff.
How much does Gusto cost a month?
Gusto offers several pricing tiers starting at $49 per month plus $6 per person for the Simple plan. The Plus plan costs $80 monthly plus $12 per person, while the Premium plan requires $180 monthly plus $22 per person. A Contractor-only option is available at $35 monthly plus $6 per contractor monthly.
Is Gusto hard to use?
Most users find Gusto straightforward and user-friendly. The platform features an intuitive interface for both administrators and employees. New users can complete setup in minutes, while the employee self-service portal makes it simple for staff members to access pay stubs, tax documents, and benefits information.
Does Gusto have hidden fees?
Gusto maintains transparent pricing with no hidden costs. Each plan includes clear per-month and per-person fees. The base price covers unlimited payroll runs, tax filings, and direct deposits. Additional services such as health benefits or 401(k) administration may have separate costs based on usage.
Does Gusto track sick time?
Yes, Gusto tracks sick time and other forms of paid time off. The system automatically calculates accruals based on your company's policies, allows employees to submit time-off requests, and maintains compliance with state and local sick leave laws. Managers can approve requests and monitor balances through the dashboard.