Venmo 2026: Benefits, Features & Pricing

Wondering if Venmo is right for your organization?

Our Payment Processing Software selection experts can help you in 15 minutes or less.

On this page

Overview
Pricing and Plans
Features
Integrations
User Reviews

Overview

Venmo

4.7

(9259)

Pricing

Pricing available upon request

About Venmo

Venmo is a digital payment and wallet gateway that allows customers to transfer money and make payments via their mobile device. Businesses are able to generate exposure for the brand as users share their purchases on the Venmo feed and are also able to offer a new social currency to a mobile-first audience.

The solution enables users to make payments by linking their debit cards or bank accounts directly via the app, or by transferring the money stored within their account. Besides initiating payments, consumers can receive and send payments from contacts and friends by selecting a @username, contact's name, email or phone number. All transfers can be cashed our immediately to a bank account or stored as a Venmo balance for use at a later time.

Venmo Screenshots

Venmo Pricing and Plans

Starting price: Connect with an advisor for pricing

Free Trial

Free Version

Basic

Pricing available upon request

No plan information available

Confused about pricing? We've got you covered.

Get a personalized pricing breakdown tailored to your specific needs—no guesswork, no generic estimates.

Venmo Features

Popular features found in Payment Processing
ACH Payment Processing
Billing & Invoicing
Debit/Credit Card Processing
In-Person Payments
Mobile Payments
Multi-Currency
Multiple Payment Options
Payment Fraud Prevention
Payment Gateway Integration
PCI Compliance
Recurring/Subscription Billing
Reporting/Analytics
More features of Venmo
Credit Card Processing
Data Security
Electronic Payments
Online Payments
Partial Payments
Payment Processing
Point of Sale (POS)
Promotions Management
Sales Reports
Transaction History

Venmo Integrations

PayPal

Integration rated 4.8 from 61 reviews

Meta for Business

Integration rated 4.8 from 21 reviews

Cash App

Integration rated 4.5 from 16 reviews

PayPal Enterprise Payments

Venmo User Reviews

Overall Rating

4.7

Ratings Breakdown

80%

15%

Secondary Ratings

Ease of Use

4.7

Value for money

4.8

Customer support

4.4

Functionality

4.6

Adel A.

Verified reviewer

Health, Wellness and Fitness

2-10 employees

Used monthly for more than 2 years

Review source

Reviewed December 2025

Venmo is great, but public sharing is an issue

Pretty good so far; i like them better than cashapp which i used to use reguarly. zelle also being used more often

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Great app of sending cash to friends; breaking the bill; and simplicity of sending money from and to the bank

Cons:

Good performance of sending money but displaying it public for everyone to see is problematic ; issue with that

Victoria W.

Verified reviewer

Arts and Crafts

Self-Employed

Used weekly for more than 2 years

Review source

Reviewed December 2025

Good application to easily send and receive payments but be cautious when using.

Overall I think Venmo is a very quick and easy application to use when wanting to send and receive money however I would just be wary when using this to pay for products or goods when you do not have the items in hand.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I have used Venmo to aid with money transactions for the past 3-5 years. Venmo is free to use however if you want to transfer your money quickly you have to pay a small fee. I have many small businesses and side hustles and Venmo is very easy to use with minimal to no set up or commitment required.

Cons:

Venmo allows you to complete payments via credit/debit card or straight from your bank account. The main thing that I do not like about Venmo is that there is minimal security to protect you if you do not receive the good that you pay for, so I only use this application if I have the item in hand. I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and another that I completed a payment and did not receive my product. Both times I reached out to customer support they were quick to respond however not very helpful when attempting to get my money back.

Reasons for switching to Venmo

I used to use Square however I did not like that you had to create and send invoices via email which most of the time were not paid on time. I still use Paypal however I feel like more people use Venmo which makes it more universal to send and receive payments.

Lauren G.

Verified reviewer

Education Management

201-500 employees

Used weekly for more than 2 years

Review source

Reviewed June 2025

I would recommend

So far, I’ve had a positive experience with Venmo. A lot of companies except payment as a payment form, which I love.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Venmo is the easiest most reliable digital payment and money transferring app. I use Venmo daily and also use it as my payment methods.

Cons:

Venmo has began offering more cash back rewards, but I am hoping they begin to offer more. I also wish they would come out with a pay in 4 option.

Denise H.

Verified reviewer

Legal Services

201-500 employees

Used monthly for more than 2 years

Review source

Reviewed January 2026

Best money app used

My overall experience with venmo is great! I can easily use the app to send payments and receive payments from other. You can use the debit card, just as any other debit card and it does not have any hidden fees or issues using out of state or anything.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I like the convince of venmo that it can be used for personal use and business use. I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track of your spending. You can also set a spending limit that it will alert you if someone tries to spend over that

Cons:

I honestly was hesitant about getting venmo in the first place because I am just skeptical of all digital and online based banking but once I got it for business use initially and actually was able to use the app and card, I had no issues with it

Reasons for switching to Venmo

we were just having to many issues and square going down. It was also something we couldn't use for both business and personal use

Annie M.

Verified reviewer

Health, Wellness and Fitness

201-500 employees

Used weekly for more than 2 years

Review source

Reviewed December 2025

Venmo is a safe and easy way to transfer money

My overall experience with Venmo is outstanding. It is a platform that is easy to use, convenient, and safe.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The best thing about Venmo is that you can pay anybody almost instantly, without any worry about the security of the transaction.

Cons:

The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me and I still use it often.

Reasons for switching to Venmo

I find Venmo easier to use, and more people are available on Venmo that on Zelle

Brian Y.

Verified reviewer

Legal Services

11-50 employees

Used daily for more than 2 years

Review source

Reviewed December 2025

Instant payments of smaller visa transactions.

Venmo has proven helpful in gathering smaller consultations fees within a short time, particularly when customers desire a recognized, mobile-first experience to make payments without any forms.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

I enjoy the speed of payment and the fact that clients can send money with their phones without taking much time to set up.

Cons:

I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client transactions.

Verified

Reviewer

Hospital & Health Care

11-50 employees

Used weekly for more than 2 years

Review source

Reviewed January 2026

A great tool

Ratings Breakdown

Ease of use

Functionality

Pros:

Convenient way to pay that doesn't seem laden with scams. The addition of the ability to buy crypto is a nice touch as well.

Cons:

I would prefer if the bank transfers were quicker without fees, but understand the reasoning behind it.

Verified

Reviewer

Construction

Self-Employed

Used monthly for less than 2 years

Review source

Reviewed December 2025

The convenience of VENMO

It's been pretty good. Send money quickly and fast. I can pay a lot of contractors or send money via cash when Im not in the same city. Very convenient.

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

The ease of use and to have options to send money to different people very quickly. I need to be able to send money to contractors quickly for materials, and payments.

Cons:

That its attached to PayPal. So if you have an issue with a contractor on PayPal or with PayPal it affects your ability to send money on Venmo.

Verified

Reviewer

Online Media

Self-Employed

Used monthly for less than 2 years

Review source

Reviewed January 2026

Very Easy to Use

I have had a very positive experience using the software, and it has helped me with alot of payments and gifts I needed to do

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

it is vey easy to use to send money to family and make payments. the fees are very minimal compared to using one of the traditional banking services

Cons:

it is not accessible in some countries, which makes it a bit challenging especially in an emergency situation

Verified

Reviewer

Education Management

51-200 employees

Used monthly for less than 2 years

Review source

Reviewed January 2026

Friendly Payment Platform

Ratings Breakdown

Ease of use

Value for money

Customer support

Functionality

Pros:

Venmo is a mobile payment platform that allows you to exchange funds privately and publicly. You can directly send money to friends and also use it to purchase goods and services at a variety of businesses. Venmo is easy to use, allows storage of multiple credit cards, and is free of annoying bugs or issues.

Cons:

Although Venmo connects with online banking accounts, it requires more steps compared to Zelle and other services that are directly available via online banking systems.

Showing 1 - 10 of 9259 Reviews

See All Reviews