# Best Reconciliation Software - 2026 Reviews & Pricing

> Find the best Reconciliation Software for your organization. Compare top Reconciliation Software systems with customer reviews, pricing, and free demos.

Source: https://www.softwareadvice.com/accounting/reconciliation-comparison

---

[Home](https://www.softwareadvice.com/)

/

Reconciliation Software

Software Advice offers objective insights based on verified user reviews and independent product and market research. When our advisors match you to a software provider, we may earn a referral fee.

# Best Reconciliation Software of 2026

Updated June 10, 2026

On this page

1.  Popular Comparisons
2.  Buyers Guide

Filter products

60 results

### Compare Products

Showing 1 - 25 of 60 products

#### Company Size

-   Self-Employed
    
-   2-10
    
-   11-50
    
-   51-200
    
-   201-500
    
-   501-1000
    
-   1000+
    

#### Pricing Options

-   $$$$$
    
-   $$$$$
    
-   $$$$$
    
-   $$$$$
    
-   $$$$$
    

### Compare Products

Sort by

**Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals.  
  
**Reviews**: Sorts listings by the number of user reviews we have published, greatest to least.  
  
**Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest.  
  
**Alphabetically (A-Z)**: Sorts listings by product name from A to Z.

[Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

Sage Intacct operates within the Sage Business Cloud portfolio as a comprehensive cloud-based financial management software, exp...[Read more about Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

**4.3**

([687 reviews](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/))

**524**

recommendations

Free trial

Free version

Integrations

Integrations

PayPal

Microsoft Excel

+112 more

+111 more

+110 more

Sage Intacct's Best Rated Features

4.83Third-Party Integrations

See All

Sage Intacct's Worst Rated Features

3.17Expense Claims

See All

[AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/)

AccountMate is a hybrid accounting solution that caters to small and midsize businesses and offers them tools and functionalitie...[Read more about AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/)

**4.3**

([25 reviews](https://www.softwareadvice.com/accounting/accountmate-profile/reviews/))

**135**

recommendations

Free trial

Free version

Integrations

Integrations

Shopify

HubSpot CRM

+1 more

+0 more

+0 more

[Striven](https://www.softwareadvice.com/project-management/striven-profile/)

Striven is a cloud-based, all-in-one business management ERP platform built for small and midsize companies tired of duct-taping...[Read more about Striven](https://www.softwareadvice.com/project-management/striven-profile/)

**4.8**

([129 reviews](https://www.softwareadvice.com/project-management/striven-profile/reviews/))

**84**

recommendations

Free trial

Free version

Integrations

Integrations

Gmail

Shopify

+13 more

+12 more

+11 more

Striven's Best Rated Features

5.0Order Management

See All

Striven's Worst Rated Features

4.20Sales Pipeline Management

See All

[Deltek Costpoint](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/)

Deltek Costpoint is an enterprise resource planning (ERP) and management solution designed to meet the requirements of midsize a...[Read more about Deltek Costpoint](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/)

**3.9**

([215 reviews](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/reviews/))

**73**

recommendations

Free trial

Free version

Integrations

Integrations

Deltek GovWin IQ

+0 more

+0 more

+0 more

Deltek Costpoint's Best Rated Features

4.67Approval Process Control

See All

Deltek Costpoint's Worst Rated Features

3.71Expense Tracking

See All

[Workday Adaptive Planning](https://www.softwareadvice.com/nonprofit/workday-adaptive-planning-profile/)

Workday Adaptive Planning is a native-cloud planning solution that empowers finance to configure sophisticated, driver-based mod...[Read more about Workday Adaptive Planning](https://www.softwareadvice.com/nonprofit/workday-adaptive-planning-profile/)

**4.5**

([231 reviews](https://www.softwareadvice.com/nonprofit/workday-adaptive-planning-profile/reviews/))

**17**

recommendations

Free trial

Free version

Integrations

Integrations

Microsoft Excel

Salesforce Sales Cloud

+4 more

+3 more

+2 more

Workday Adaptive Planning's Best Rated Features

4.75Bank Reconciliation

See All

Workday Adaptive Planning's Worst Rated Features

3.63Collaboration Tools

See All

[MIP Accounting](https://www.softwareadvice.com/product/121198-MIP-Accounting/)

MIP is the leading accounting software designed for mission-driven organizations, including nonprofits, schools, healthcare, ass...[Read more about MIP Accounting](https://www.softwareadvice.com/product/121198-MIP-Accounting/)

**4.1**

([69 reviews](https://www.softwareadvice.com/product/121198-MIP-Accounting/reviews/))

**8**

recommendations

Free trial

Free version

Integrations

Integrations

AvidXchange

TripLog Mileage Tracker

+2 more

+1 more

+0 more

[Focus X](https://www.softwareadvice.com/product/3600-focus/)

Focus X is an all-inclusive enterprise resource planning (ERP) system that helps you connect every aspect of your business opera...[Read more about Focus X](https://www.softwareadvice.com/product/3600-focus/)

**3.8**

([119 reviews](https://www.softwareadvice.com/product/3600-focus/reviews/))

**7**

recommendations

Free trial

Free version

Focus X's Best Rated Features

4.50Approval Process Control

See All

Focus X's Worst Rated Features

3.17Purchase Order Management

See All

[Plooto](https://www.softwareadvice.com/accounting/plooto-profile/)

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accou...[Read more about Plooto](https://www.softwareadvice.com/accounting/plooto-profile/)

**4.3**

([243 reviews](https://www.softwareadvice.com/accounting/plooto-profile/reviews/))

**2**

recommendations

Free trial

Free version

Integrations

Integrations

QuickBooks Online

Xero

+6 more

+5 more

+4 more

Plooto's Best Rated Features

4.77Approval Process Control

See All

Plooto's Worst Rated Features

2.89Reporting/Analytics

See All

[Lightyear](https://www.softwareadvice.com/accounting/lightyear-profile/)

Lightyear is an industry-leading cloud platform providing intelligent automation solutions for large SMEs & Enterprise level Pur...[Read more about Lightyear](https://www.softwareadvice.com/accounting/lightyear-profile/)

**4.9**

([190 reviews](https://www.softwareadvice.com/accounting/lightyear-profile/reviews/))

Free trial

Free version

Integrations

Integrations

QuickBooks Online

Xero

+12 more

+11 more

+10 more

Lightyear's Best Rated Features

5.0Audit Trail

See All

Lightyear's Worst Rated Features

4.33Bank Reconciliation

See All

[Ramp](https://www.softwareadvice.com/product/115155-Ramp/)

Ramp is the corporate card and spend management solution that helps mid-market companies accelerate growth without compromising ...[Read more about Ramp](https://www.softwareadvice.com/product/115155-Ramp/)

**4.9**

([217 reviews](https://www.softwareadvice.com/product/115155-Ramp/reviews/))

Free trial

Free version

Integrations

Integrations

Slack

QuickBooks Enterprise

+50 more

+49 more

+48 more

Ramp's Best Rated Features

4.95Receipt Management

See All

Ramp's Worst Rated Features

4.33Budgeting/Forecasting

See All

[Agiled](https://www.softwareadvice.com/project-management/agiled-profile/)

Agiled is an all in one business management platform. It comes with built-in CRM, HRM, Financial Management, Project Management ...[Read more about Agiled](https://www.softwareadvice.com/project-management/agiled-profile/)

**4.7**

([350 reviews](https://www.softwareadvice.com/project-management/agiled-profile/reviews/))

Free trial

Free version

Integrations

Integrations

Google Drive

PayPal

+23 more

+22 more

+21 more

Agiled's Best Rated Features

5.0Issue Management

See All

Agiled's Worst Rated Features

3.80Customizable Templates

See All

[Datarails](https://www.softwareadvice.com/accounting/datarails-profile/)

Datarails is a financial planning and analysis (FP&A) software. The platform serves a wide range of industries, such as construc...[Read more about Datarails](https://www.softwareadvice.com/accounting/datarails-profile/)

**4.7**

([221 reviews](https://www.softwareadvice.com/accounting/datarails-profile/reviews/))

Free trial

Free version

Integrations

Integrations

QuickBooks Enterprise

Microsoft Excel

+32 more

+31 more

+30 more

Datarails's Best Rated Features

4.72General Ledger

See All

Datarails's Worst Rated Features

4.08Key Performance Indicators

See All

[Invoice Ninja](https://www.softwareadvice.com/accounting/invoice-ninja-profile/)

Create. Send. Get Paid. Invoice Ninja is the leading small-business platform to invoice, accept payments, track expenses & time...[Read more about Invoice Ninja](https://www.softwareadvice.com/accounting/invoice-ninja-profile/)

**4.7**

([166 reviews](https://www.softwareadvice.com/accounting/invoice-ninja-profile/reviews/))

Free trial

Free version

Integrations

Integrations

PayPal

Stripe

+8 more

+7 more

+6 more

Invoice Ninja's Best Rated Features

4.86Recurring/Subscription Billing

See All

Invoice Ninja's Worst Rated Features

3.57Mobile Payments

See All

[BILL Spend & Expense](https://www.softwareadvice.com/accounting/divvy-profile/)

BILL Spend & Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending wi...[Read more about BILL Spend & Expense](https://www.softwareadvice.com/accounting/divvy-profile/)

**4.7**

([438 reviews](https://www.softwareadvice.com/accounting/divvy-profile/reviews/))

Free trial

Free version

Integrations

Integrations

Slack

QuickBooks Enterprise

+8 more

+7 more

+6 more

BILL Spend & Expense's Best Rated Features

5.0Cash Management

See All

BILL Spend & Expense's Worst Rated Features

3.20Real-Time Data

See All

[Phocas](https://www.softwareadvice.com/bi/phocas-profile/)

Phocas is a SaaS platform designed to help mid-market businesses in manufacturing, wholesale distribution, and retail make data-...[Read more about Phocas](https://www.softwareadvice.com/bi/phocas-profile/)

**4.7**

([134 reviews](https://www.softwareadvice.com/bi/phocas-profile/reviews/))

Free trial

Free version

Integrations

Integrations

Microsoft Excel

Google Analytics 360

+42 more

+41 more

+40 more

Phocas's Best Rated Features

4.89Scheduled/Automated Reports

See All

Phocas's Worst Rated Features

4.17Visual Analytics

See All

[Stripe Billing](https://www.softwareadvice.com/product/61741-Stripe-Billing/)

Stripe Billing is a cloud-based solution that offers a varied set of unified APIs and tools that enable businesses to manage and...[Read more about Stripe Billing](https://www.softwareadvice.com/product/61741-Stripe-Billing/)

**4.6**

([205 reviews](https://www.softwareadvice.com/product/61741-Stripe-Billing/reviews/))

Free trial

Free version

Integrations

Integrations

NetSuite

Draxlr

+2 more

+1 more

+0 more

Stripe Billing's Best Rated Features

4.89Online Payments

See All

Stripe Billing's Worst Rated Features

3.88Tax Management

See All

[OneStream](https://www.softwareadvice.com/product/263326-OneStream-XF/)

OneStream is an enterprise finance platform. The platform aggregates financial and operational data from multiple systems into a...[Read more about OneStream](https://www.softwareadvice.com/product/263326-OneStream-XF/)

**4.8**

([82 reviews](https://www.softwareadvice.com/product/263326-OneStream-XF/reviews/))

Free trial

Free version

Integrations

Integrations

Microsoft Excel

MySQL

+30 more

+29 more

+28 more

OneStream's Best Rated Features

4.88Forecasting

See All

OneStream's Worst Rated Features

4.38Audit Trail

See All

[Board](https://www.softwareadvice.com/product/1931-BOARD/)

Board is the Enterprise Planning Platform built to accelerate business performance and enable continuous planning with greater f...[Read more about Board](https://www.softwareadvice.com/product/1931-BOARD/)

**4.5**

([138 reviews](https://www.softwareadvice.com/product/1931-BOARD/reviews/))

Free trial

Free version

Integrations

Integrations

Microsoft PowerPoint

Microsoft Excel

+13 more

+12 more

+11 more

Board's Best Rated Features

5.0Profit/Loss Statement

See All

Board's Worst Rated Features

4.42Data Connectors

See All

[Spreadsheet Server](https://www.softwareadvice.com/reporting-tools/spreadsheet-server-profile/)

Spreadsheet Server eliminates the painful choice between manual Excel exports and complex BI tools. Connect 140+ ERPs directly t...[Read more about Spreadsheet Server](https://www.softwareadvice.com/reporting-tools/spreadsheet-server-profile/)

**4.6**

([92 reviews](https://www.softwareadvice.com/reporting-tools/spreadsheet-server-profile/reviews/))

Free trial

Free version

Integrations

Integrations

Microsoft Excel

NetSuite

+18 more

+17 more

+16 more

Spreadsheet Server's Best Rated Features

5.0Expense Tracking

See All

Spreadsheet Server's Worst Rated Features

4.17Budgeting/Forecasting

See All

[RouteOne](https://www.softwareadvice.com/accounting/routeone-profile/)

RouteOne is an auto dealer accounting solution that helps automotive dealerships manage sales, financial channels, leads, campai...[Read more about RouteOne](https://www.softwareadvice.com/accounting/routeone-profile/)

**4.8**

([23 reviews](https://www.softwareadvice.com/accounting/routeone-profile/reviews/))

Free trial

Free version

Integrations

Integrations

Equifax

Experian Address Verification

+1 more

+0 more

+0 more

[QuickBooks Online Advanced](https://www.softwareadvice.com/product/49805-QuickBooks-Online/)

QuickBooks Online Advanced is a cloud-based accounting solution that helps small to large enterprises manage expenses, projects,...[Read more about QuickBooks Online Advanced](https://www.softwareadvice.com/product/49805-QuickBooks-Online/)

**4.4**

([1044 reviews](https://www.softwareadvice.com/product/49805-QuickBooks-Online/reviews/))

Free trial

Free version

Integrations

Integrations

PayPal

Mailchimp

+147 more

+146 more

+145 more

QuickBooks Online Advanced's Best Rated Features

5.0Contact Database

See All

QuickBooks Online Advanced's Worst Rated Features

3.33Multi-Currency

See All

[Accurants](https://www.softwareadvice.com/accounting/accurants-profile/)

Accurants is a cloud-based accounting solution designed for small businesses and freelancers. Key features include modules for t...[Read more about Accurants](https://www.softwareadvice.com/accounting/accurants-profile/)

**4.7**

([14 reviews](https://www.softwareadvice.com/accounting/accurants-profile/reviews/))

Free trial

Free version

Integrations

Integrations

PayPal

Stripe

+3 more

+2 more

+1 more

[Petrofly](https://www.softwareadvice.com/accounting/petrofly-profile/)

Petrofly is a modern, flexible, and advanced software company that primarily focuses on the Oil and Gas industry. Petrofly offer...[Read more about Petrofly](https://www.softwareadvice.com/accounting/petrofly-profile/)

**5.0**

([4 reviews](https://www.softwareadvice.com/accounting/petrofly-profile/#reviews))

Free trial

Free version

[SmartConcil](https://www.softwareadvice.com/product/521963-SmartConcil/)

SmartConcil is a web-based platform that helps businesses of all sizes automate financial reconciliation and conduct Big Data an...[Read more about SmartConcil](https://www.softwareadvice.com/product/521963-SmartConcil/)

**4.8**

([5 reviews](https://www.softwareadvice.com/product/521963-SmartConcil/#reviews))

Free trial

Free version

Integrations

Integrations

PayPal

Stripe

+5 more

+4 more

+3 more

[DataServ SaaS AP Automation](https://www.softwareadvice.com/accounting/dataserv-profile/)

For over 26 years, DataServ has delivered cloud-based AP automation solutions to mid-sized to global Fortune 500 clients in the ...[Read more about DataServ SaaS AP Automation](https://www.softwareadvice.com/accounting/dataserv-profile/)

**4.5**

([15 reviews](https://www.softwareadvice.com/accounting/dataserv-profile/#reviews))

Free trial

Free version

Integrations

Integrations

Salesforce Sales Cloud

Microsoft SharePoint

+6 more

+5 more

+4 more

1

[2](https://www.softwareadvice.com/accounting/reconciliation-comparison/?page=2)[3](https://www.softwareadvice.com/accounting/reconciliation-comparison/?page=3)

## Popular Comparisons

[

Striven vs Odoo

](https://www.softwareadvice.com/crm/odoo-profile/vs/striven/)[

Sage Intacct vs BILL Spend & Expense

](https://www.softwareadvice.com/accounting/divvy-profile/vs/intacct-accounting/)[

Datarails vs Workday Adaptive Planning

](https://www.softwareadvice.com/accounting/datarails-profile/vs/workday-adaptive-planning/)

## Send me a copy of this list to my inbox

### Get a copy of this list with pricing info sent to your inbox so you can pick up where you left off when convenient to you.

Accurate accounting is one of the most critical objectives for a business. It provides a realistic snapshot of the company's financial position by summarizing assets and highlighting financial risks. And of course, proper accounting also has implications for regulatory compliance. Reconciliation software verifies that accounting efforts are complete and correct, and that they conform to industry standards and legal requirements.

This guide will explain how reconciliation software helps businesses and nonprofit organizations verify transactions and prepare accurate accounting documents, such as balance sheets and income statements.

Here's what we'll cover:

-   [What is reconciliation software?](#Whatisreconciliationsoftware)
    
-   [What are common features of reconciliation software?](#Whatarecommonfeaturesofreconciliationsoftware)
    
-   [What type of buyer are you?](#Whattypeofbuyerareyou)
    
-   [What are the benefits and potential issues reconciliation software?](#Whatarethebenefitsandpotentialissuesreconciliationsoftware)
    
-   [What should you consider before purchasing reconciliation software?](#Whatshouldyouconsiderbeforepurchasingreconciliationsoftware)
    
-   [What are the market trends of reconciliation software?](#Whatarethemarkettrendsofreconciliationsoftware)
    

## What is reconciliation software?

Reconciliation software automates the account reconciliation process to create accurate, high-quality financial statements. It gives accountants a streamlined way to verify that their balance sheets are correct, appropriate, and compliant. The software receives information from banking institutions and compares it against internal records. Discrepancies are flagged for accountants to review and reconcile. This saves time and improves the accuracy of balance sheets, income statements, and related documents.

## What are common features of reconciliation software?

Many reconciliation software platforms are designed to support a specific industry, but most offer the following common features:

**Bank reconciliation**

Compare accounting and other financial records with corresponding bank statements.

**Financial reporting**

Generate income statements and balance sheets to gauge performance and financial position.

**Document management**

Upload, store, and share financial documents in a common location where stakeholders can access them on premise or in the cloud. Secure these documents using industry-standard security features.

**ERP integration**

Connect reconciliation software with existing enterprise resource planning (ERP) systems through simple application programming interfaces (APIs).

**Multiple currencies**

Make calculations using various international currency systems. Incorporate past exchange rates for the most realistic financial picture over time.

**Data importing and exporting**

Exchange information and reports to and from the reconciliation software. Capture accounting data from other applications. Export reconciliation data and reports to other systems.

**Exception management**

Find, explain, and address financial anomalies that fall outside of expected values.

## What type of buyer are you?

Choosing the right reconciliation software solutions starts with identifying what kind of buyer you are. Most buyers fall into one of the following categories:

**Small businesses**: Most organizations with fewer than 100 employees are well served by purchasing reconciliation solutions that are part of a larger suite of accounting software. This integrated approach affordably centralizes most accounting processes such as budgeting, forecasting, billing, invoicing, and payroll.

**Midsize and growing businesses**: Many growing businesses find they are ready to upgrade their accounting platform to a more advanced solution. One affordable alternative to replacing an entire accounting platform is integrating specialized reconciliation software as a supplement to your existing accounting architecture. This approach provides better compliance tools without the expense of changing all your accounting processes.

**Enterprises**: Publicly traded companies and multinational firms often have complex compliance requirements. Best-of-breed reconciliation platforms offer tailor-made solutions to fit these needs. Alternatively, organizations with over 1,000 employees may benefit from a full-featured [accounting](https://www.softwareadvice.com/accounting/) or [financial reporting](https://www.softwareadvice.com/accounting/financial-reporting-comparison/) platform that includes advanced reconciliation tools. Finally, it's worth considering platforms that integrate with enterprise resource planning (ERP) solutions.

**Nonprofit organizations**: Nonprofits and not-for-profit organizations must follow strict reporting compliance guidelines. Some reconciliation tools are designed to help. For instance, they can register unusual "income" sources such as gifts of stock or durable assets that are harder to accommodate using standard reconciliation or accounting solutions.

## What are the benefits and potential issues reconciliation software?

Reconciliation software is designed to offer the following key benefits over general accounting software:

-   **Create specialized financial documents**: Export balance sheets and income statements that follow specialized formats based on industry, region, organization type, and many other variables.
    
-   **Import real-time data from banking institutions**: Compare company financial records against digital bank statements to spot mistakes, oversights, and irregularities. This feature provides extremely accurate information for superior bank reconciliation reports.>
    

Reconciliation software buyers may encounter the following issues during deployment:

-   **Changing banks may complicate reconciliation efforts**: Reconciliation software typically imports bank data, but adding or switching financial institutions can delay this process. Finding a platform with good customer service can streamline financial service transitions.
    
-   **Setup can be tricky**: Some platforms offer deeper report customization options. This added flexibility is useful, but some reviewers report that the process can be difficult at times. The best ways to overcome this potential obstacle are to select platforms with extensive documentation and support, and to leave your team enough time to set up the software. Overall, buyers seem to agree that the benefits of customized reports are worth the extra effort.
    

## What should you consider before purchasing reconciliation software?

Keep the following considerations in mind while choosing reconciliation software:

-   **Select reconciliation software that addresses unique industry needs**. For instance, nonprofit organizations may need a way to reconcile grants and donations. Manufacturers may need to report depreciation of fixed assets. If your industry has specialized reconciliation and reporting needs, look for a solution built to accommodate them.
    
-   **Companies can deploy reconciliation software using on-premise and cloud-based systems**. Cloud options often have lower up-front costs; however, the costs of both deployment options eventually converge. Also, modern cloud-based systems often offer security that is as good as most on-premise solutions, or better.
    

## What are the market trends of reconciliation software?

The following market trends are influencing the development of reconciliation software:

-   **The continuing rise of digital payments is increasing the complexity of banking reconciliation**. With so many ways to make and receive payments, many companies are discovering that reconciliation is more complicated now than ever. Modern reconciliation software can accommodate a wider range of revenue and payment channels, which saves accountants lots of manual effort and time.
    
-   **Identity theft and banking fraud are becoming more prevalent and sophisticated**. Reconciliation software is another line of defense against theft. Continually comparing bank transactions against known revenue and expenses detects irregularities immediately.
    

Best Reconciliation Software - 2026 Reviews & Pricing