# Best Small Business Accounting Software - 2026 Reviews & Pricing

> Find the best Small Business Accounting Software for your organization. Compare top Small Business Accounting Software systems with customer reviews, pricing, and free demos.

Source: https://www.softwareadvice.com/category/506-small-business-accounting

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Small Business Accounting Software

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# Best Small Business Accounting Software of 2026

Updated June 22, 2026

On this page

1.  FrontRunners
2.  Popular Comparisons
3.  Buyers Guide

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Showing 1 - 25 of 290 products

#### Company Size

-   Self-Employed
    
-   2-10
    
-   11-50
    
-   51-200
    
-   201-500
    
-   501-1000
    
-   1000+
    

#### Pricing Options

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**Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals.  
  
**Reviews**: Sorts listings by the number of user reviews we have published, greatest to least.  
  
**Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest.  
  
**Alphabetically (A-Z)**: Sorts listings by product name from A to Z.

[Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

4.28

[(693)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/)

Best for:Mid-size businesses

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Sage Intacct operates within the Sage Business Cloud portfolio as a comprehensive cloud-based financial management software, expertly designed to bring rich financial and operational insights to a variety of businesses. Recognized for its robust accounting capabilities, Sage Intacct is particularly tailored for small to midsize enterprises looking to streamline their financial processes while gaining access to real-time monetary data. From an architectural standpoint, Sage Intacct stands as an adaptable platform equipped to integrate with numerous other applications. This flexibility enables it to easily fit into a wide range of business ecosystems, accommodating the diverse and evolving needs of modern organizations. Central to its design is an appreciation for differing industry requirements, which Sage Intacct meets with its industry-specific solutions, thereby supporting a more personalized financial management experience. The platform is lauded for its user-friendly interface, crafted to simplify complex financial data compilation and present it in an easily digestible format. Users are able to construct comprehensive financial reports that garner insights without requiring an extensive background in data analysis. This function is vital for companies aiming to make informed decisions quickly and with confidence. A defining trait of Sage Intacct is the commitment to financial visibility. With its advanced reporting and dashboard capabilities, stakeholders can dissect and monitor financial metrics that are critical to a business’s strategic vision, enabling leadership to pivot or accelerate with accurate backing. Moreover, Sage Intacct is engineered to scale, offering entities the assurance that the software can grow in tandem with their operations. In accounting terms, Sage Intacct is a friend to compliance, offering a suite of features that assist businesses in adhering to accounting standards and regulations, such as GAAP, IFRS, and others. It also reinforces internal controls, helping to mitigate financial risk and establish a transparent financial environment. Given its cloud foundation, Sage Intacct provides anywhere, anytime access to financial data, a necessity in a globalized and mobile business landscape. The security of this data is not overlooked; Sage Intacct commits to established protocols to safeguard sensitive financial information against modern threats. Sage Intacct, thus, stands out as a potent tool that facilitates enhanced financial management, augments strategic decision-making capabilities, and assures compliance and security, all while offering expandability to accommodate the dynamic nature of growing businesses. It remains an integral part of the Sage Business Cloud, geared towards empowering organizations with precision and agility in their financial operations.... [Read more](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

### What users love

-   Intuitive and user-friendly interface
-   Robust accounting process automation
-   Flexible multi-dimensional reporting tools

### To take in mind

-   Complex and rigid report customization
-   Slow and unresponsive support experience
-   Expensive and escalating costs

### Best rated features:

Quotes/Estimates

5.0

For Nonprofits

5.0

Real-Time Reporting

5.0

Vendor Management

5.0

[See all features](https://www.softwareadvice.com/accounting/intacct-accounting-profile/#key-features)

[Vena](https://www.softwareadvice.com/bpm/vena-profile/)

4.54

[(139)](https://www.softwareadvice.com/bpm/vena-profile/reviews/)

Best for:Budgeting/Forecasting

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Vena is a financial planning and analysis (FP&A) platform. It is designed to work with Microsoft 365 apps, cloud technology, and AI. It helps organizations in various industries, such as SaaS, healthcare, professional services, and banking, to streamline their planning, budgeting, and reporting processes. Vena's modeling capabilities allow users to create what-if scenarios. They can make bottom-up or top-down adjustments directly within Excel. The platform also provides dashboards and ad-hoc reporting features. These enable finance teams to improve their analysis and decision-making. Vena's centralized templates, co-authoring, and live chat functionalities promote collaboration and data transparency throughout the planning process.... [Read more](https://www.softwareadvice.com/bpm/vena-profile/)

### Best rated features:

Commission Management

5.0

Fixed Asset Management

5.0

Statistical Analysis

5.0

Dynamic Modeling

5.0

### Worst rated features:

Customizable Dashboard

3.0

Exception Reporting

3.0

Asset Lifecycle Management

3.0

Self-Service Reporting

3.5

[See all features](https://www.softwareadvice.com/bpm/vena-profile/#key-features)

[Sage 50 Accounting](https://www.softwareadvice.com/accounting/sage-50cloud-profile/)

3.95

[(497)](https://www.softwareadvice.com/accounting/sage-50cloud-profile/reviews/)

Best for:On the rise

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Sage 50 Accounting is an accounting solution designed to cater to the needs of small and medium-sized businesses. It offers a suite of tools that streamline financial management, ensuring accuracy and efficiency in accounting processes. One of the key features of Sage 50cloud Accounting is its inventory management capabilities, which allow businesses to track inventory levels, manage stock and monitor product performance. It provides real-time updates on inventory status, helping businesses maintain optimal stock levels and avoid overstocking or stockouts. Additionally, it supports multiple pricing levels and units of measure, which is particularly useful for businesses dealing with a wide range of products. Sage 50 Accounting excels in its financial reporting and analysis functionalities. The platform offers a variety of customizable reports that provide insights into the financial health of a business. Users can generate balance sheets, income statements, cash flow statements and other critical financial reports with ease. The reporting tools are designed to help businesses make informed decisions based on accurate financial data. Additionally, the solution includes budgeting and forecasting features that enable businesses to plan for the future and track their financial performance against set goals. Sage 50 Accounting includes a payroll management system that streamlines the process of managing employee payroll, ensuring compliance with tax regulations and labor laws. It can handle various payroll tasks, including calculating wages, withholding taxes and generating paychecks. It supports direct deposit, which streamlines the payment process for both employers and employees. Additionally, its payroll system integrates with its accounting features, ensuring that payroll expenses are accurately reflected in financial records. Sage 50 Accounting offers accounts payable and accounts receivable functionalities. The accounts payable feature allows businesses to manage their vendor relationships effectively by tracking outstanding bills and scheduling payments. Users can set up recurring payments, take advantage of early payment discounts and avoid late fees. The accounts receivable feature helps businesses manage customer invoices and track payments. Additionally, users can generate and send invoices, monitor overdue accounts and apply payments to specific invoices.Sage 50 Accounting includes a job costing feature, which is particularly beneficial for project-based businesses. It allows users to track costs associated with specific jobs or projects, including labor, materials and overhead. By providing detailed cost breakdowns, it helps businesses ensure that projects stay within budget and remain profitable. Additionally, the job costing feature integrates with other accounting functions, providing a holistic view of project finances. Sage 50 Accounting is equipped with security features to protect sensitive financial data. The solution includes user access controls that allow administrators to assign specific permissions to different users, ensuring that only authorized personnel can access certain information. Additionally, it employs data encryption and regular backups to safeguard against data breaches and loss.... [Read more](https://www.softwareadvice.com/accounting/sage-50cloud-profile/)

### What users love

-   User-friendly and intuitive design
-   Reliable core accounting functions
-   Tailored for small businesses

### To take in mind

-   Unreliable customer service experience
-   Limited and inflexible reporting
-   Expensive for smaller businesses

### Best rated features:

Quotes/Estimates

5.0

Order Management

5.0

Key Performance Indicators

5.0

Financial Management

5.0

### Worst rated features:

Estimating

1.0

Inventory Management

1.0

[See all features](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#key-features)

### Pro Accounting

$124.42/month

This plan is also available at an annual subscription of $625. Pricing for single user.

### Premium Accounting

$169.33/month

This plan is also available at an annual subscription of $1043 and is designed for small businesses with 1-5 users. Pricing for single user.... [Read more](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#pricing-and-plans)

### Quantum Accounting

$253.42/month

This plan is also available at an annual subscription of $1780 and provides industry specific functionality for 1-40 users. Pricing for single user.... [Read more](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#pricing-and-plans)

[See full pricing details](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#pricing-and-plans)

[Xledger](https://www.softwareadvice.com/accounting/xledger-profile/)

4.50

[(12)](https://www.softwareadvice.com/accounting/xledger-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Xledger, True Cloud Finance Software Built For Modern, Multi-entity Organisations Xledger is a true-cloud finance management platform built for organisations needing more than traditional on-premise or first generation cloud ERP systems can deliver. Designed for finance teams managing complexity, multiple entities, distributed teams, project-driven operations and rising transaction volumes, Xledger provides automation, real time visibility and scalable control in a single unified system. Where many finance systems depend on custom code, manual processes or significant IT involvement, Xledger delivers continuous updates, built-in best practices and configuration instead of customisation. Customers gain a system that evolves with their organisation, reducing cost and complexity over time. Deep Automation Across The Entire Finance Function Xledger automates high effort processes across AP, AR, bank reconciliation, expense management, project accounting, period close and group consolidation. AI-enabled data capture and workflow automation drive accuracy and speed, freeing finance teams from manual work. Real Time Insight For Every Stakeholder Xledger unifies all financial and operational data into a single live dataset, eliminating the need for bolt-on reporting tools, data warehouses or manual spreadsheets. Users access live dashboards, drill downs and advanced analytics tailored to their role. For multi-entity groups, real-time consolidation, automated eliminations and global reporting provide full oversight across subsidiaries, regions and cost centres as the business grows. Multi-Entity, Multi-Currency, Multi-Dimensional By Design Unlike platforms that rely on additional modules or third party tools, Xledger provides native support for complex organisational structures. Whether managing 5 entities or 500, finance teams benefit from automated intercompany transactions, shared chart of accounts, consistent data models and flexible multi currency handling. This allows organisations to scale seamlessly, integrate acquisitions and maintain standardised processes across the entire group. Configurable Rather Than Customised Xledger is built on configuration, not bespoke development. Finance teams can tailor workflows, approval paths, dashboards, integrations and data structures without accumulating technical debt. Updates are delivered automatically, ensuring all customers run on the latest version without costly upgrade projects or downtime. A Modern Alternative To Complex ERP Suites Many organisations evaluate Xledger alongside systems like Business Central, NetSuite and Sage Intacct when modernising finance. Buyers often select Xledger for its strong multi-entity capabilities, deeper automation, unified data model and lower total cost of ownership. The platform offers enterprise level functionality without the heavy customisation, multi-module complexity or IT overhead typically associated with larger ERP solutions. Seamless Integrations Xledger integrates with CRM platforms, payroll solutions, banking interfaces, billing systems, sector specific applications and data platforms. With open APIs and pre-built connectors, customers can automate data flows and build a connected financial ecosystem that supports digital transformation. Engineered For Growth And Trusted Worldwide More than 10,000 organisations worldwide rely on Xledger across sectors such as non profit, professional services, education, property, consulting, membership organisations and multi entity commercial groups. Its cloud native architecture and robust automation make it ideal for organisations experiencing rapid change, expansion, restructuring or increasing reporting demands. A True Cloud Platform That Drives True Finance Transformation Whether the objective is greater operational efficiency, faster reporting, stronger controls or strategic insight, Xledger provides the tools and scalability to support continuous improvement.... [Read more](https://www.softwareadvice.com/accounting/xledger-profile/)

### Best rated features:

General Ledger

4.5

Project Accounting

4.0

Accounts Receivable

4.0

Accounts Payable

4.0

### Worst rated features:

For Nonprofits

3.0

Multi-Currency

3.0

Financial Reporting

3.3

Fund Accounting

3.5

[See all features](https://www.softwareadvice.com/accounting/xledger-profile/#key-features)

[NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/)

4.23

[(2045)](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/reviews/)

Best for:Enterprise businesses

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

NetSuite is an AI-powered cloud-based business management suite that incorporates ERP, financial management, CRM and eCommerce functionalities into a unified platform, helping organizations automate core processes and gain real-time visibility into operational and financial performance. It is designed to cater to multiple industries and business sizes, ranging from startups to large enterprises. NetSuite embeds AI capabilities across the suite with agents that assist and advise business leaders with new ways to simplify tasks, suggest actions and uncover business insights. NetSuite ERP encompasses various functions essential for business operations, including financial management, order management, inventory management, warehouse management, supply chain management and procurement. The financial management module includes accounts payable, accounts receivable, general ledger, fixed asset management, payment management and tax management. The CRM (customer relationship management) features in NetSuite cover customer service management, marketing automation and Salesforce automation. The CRM module also includes tools for configuring price quotes. Additionally, the platform offers functionalities for field service management for scheduling and dispatching, a mobile application and asset management. The platform provides professional services automation that helps in project accounting, project management, resource management, expense management and timesheet management. Additionally, these features enable businesses to manage their human resources and projects efficiently. NetSuite includes an analytics and reporting module, providing reporting dashboards and access to a data warehouse. NetSuite supports global business management through multi-currency, multi-language capabilities and global accounting consolidation. It facilitates tax management on a global scale. Additionally, the software features modules for eCommerce and omnichannel commerce, supporting B2C and B2B eCommerce, order management, point of sale and logistics. NetSuite’s platform allows for application distribution, customization, integration, internationalization, performance monitoring, process automation and platform development. These features ensure that businesses can tailor the software to their specific needs. Additionally, the platform prioritizes application and operational security and effective data management.... [Read more](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/)

### What users love

-   Flexible system tailoring options
-   Comprehensive and scalable functionality
-   Centralized financial process management

### To take in mind

-   Steep learning curve and complexity
-   Complex and rigid reporting tools
-   Slow and inconsistent support experience

### Best rated features:

Aging Tracking

5.0

Knowledge Base Management

5.0

"What If" Scenarios

5.0

Vendor Master Data Management

5.0

[See all features](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/#key-features)

[AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/)

4.28

[(25)](https://www.softwareadvice.com/accounting/accountmate-profile/reviews/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

AccountMate is a hybrid accounting solution that caters to small and midsize businesses and offers them tools and functionalities, which help them to manage their financial procedures and routines. The solution provides multiple modules which can be tailored to specific business' needs. Key features include core accounting (accounts receivable, accounts payable, general ledger), inventory management, contact management and payroll processing. AccountMate provides modules for business analysis, business intelligence and customer relationship management (CRM). Drill-down analysis permits viewing of account and transaction details whenever required. AccountMate provides users an audit trail via solution-wide tracking of data changes as well as fraudulent protection features. Users can attach supporting documents to records and view bank balances and transactions in real time. Additionally, AccountMate’s multi-currency and multilingual capabilities support global operations. AccountMate is compatible with Windows systems and is available for local installation, hosted, Software as a Service (SaaS) and/or mobile. The solution is priced per user/per module. Support is offered via phone, email and other online resources.... [Read more](https://www.softwareadvice.com/accounting/accountmate-profile/)

### Best rated features:

Collaboration Tools

5.0

Multiple Projects

5.0

Purchase Order Management

5.0

Project Planning/Scheduling

5.0

### Worst rated features:

Task Management

4.0

Billing & Invoicing

4.0

[See all features](https://www.softwareadvice.com/accounting/accountmate-profile/#key-features)

### Basic

$4,000.00one time

[See full pricing details](https://www.softwareadvice.com/accounting/accountmate-profile/#pricing-and-plans)

[Yooz](https://www.softwareadvice.com/procure-to-pay/yooz-profile/)

4.39

[(222)](https://www.softwareadvice.com/procure-to-pay/yooz-profile/reviews/)

Best for:Invoice Management

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Yooz is a cloud-based accounts payable automation platform designed to optimize financial operations using real-time processing and AI-powered technology. It serves organizations across industries such as automotive, construction, hospitality, manufacturing, and non-profit sectors, focusing on improving efficiency in financial processes. The platform includes features such as omnichannel invoice capture, smart data extraction, and dynamic routing with exception handling. It incorporates fraud prevention tools to identify fake invoices and unusual amounts, along with automated payment execution options using virtual credit card functionality. Vendor statement reconciliation is supported through AI-driven matching and discrepancy detection. Customizable budget management dashboards provide real-time visibility into financial activities. Yooz integrates with numerous ERP and financial management systems, allowing organizations to enhance operational efficiency while maintaining their existing technology infrastructure. Its workflow engine supports process configuration for complex routing requirements and organizational structures. The platform offers transparency across the purchase-to-payment cycle, aiming to reduce processing time and costs through its user interface and AI technology.... [Read more](https://www.softwareadvice.com/procure-to-pay/yooz-profile/)

### Best rated features:

Document Management

5.0

Multi-Department/Project

5.0

Third-Party Integrations

5.0

Electronic Payments

4.7

### Worst rated features:

Cash Management

1.0

Real-Time Reporting

2.0

[See all features](https://www.softwareadvice.com/procure-to-pay/yooz-profile/#key-features)

### Free Trial

$199.00/month

Free for 15 days

### Gold Edition

Custom

Pricing available upon request

[See full pricing details](https://www.softwareadvice.com/procure-to-pay/yooz-profile/#pricing-and-plans)

[Fraxion](https://www.softwareadvice.com/scm/fraxion-profile/)

4.42

[(130)](https://www.softwareadvice.com/scm/fraxion-profile/reviews/)

Best for:Customer support

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Fraxion provides a complete procure-to-pay solution for purchasing, expense, and AP automation with advanced spend analytics. The all-in-one procure-to-pay suite includes: -Purchase requisitions & custom approvals -Budget & policy control -Purchase order automation -Receiving, invoice matching & invoice approvals -AI-powered AP automation -Spend analytics, community insights & reporting -PunchOut & PunchIn -Internal Catalogs -Expense management -Mobile app -ERP / Accounting system integration Engineered for mid-sized companies, the intuitive solution facilitates seamless operational spend management from any location. Experience the convenience of mobile flexibility, streamlined procure-to-pay processes, and achieve audit transparency through digital records and accountable, policy-compliant spending across your organization. Drive time and cost savings with Fraxion's user-friendly, mobile, and integration-ready solution.... [Read more](https://www.softwareadvice.com/scm/fraxion-profile/)

### Best rated features:

Document Imaging

5.0

Contract/License Management

5.0

Quotes/Estimates

5.0

Fixed Asset Management

5.0

### Worst rated features:

Mobile Access

2.0

Fraud Detection

2.4

[See all features](https://www.softwareadvice.com/scm/fraxion-profile/#key-features)

[Connected](https://www.softwareadvice.com/accounting/accountek-profile/)

5.0

[(3)](https://www.softwareadvice.com/accounting/accountek-profile/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Connected is a hybrid integrated accounting and enterprise resource planning (ERP) that caters to small and midsize businesses across various industry verticals and helps them to integrate their data and processes across departments and locations and manage their accounting routines. Connected's accounting features include income statements, balance sheets, a chart of accounts, customer lists, customer statements, inventory lists, vendor lists, expense reports and purchase orders. It also allows users to create journal entries with notes about these features. Connected also offers users 'Data Conversion' feature that helps users convert their organization's data from their previous accounting solution. Additionally, it features consolidation plugin, which features automatic G/L account mapping between files, manual drag and drop mapping, audit trails and consolidation reports. Services are offered on a monthly subscription basis. Perpetual license for a one-time fee is also offered by the solution. Support is available via phone, email and other online resources.... [Read more](https://www.softwareadvice.com/accounting/accountek-profile/)

### Basic

CA$649.00

[See full pricing details](https://www.softwareadvice.com/accounting/accountek-profile/#pricing-and-plans)

[Striven](https://www.softwareadvice.com/project-management/striven-profile/)

4.82

[(130)](https://www.softwareadvice.com/project-management/striven-profile/reviews/)

Best for:Small businesses

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Striven is a cloud-based, all-in-one business management ERP platform built for small and midsize companies tired of duct-taping popular accounting tools, a CRM, a project tool, and spreadsheets into something resembling a workflow. It brings accounting, CRM, project management, inventory, HR, and reporting under one roof, so a closed deal in sales auto-generates the invoice, updates inventory, and kicks off the project. No re-keying, no version drift, no hunting for the source of truth. The real value is the real-time integration between every part of your system, which means full integration between every part of your business. When every module talks to the others in real time, leadership stops deciding on month-old data and teams stop arguing about which spreadsheet is current. Workflows, dashboards, and reports bend to how the business actually runs, and customer, vendor, and candidate portals extend the system to the people outside your walls. For service firms, contractors, and manufacturers graduating from disconnected tools, Striven is the consolidation play that pays back in time, accuracy, and clarity.... [Read more](https://www.softwareadvice.com/project-management/striven-profile/)

### Best rated features:

Routing

5.0

Document Storage

5.0

Segmentation

5.0

Performance Management

5.0

### Worst rated features:

API

1.0

[See all features](https://www.softwareadvice.com/project-management/striven-profile/#key-features)

### Standard

$35.00/month

The plan is based on the number of users.

### Enterprise

$70.00/month

The per-user price decreases as the number of users increases.

[See full pricing details](https://www.softwareadvice.com/project-management/striven-profile/#pricing-and-plans)

[Deltek Costpoint](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/)

3.95

[(215)](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/reviews/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Deltek Costpoint is an enterprise resource planning (ERP) and management solution designed to meet the requirements of midsize and large enterprise businesses. The solution primarily assists government contractors, professional service firms, and not-for-profit businesses with project management, accounting, labor and material management and business intelligence functionalities. Costpoint is available as both web-based and on premise application. The solution helps to streamline processes like project billing, revenue management, expense tracking and compliance management, enabling businesses to monitor all operations through a single screen. The budgeting & planning module helps in building project budgets and EACs. Costpoint compares the actual project progress against the planned schedule and highlights the achievements and pain points. The "What-If" analysis helps to analyze multiple outcomes of same situations under different circumstances. Some of the other features include time & expense management, contract management, payroll management, reporting and compliance management. Costpoint is used in the variety of industry verticals, including aerospace and defense, high-tech, healthcare, nonprofit and education.... [Read more](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/)

### Best rated features:

Compliance Management

5.0

Collaboration Tools

5.0

Task Management

5.0

Project Planning/Scheduling

5.0

[See all features](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/#key-features)

[Aplos](https://www.softwareadvice.com/nonprofit/aplos-profile/)

4.46

[(187)](https://www.softwareadvice.com/nonprofit/aplos-profile/reviews/)

Best for:Small businesses

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Aplos is a dedicated accounting solution engineered specifically for the unique financial demands of nonprofit organizations. We understand the complexities of managing restricted funds, grants, and diverse revenue streams while upholding transparency and regulatory compliance. Our platform provides precise tools for fund tracking, allowing your organization to clearly see how every dollar is allocated and utilized according to its intended purpose. Effortlessly generate comprehensive, auditor-ready financial reports that adhere to nonprofit accounting standards (like FASB and GAAP). Aplos offers intuitive budgeting capabilities to aid responsible financial planning, alongside automated allocation features that enhance data integrity and reduce manual effort. Gain real-time insights into your organization's financial health, supporting informed decision-making and ensuring unwavering accountability.... [Read more](https://www.softwareadvice.com/nonprofit/aplos-profile/)

### Best rated features:

Customizable Reports

5.0

Membership Management

5.0

Reporting/Analytics

5.0

Financial Analysis

5.0

[See all features](https://www.softwareadvice.com/nonprofit/aplos-profile/#key-features)

### Lite

$79.00/month

### Core

$129.00/month

### Advanced

Custom

Pricing available upon request

[See full pricing details](https://www.softwareadvice.com/nonprofit/aplos-profile/#pricing-and-plans)

[Procurify](https://www.softwareadvice.com/accounting/procurify-profile/)

4.59

[(203)](https://www.softwareadvice.com/accounting/procurify-profile/reviews/)

Best for:Value for money

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Procurify is a procurement and spend management software designed to automate the intake-to-pay process for organizations. It combines procurement, accounts payable, expense management, and payment workflows into a single platform supported by artificial intelligence. Used by mid-market organizations across industries such as technology, healthcare, biotech, manufacturing, consumer packaged goods, education, charter schools, and nonprofit sectors. The platform includes features that automate purchasing workflows, from request intake to receiving, invoice processing, and payment. Key functions include purchase request management, approval routing, purchase order generation, three-way matching, and automated invoice capture. Additional tools include contract management, vendor management, budget controls, spending cards for expense tracking, and PunchOut capabilities for supplier connections. Procurify offers real-time spend visibility through analytics dashboards and a Spend Analyst tool that identifies spending patterns and potential cost-saving opportunities. The iOS and Android mobile app allows users to manage procurement workflows remotely and includes receipt capture for expense reporting. Organizations can configure approval workflows, and budget controls to support financial management across departments.... [Read more](https://www.softwareadvice.com/accounting/procurify-profile/)

### Best rated features:

Data Extraction

5.0

Requisition Management

5.0

Quotes/Estimates

5.0

Customizable Reports

5.0

[See all features](https://www.softwareadvice.com/accounting/procurify-profile/#key-features)

[Versa Cloud ERP](https://www.softwareadvice.com/accounting/versaccounts-profile/)

4.77

[(22)](https://www.softwareadvice.com/accounting/versaccounts-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Available

Software Advice Summary

Versa is Modern all-in-one Cloud ERP software created for fast growing inventory heavy manufacturing, distribution, and e-commerce businesses moving to the next level. Versa Cloud ERP is ideally suited for for businesses focused on products, including manufacturers, distributors, wholesalers, traders, retailers, and eCommerce, that require a new ERP system. The solution is easy to afford, quick to implement, easy to learn and use. Features of Versa Cloud ERP include purchase-to-lay, quote-to-cash, document management, payroll and business analytics. It also offers modules for advanced pricing and inventory management, B2B and B2C sales portals, project accounting and customer relationship management (CRM). Third-party add-ons such as payroll, sales tax, shipping and logistics and e-commerce consolidators can also be integrated. Within the financial accounting module, the solution provides general ledger (GL), accounts payable (AP), accounts receivable (AR), fixed asset management and cash management features. These tools can help companies manage different businesses, manage locations and currencies and adhere to financial compliance. A project-specific accounting feature allows users to track both billable and non-billable project expenses. Versa Cloud gives you enterprise-level functionality — like multi-entity accounting, advanced inventory, distribution, production and CRM — at an affordable price.... [Read more](https://www.softwareadvice.com/accounting/versaccounts-profile/)

### Best rated features:

Reporting/Analytics

5.0

Search/Filter

5.0

Inventory Control

5.0

Inventory Management

5.0

[See all features](https://www.softwareadvice.com/accounting/versaccounts-profile/#key-features)

[ExpensePoint](https://www.softwareadvice.com/accounting/expensepoint-profile/)

4.82

[(354)](https://www.softwareadvice.com/accounting/expensepoint-profile/reviews/)

Best for:Value for money

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

ExpensePoint is an expense management platform that helps midsize and large businesses streamline expense reporting, compliance, and analysis. It includes automated mileage tracking with route capture, receipt reading automation, and customizable rules for approvals, expense coding, tax, and reporting to support accounting needs. ExpensePoint integrates with credit cards, travel booking systems, and accounting platforms, including QuickBooks, NetSuite, Sage, Xero, and Great Plains, ensuring data synchronization. Its customizability, multi-currency support, and features helps businesses with global operations, tax needs, or integration and reporting requirements.... [Read more](https://www.softwareadvice.com/accounting/expensepoint-profile/)

### Best rated features:

Time & Expense Tracking

5.0

Secure Data Storage

5.0

Booking Management

5.0

Bank Reconciliation

5.0

### Worst rated features:

Reminders

2.5

[See all features](https://www.softwareadvice.com/accounting/expensepoint-profile/#key-features)

### Per User

$10.50/month

### Per Report

$10.50

### Enterprise or Site Subscription

Custom

Pricing available upon request

[See full pricing details](https://www.softwareadvice.com/accounting/expensepoint-profile/#pricing-and-plans)

[Beyond Software](https://www.softwareadvice.com/psa/beyond-profile/)

4.71

[(7)](https://www.softwareadvice.com/psa/beyond-profile/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Beyond Software is a project accounting and management software system available for small to mid-size companies. The system allows organizations to manage and execute around their projects by increasing visibility and creating accountability. Industries that can use the software include architectural, engineering, marketing, and software development. Beyond Software’s mobile app allows users to record time and expenses as they are incurred. Users can see which projects have resources assigned, how much time has been assigned, and how much time each resource has available. These steps allow the user to make business decisions at every phase of the project. Once projects are completed, results can be measured to the company’s specific standards. Through these results, companies can identify patterns and areas of concern. The web-based system offers a variety of functionalities including core accounting, time tracking, expense tracking, and billing & invoicing.... [Read more](https://www.softwareadvice.com/psa/beyond-profile/)

[M3 Accounting Core](https://www.softwareadvice.com/accounting/m3-profile/)

4.73

[(11)](https://www.softwareadvice.com/accounting/m3-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

M3 Accounting Core Software is a cloud-based accounting solution that helps streamline financial operations for small to large businesses in the hospitality industry. The software offers a fully integrated interface tailored specifically to the unique needs of hotels and related establishments. It offers a comprehensive set of features to meet the diverse needs of standalone properties or expansive real estate investment trusts (REITs) spanning continents. The solution facilitates integration into the existing chart of accounts or the creation of a new, customized chart of accounts compliant with the latest USALI standards. Furthermore, M3 Accounting Core Software tailors financial reporting and invoice workflow to the specific needs of each organization, regardless of portfolio size. It offers various features including tax reporting, data processing, forecasting, general ledger, accounts payable, document imaging and more. Moreover, M3 Accounting Core Software offers customizable financial reports and budget planning with the ability to set up multiple forecasts for comparison across periods. Additionally, it also supports multi-company accounts payable, multi-currency exchange rates and recurring invoices, thus catering to the diverse and complex financial needs of hotel management. The software enables automatic generation of 1099/1096 forms, facilitates data import/export, and utilizes intelligent document imaging to facilitate interaction with other industry-standard technologies. The software's capacity to automate check writing, manage cash across properties, and integrate with essential technology providers establishes it as a holistic financial management solution for hotels. M3 Accounting Core Software offers round-the-clock support, ongoing training, and extensive industry expertise. With a wide team of employees serving more than one thousand customers and nine thousand entities, M3 is committed to assisting users in overcoming the complexities of hospitality financial management. The software simplifies workflow processes and integrates with other key tech providers in the industry. Its features and support services aid in improving efficiency and visibility to enhance hotel financial performance. Additionally, customer support is also extended via help desk, documentation, product videos, FAQs, phone and more. In conclusion, M3 Accounting Core Software offers a comprehensive solution for financial management in the hospitality industry. Its seamless integrations and customizable features make it a valuable choice for hoteliers and hospitality investment companies. Some key users of the software include Sage Hospitality Group, THG (The Hotel Group), Crestline Hotels & Resorts, Davidson Hospitality Group, Super Host Hospitality, and GF Hotels & Resorts.... [Read more](https://www.softwareadvice.com/accounting/m3-profile/)

### Best rated features:

Expense Tracking

5.0

Transaction Management

5.0

Accounts Payable

5.0

Billing & Invoicing

5.0

[See all features](https://www.softwareadvice.com/accounting/m3-profile/#key-features)

[MIP Accounting](https://www.softwareadvice.com/product/121198-MIP-Accounting/)

4.11

[(69)](https://www.softwareadvice.com/product/121198-MIP-Accounting/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

MIP is the leading accounting software designed for mission-driven organizations, including nonprofits, schools, healthcare, associations, and government entities. It provides complete financial oversight, helping you track unlimited funds such as grants, contributions, and program services while improving decision-making, donor engagement, and operational efficiency. MIP simplifies complex financial processes so you can manage every dollar with confidence. Backed by expert support, training, and a true nonprofit focus, MIP is your trusted partner for financial success.... [Read more](https://www.softwareadvice.com/product/121198-MIP-Accounting/)

### Best rated features:

General Ledger

5.0

Income & Balance Sheet

5.0

API

5.0

Accounts Payable

5.0

### Worst rated features:

Payroll Management

1.0

Grant Management

1.0

[See all features](https://www.softwareadvice.com/product/121198-MIP-Accounting/#key-features)

[Deltek Ajera](https://www.softwareadvice.com/bi/deltek-ajera-profile/)

3.60

[(62)](https://www.softwareadvice.com/bi/deltek-ajera-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Deltek Ajera is an integrated accounting and project management solution built for architecture and engineering (A/E) firms. It is suitable for small to mid-size firms seeking an industry-tailored solution to improve project level profitability, staff utilization and visibility. Deltek Ajera provides real-time information through dashboards. Principals have access to project and company financial reports for immediate visibility on firm and project profitability. This solution gives project managers real-time visibility into project progress, schedule, and status. It also includes a financial platform for all accounting and administrative processes. Key features include integrated accounting, timesheets, billing, project management, project scheduling and resource management tools. Ajera integrates seamlessly with Ajera CRM to manage business development and client management to link all aspects of the business together.... [Read more](https://www.softwareadvice.com/bi/deltek-ajera-profile/)

### Best rated features:

Budget Management

5.0

Multiple Projects

5.0

Invoice History

5.0

Project Planning/Scheduling

5.0

### Worst rated features:

Timesheet Management

4.0

Collaboration Tools

4.0

[See all features](https://www.softwareadvice.com/bi/deltek-ajera-profile/#key-features)

[Sage Accounting](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/)

4.11

[(614)](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/reviews/)

Best for:Popular

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Sage Accounting is a cloud-based accounting and invoice management solution for small to midsize businesses. It offers accounting, project accounting, expense management and compliance management within a suite. Sage Accounting manages all the documentation and processes required for business payments such as price quotes, estimates, statements and invoices. The solution offers integration with banks across the US, allowing users to import all payment transactions automatically. All information is available on a single dashboard, which allows users to stay up to date on their cash flow and pending payments. Sage Accounting also features tax management, which calculates applicable taxes using transaction data. The product also offers cash flow forecasting, which allows users to estimate the cash requirements in the future based on historical transactions. The product also includes payment services, which allow users to make payments directly using Sage accounts. Users can also make payments using their PayPal accounts.... [Read more](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/)

### What users love

-   Streamlined daily financial management
-   User-friendly and intuitive design
-   Tailored for small businesses

### To take in mind

-   Inconsistent and hard-to-reach support
-   Limited and inflexible invoicing tools
-   Reporting lacks customization options

### Best rated features:

For Accountants

5.0

Time Tracking

5.0

Data Security

5.0

Duplicate Payment Alert

5.0

[See all features](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/#key-features)

### Accounting Start

$20.00/month

The Sage Accounting Start plan comes with an 30-day free trial and is ideal for micro-businesses.

### Accounting Standard

$40.00/month

### Accounting Plus

$50.00/month

[See full pricing details](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/#pricing-and-plans)

[MaintainX](https://www.softwareadvice.com/cmms/maintainx-profile/)

4.78

[(1042)](https://www.softwareadvice.com/cmms/maintainx-profile/reviews/)

Best for:Enterprise businesses

### Pricing availability

Free trial: Available

Free version: Available

Software Advice Summary

MaintainX is a maintenance and asset management platform built for industrial and frontline teams. It helps organizations streamline operations, enhance asset management, and empower frontline workers while delivering insights that drive efficiency and improve the bottom line. MaintainX centralizes data from multiple sources—such as IoT sensors, maintenance records, and other systems like SAP—through integrations, ensuring consistent data for data driven decisions, accurate insights, and AI-powered optimizations. As a mobile-first, IoT-enabled solution, MaintainX supports maintenance, reliability, and operations teams.... [Read more](https://www.softwareadvice.com/cmms/maintainx-profile/)

### What users love

-   Comprehensive maintenance operations hub
-   Responsive and helpful support team
-   Intuitive and user-friendly interface

### To take in mind

-   Premium features increase costs
-   Paperless transition and export issues

### Best rated features:

Historical Reporting

5.0

Audit Trail

5.0

QR Codes

5.0

Monitoring

5.0

### Worst rated features:

Customizable Dashboard

3.3

Calibration Management

3.6

Access Controls/Permissions

3.6

Inventory Control

3.7

[See all features](https://www.softwareadvice.com/cmms/maintainx-profile/#key-features)

### Essential

$25.00/month

$20/mo/user on annual billing.

### Premium

$75.00/month

$65/mo/user with annual billing.

### Enterprise

Custom

Pricing available upon request

For enterprises

[See full pricing details](https://www.softwareadvice.com/cmms/maintainx-profile/#pricing-and-plans)

[MRI Fixed Asset Management](https://www.softwareadvice.com/accounting/series4000-profile/)

4.56

[(48)](https://www.softwareadvice.com/accounting/series4000-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

MRI Fixed Asset Accounting is an on-premise and cloud-based fixed asset accounting solution for small, mid-sized and large enterprises. Real Asset Management, the software vendor has now rebranded and is part of MRI Software and continues to provide the best in specialist fixed asset software. MRI Fixed Asset Accounting caters for commercial, education, government, healthcare and not for profit industries and primary features include asset management, asset accounting, asset auditing, flexible asset depreciation, cost control, reporting and forecasting. Other features include project management, document management, tax and financial compliance. Asset accounting features allows users to manage disposals, transfers, relifes, revaluations, cost adjustments and asset splits. The software is compliant with various corporate governance requirements such as FASB, US GAAP, SOX and GASB 34/35. It offers integration with ERP, finance, business intelligence, reporting and spreadsheet solutions. It is available in a subscription pricing option. It is compatible with Windows, Mac and Linux operating systems. Support is provided via email, over the phone and through an online client portal.... [Read more](https://www.softwareadvice.com/accounting/series4000-profile/)

### Best rated features:

Asset Lifecycle Management

5.0

Reporting & Statistics

5.0

Barcoding/RFID

5.0

Location Tracking

5.0

### Worst rated features:

Barcode/Ticket Scanning

4.0

[See all features](https://www.softwareadvice.com/accounting/series4000-profile/#key-features)

[BudgetPak](https://www.softwareadvice.com/accounting/budgetpak-profile/)

4.75

[(24)](https://www.softwareadvice.com/accounting/budgetpak-profile/reviews/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

BudgetPak by XLerant is a cloud-based Accounting solution that offers stand-alone Budgeting and Forecasting, as well as integrated Financial Reporting. It’s suited for midsize to large organizations in a variety of industries including Property Management, Education, Insurance and more. XLerant’s Budgeting capabilities can be customized to an organization’s unique needs, and self-service reporting allows users to produce their own reports and send them to Excel, PDF, or directly to print. The Forecasting functionality allows finance teams to share high-level or detailed forecasts with their employees, and users can make adjustments based on constraints setup up by management. XLerant’s Financial Reporting tool offers real time, bi-directional linkage with Excel in order to exchange data. Dashboards can be customized using pre-defined charts and graphs, and guided what-if analysis gives users insight into the impact of variables on a completed budget.... [Read more](https://www.softwareadvice.com/accounting/budgetpak-profile/)

### Best rated features:

Budgeting/Forecasting

5.0

Data Import/Export

5.0

General Ledger

5.0

Profit/Loss Statement

5.0

[See all features](https://www.softwareadvice.com/accounting/budgetpak-profile/#key-features)

### Basic

$10,000.00/year

[See full pricing details](https://www.softwareadvice.com/accounting/budgetpak-profile/#pricing-and-plans)

[SAP Business One](https://www.softwareadvice.com/accounting/sap-business-one-profile/)

4.27

[(344)](https://www.softwareadvice.com/accounting/sap-business-one-profile/reviews/)

Best for:Features

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

SAP Business One is a modular and integrated enterprise resource planning (ERP) solution. This platform integrates financials, CRM, inventory, sales and operations management modules within a single system. SAP Business One automates many business practices to minimize duplicate entries and errors, measure efficiency in service management and manage MRP and inventory, track procurement and manage the sales pipeline. The system’s reporting module offers reports that can be customized, exported into numerous formats and modified with drill-downs and 'what-if' scenario modeling. SAP Business One supports multi-currency transactions and has multi-lingual capabilities for businesses operating globally. The system offers a remote support platform that can perform automatic system health checks, scheduled database maintenance operations, upgrade eligibility checks and automatic fixes for detected issues. \*\*What is SAP Business One?\*\* SAP Business One is a single management solution for small businesses. From accounting and financials, inventory, sales and customer relations, & analytics and reporting, SAP Business One covers all areas to control businesses via a single platform. \*\*How do you I use SAP Business One?\*\* SAP Business One can be used as an on premise or cloud-based platform, with coverage on desktop through Mac and Windows as well as on the go. \*\*Who uses SAP Business One?\*\* SAP Business One is used by a wide variety of companies and industries ranging from retail to banking to manufacturing. SAP Business One is for any small business that needs a single solution platform to manage all aspects of their company. \*\*How much does SAP Business One cost?\*\* Licensing and pay is determined by the number of users at any given time, providing the ability to pay for what your organization requires and add more users as needed. Please contact the vendor for more detailed pricing information. \*\*Does SAP Business One have an app?\*\* SAP Business One has an app available on both IOS and Android Devices.... [Read more](https://www.softwareadvice.com/accounting/sap-business-one-profile/)

### What users love

-   Robust inventory control features
-   Tailored for growing businesses
-   Flexible integration capabilities

### To take in mind

-   Significant costs and licensing fees
-   Outdated and unintuitive interface
-   Occasional slowness and crashes

### Best rated features:

Quotes/Estimates

5.0

Activity Tracking

5.0

Production Management

5.0

Financial Analysis

5.0

[See all features](https://www.softwareadvice.com/accounting/sap-business-one-profile/#key-features)

[Plooto](https://www.softwareadvice.com/accounting/plooto-profile/)

4.34

[(243)](https://www.softwareadvice.com/accounting/plooto-profile/reviews/)

Best for:Ease of use

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Trusted by 6,000+ businesses, the platform also integrates Plooto provides smart two-way sync with QuickBooks and Xero, automatically syncing bills, invoices, and payments and reconciling bookkeeping records while keeping a full audit trail. And, with Plooto, improve your cash flow with credit card acceptance and get paid as soon as 2 business days and automation features like PAD and recurring payments to get money into your account much faster with less work.... [Read more](https://www.softwareadvice.com/accounting/plooto-profile/)

### What users love

-   Robust accounting software connections
-   Simple setup and daily operation
-   Intuitive and clean interface design

### To take in mind

-   Slow and inconsistent payment handling
-   Unresponsive and limited support options

### Best rated features:

Receipt Management

5.0

Accounting Integration

5.0

Audit Trail

5.0

Transaction Monitoring

5.0

### Worst rated features:

Credit Card Processing

1.0

[See all features](https://www.softwareadvice.com/accounting/plooto-profile/#key-features)

### Go

CA$9.00/month

Manage low client payment volumes and set up basic approval workflows. This plan is only available to clients of accounting and bookkeeping firms who use Plooto to manage client payments.... [Read more](https://www.softwareadvice.com/accounting/plooto-profile/#pricing-and-plans)

### Grow

CA$32.00/month

Trial period includes 10 free domestic transactions. After this, domestic payments can be sent and received for $0.50 per transaction.... [Read more](https://www.softwareadvice.com/accounting/plooto-profile/#pricing-and-plans)

### Pro

CA$99.00/month

Implement complex payment operations with advanced controls.

[See full pricing details](https://www.softwareadvice.com/accounting/plooto-profile/#pricing-and-plans)

1

[2](https://www.softwareadvice.com/category/506-small-business-accounting/?page=2)[3](https://www.softwareadvice.com/category/506-small-business-accounting/?page=3)[4](https://www.softwareadvice.com/category/506-small-business-accounting/?page=4)[5](https://www.softwareadvice.com/category/506-small-business-accounting/?page=5)

...

[12](https://www.softwareadvice.com/category/506-small-business-accounting/?page=12)

## Popular Comparisons

[

QuickBooks Online vs QuickBooks Enterprise

](https://www.softwareadvice.com/compare/49801-qb-desktop-enterprise/vs/393202-QuickBooks-Online/)[

Xero vs FreshBooks

](https://www.softwareadvice.com/accounting/freshbooks-profile/vs/xero/)[

NetSuite vs QuickBooks Desktop

](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/vs/quickbooks-pro/)[

Zoho Invoice vs Wave

](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/435103-zoho-invoice/)[

Sage Intacct vs Odoo

](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/odoo/)[

Limble vs MaintainX

](https://www.softwareadvice.com/cmms/limblecmms-profile/vs/maintainx/)

## Your Guide to Top Small Business Accounting Software, September 2022

Software Advice uses reviews from real software users to highlight the top-rated Small Business Accounting products in North America.

[Learn how products are chosen](https://www.softwareadvice.com/legal-page/frontrunners-methodology/)

#### Explore FrontRunners

-   [Agiled](https://www.softwareadvice.com/project-management/agiled-profile/)
-   [HoneyBook](https://www.softwareadvice.com/crm/honeybook-profile/)
-   [abcoa Deal Pack](https://www.softwareadvice.com/accounting/abcoa-deal-pack-profile/)
-   [Patriot Accounting](https://www.softwareadvice.com/accounting/patriot-profile/)
-   [Ramp](https://www.softwareadvice.com/product/115155-Ramp/)
-   [Elorus](https://www.softwareadvice.com/accounting/elorus-profile/)
-   [MoneyMinder](https://www.softwareadvice.com/accounting/moneyminder-profile/)
-   [BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/)
-   [Striven](https://www.softwareadvice.com/project-management/striven-profile/)
-   [Synder](https://www.softwareadvice.com/accounting/synder-profile/)
-   [ZarMoney](https://www.softwareadvice.com/accounting/zarmoney-profile/)
-   [Pilot](https://www.softwareadvice.com/product/80712-Pilot/)
-   [FreshBooks](https://www.softwareadvice.com/accounting/freshbooks-profile/)
-   Deskera Books
-   [Workday Financial Management](https://www.softwareadvice.com/accounting/workday-financial-management-profile/)
-   [SAP Business One](https://www.softwareadvice.com/accounting/sap-business-one-profile/)
-   [Zoho Books](https://www.softwareadvice.com/accounting/zoho-books-profile/)
-   [Wave](https://www.softwareadvice.com/product/18767-Wave-Apps/)
-   QuickBooks Desktop Premier
-   [Accounting Seed](https://www.softwareadvice.com/accounting/accounting-seed-profile/)
-   [Plooto](https://www.softwareadvice.com/accounting/plooto-profile/)
-   [TallyPrime](https://www.softwareadvice.com/accounting/tally-profile/)
-   [Xero](https://www.softwareadvice.com/accounting/xero-profile/)
-   [Sage 100](https://www.softwareadvice.com/distribution/sage-100cloud-profile/)
-   [QuickBooks Desktop](https://www.softwareadvice.com/accounting/quickbooks-pro-profile/)

“Usability” includes user ratings for Functionality and Ease of Use.

“Customer Satisfaction” includes user ratings for Customer Support, Likelihood to Recommend and Value for Money.

Reviews analysis period: The reviews analysis period spans two years and ends the 15th of the month prior to publication.

## Send me a copy of this list to my inbox

### Get a copy of this list with pricing info sent to your inbox so you can pick up where you left off when convenient to you.

## What is small business accounting software?

Small business accounting software is software used by small businesses to track incoming and outgoing financial transactions as well as financial statements and cash flow. While traditionally small businesses have tracked financial information on tools such as spreadsheets, these manual methods are time-consuming and less accurate. Spreadsheets also do not offer the automation and notification capabilities of a dedicated tool.

With small business accounting software, users can eliminate the need to create a spreadsheet and manually enter each transaction detail. Instead, they gain the flexibility of integrating with third-party tools such as point-of-sale software to automatically input data. These tools can also generate branded invoices, send notifications upon certain financial transactions or milestones, and provide an overview of the business’ budget.

Given all this, it can be tricky for small businesses to identify the right accounting software for their needs. We developed this guide to help buyers understand exactly what these products offer, so they can select the solution that is the best fit.

## What are common reasons small businesses seek accounting solutions?

Thousands of small businesses contact us every year looking for help selecting the accounting solution best suited to them. Some of these buyers are just getting started, while others are looking to replace an outdated or problematic system.

Small businesses most commonly purchase an accounting system because they are:

-   Seeking to upgrade to a software system with more advanced features.
    
-   Seeking to automate functions that were previously done manually.
    
-   Looking to [generate better financial reports](https://www.softwareadvice.com/accounting/financial-reporting-comparison/).
    
-   In need of specific features (e.g., project or job accounting).
    
-   Frustrated with their current accounting software (e.g., it is not user-friendly).
    

## Common Features of Small Business Accounting Software

There are several different applications for buyers to choose from, which can be purchased either as a standalone application or along with other related applications, as part of an integrated software suite (more on this below). Make sure the system you purchase covers all the functionality you’re going to need.

Here are some of the most common small-business accounting applications:

**Application**

**Function**

**Best for...**

[Accounts payable](https://www.softwareadvice.com/accounting/accounts-payable-comparison/) / [accounts receivable](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/) (AP/AR)

The fundamental bookkeeping application, which [tracks what is owed to a company by its customers (accounts receivable)](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/) as well as what the company owes its suppliers, also known as its liabilities (accounts payable).

All small businesses (especially those without a dedicated bookkeeper); this is an essential accounting function.

Financial reporting

Reporting applications allow businesses to export data from their accounting system in a structured manner that communicates financial history as well as financial projections. Some may include compliance-related functionality for government or industry audits (e.g., in banking and financial services).

Any small business with seasonal or otherwise dynamic cash flow that needs to be tracked closely. Also, businesses that need to provide financial reports to stakeholders or to regulatory institutions for compliance.

Budgeting & forecasting

Budgeting applications allow small businesses to model potential financial outcomes and to compare actual profit and loss to planned budgets, which helps with decision-making about workforce, spending and growth. Some systems have dashboards that display information visually.

Small businesses that are currently growing or considering expanding.

Fixed asset accounting

Fixed asset applications focus on tracking assets that aren’t easily converted to cash: For a small business, assets will typically be “tangible,” such as land, buildings or equipment. These applications calculate the value of such assets over time, allowing for depreciation due to wear and tear.

Small businesses with substantial tangible assets, or any business that, for tax purposes, may benefit from reporting depreciations to assets.

## How is small business accounting software priced?

Most small businesses will want to consider cloud-based accounting solutions. Because these systems are hosted online by the vendor, they eliminate the need for you to have a dedicated IT team for managing and maintaining your own server. Conversely, an “on-premise” deployment means the software is hosted locally, on your company’s own servers (which you are responsible for maintaining).

Choosing a Web-based system drastically reduces upfront investment and installation costs. In addition, these systems typically offer monthly subscription pricing, which makes them scale well for fast-growing companies that need to add additional user licenses or features down the road. On-premise systems, on the other hand, come with a steeper, one-time fee to use the software in perpetuity.

At present, some businesses may still see savings with an on-premise system, especially if they already have the necessary hardware to host the software on-site. While on-premise solutions usually require purchasing an expensive perpetual license up front, this may still be the cheaper option if you use the same system over an extended period of time. However, keep in mind that with on-premise solutions, you might also pay additionally for upgrades, customizations and maintenance.

## What should you consider when purchasing accounting software for your small business?

With so many options and feature sets to choose from, selecting the right accounting solution can quickly become an overwhelming task. To narrow things down, here are three key factors for small businesses to keep in mind while evaluating different products:

**Best-of-breed vs. integrated suite options.** Because accounting encompasses so many functions, from fund accounting to [billing and invoicing](https://www.softwareadvice.com/accounting/billing-invoicing-software-comparison/), many entry-level products are actually “best-of-breed” solutions. This means they focus on only one of the core applications listed in the table above. “Integrated suites,” meaning solutions combining multiple applications in one software package (often billed as “professional” or “enterprise” editions), have much greater functionality, but are also are much more expensive.

So before you begin shopping, start with a clear assessment of exactly which functions you need. The “Best for...” column in the chart above provides recommendations as to which applications are best for which types of businesses.

**Automation capabilities.** Many small businesses we speak with say they’re replacing their accounting system in order to reduce the inaccuracies that come with manual entry and to automate more of their processes. Small businesses should pay particular attention to the degree of automation that a system provides as they evaluate accounting software for small business. If your company is growing, it's especially important to track everything in a system that can verify entries for accuracy and automate recurring functions to ensure that nothing slips through the cracks.

**Integration with other programs.** While small businesses may not have as many integration requirements as larger companies, your accounting software’s ability to sync with other programs could still be a factor. Consider whether your desired accounting system can integrate with any of your company’s current stand-alone applications—for example, if you have a [payroll system designed to support small businesses](https://www.softwareadvice.com/hr/small-business-payroll-comparison/), or a [retail point-of-sale (POS)](https://www.softwareadvice.com/retail/) system that will need to integrate with restaurant accounting software functionality.

Moreover, integration with banking institutions and credit cards can make it much easier to keep track of your company financials in real-time. Accounting software can sync with your online accounts automatically, so you don’t have to enter transaction information manually.