Betterment 2026: Benefits, Features & Pricing

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On this page

Overview
Pricing and Plans
Features
User Reviews

Overview

Betterment

4.2

(5)

Pricing

Pricing available upon request

About Betterment

Betterment is an automated investing platform that helps individuals manage and invest their money. The platform offers diversified, expert-built portfolios tailored to customers' financial goals and includes options for cryptocurrency investing.

Betterment's features include automated rebalancing, dividend reinvestment, and tax-loss harvesting to maximize returns. The platform also provides a high-yield cash account. For retirement savings, Betterment offers traditional, Roth, and SEP IRAs with planning tools.

Betterment Screenshots

Betterment Pricing and Plans

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Betterment Features

Popular features found in Financial Services
Billing & Invoicing
Financial Management
For Financial Institutions
Reporting/Analytics
Risk Management
Transaction Monitoring
More features of Betterment
Activity Dashboard
Alerts/Notifications
Benefits Dashboard
Benefits Management
Cash Management
Compliance Management
Customizable Reports
Data Import/Export
Deduction Management
Document Management
Employee Benefits Administration
Employee Database
Employee Management
Feedback Management
Financial Analysis
Forecasting
For Investment Advisors
For Investors & Traders
Fund Management
HR Management
Investment Research
Investments Tracking
Online Benefits Enrollment
Payroll Management
Performance Metrics
Portfolio Management
Portfolio Rebalancing
Provider Management
Real-Time Data
Retirement Plan Management
Self Service Portal
Tax Management
Third-Party Integrations

Betterment User Reviews

Overall Rating

4.2

Ratings Breakdown

20%

80%

Secondary Ratings

Ease of Use

4.0

Value for money

4.3

Customer support

2.5

Functionality

3.8

Have you used Betterment and would like to share your experience with others?

Mark K.

Verified reviewer

Financial Services

201-500 employees

Used weekly for more than 2 years

Review source

Reviewed March 2022

The Betterment Investment product is highly useful.

Ratings Breakdown

Ease of use

Functionality

Pros:

I have used this product for well over 3 years. What I like most about this software is the ability to link ones bank account to the software in order to ascertain your overall net worth. The build wealt feature is good too, the software comes with useable graphs that show you the performance of your portfolio.

Cons:

The feature that I wish was a little different or what is considered as a con to the software is the difficulty in transfering your money out of your investment class and back into your investment account. Attempting to do so from the mobile app is difficult. You have to actually go into the Betterment website and find the transfer button which seems difficult to find inside of the mobile app.

Monica B.

Verified reviewer

Oil & Energy

201-500 employees

Used monthly for more than 2 years

Review source

Reviewed October 2023

Awesome investment platform with very little fees

I've been using Betterment to manage my investments (joint brokerage account and high yield savings account) since 2016 when it was recommended by a friend. I was able to save up enough for the down payment of my house with great performance in the market at the time.

Ratings Breakdown

Ease of use

Value for money

Functionality

Pros:

This platform gives me awesome investment options and great high yield savings accounts with very minimal fees.

Cons:

I haven't had to reach out to their customer support yet but if I did, I imagine it would be very basic and not very helpful based on how it's all set up.

Ramon S.

Verified reviewer

Computer Software

11-50 employees

Used weekly for less than 6 months

Review source

Reviewed May 2022

Horrible onboarding/support Experience

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Loved the modern UI Friendly people when you can get in touch Great sales people Amazing Marketing

Cons:

Based on available reviews, price, and great experience with sales person we moved our 401k over to Betterment. Unfortunately, the entire onboarding and support system has been horrible. No onboarding meetings to review next steps, requirements, or followup. Their "policy" is to respond to phone calls and emails within 3 business days. Their website onboarding dates do not update based on realtime status or information provided. Unless you press for updates you won't hear back from them and the dates won't change. They wait until the last minute to make requests for more information leave the employer with little to no time to request info from previous provider. Overall, If you transfer providers or at least want decent support I'd suggest other companies first, look at Human Interest, Guideline, ShareBuilder, ForUsAll, or one of the more traditional options.

Reasons for choosing Betterment

Reviews, sales meeting, reference, price.

Reasons for switching to Betterment

Customer support was slow and frequently passed to another person leading to a call back or email days or weeks later. User interface was outdated. Occasionally had discrepancies in the sync between payroll and 401k despite being part of the same system.

Verified

Reviewer

Consumer Goods

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed October 2022

Easy Robo Advisor

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Very low cost easy to use application with low fees. Easy to set up auto payments into the account. I set up auto payment and forget about the investment for my girls college funds.

Cons:

Cannot really do custom investments. They have a high min of $100,000 for premium plans.

Lily F.

Verified reviewer

Hospital & Health Care

11-50 employees

Used monthly for less than 2 years

Review source

Reviewed January 2022

Makes it easy to save for retirement

Ratings Breakdown

Ease of use

Functionality

Pros:

I like that you can easily link bank accounts to transfer funds for retirement davings. I like the auto-deposit features. It re-invests dividends for you.

Cons:

No major cons - it get the job done! There is nothing I dislike about this app.

Showing 1 - 5 of 5 Reviews