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Sage Accounting

Updated November 17, 2025 at 11:11 PM

Sage Accounting 2026: Benefits, Features & Pricing

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Written by Eduardo Garcia

Content Analyst

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Edited by Caroline Rousseau

Senior Editor

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On this page
  • Our Summary
  • Pricing and Plans
  • Features
  • Integrations
  • Key Sentiments
  • User Reviews
  • Frequently Asked Questions

Our Summary

Sage Accounting
Sage Accounting
4.1
(546)
FrontRunner 2026

Pros:

  • Cloud-based accessibility
  • Financial management

Cons:

  • High price
  • Occasional glitches

Pricing

Starting at $20.00 per month

What is Sage Accounting:

Sage Accounting helps businesses manage finances through a cloud-based platform. The software includes invoice creation and management, bank transaction imports, price quotes, and tax calculations. Users can monitor cash flow, track expenses, and generate statements from a centralized dashboard.

Why we like Sage Accounting:

Users praise Sage Accounting's reporting capabilities and invoicing tools. According to reviews, the software’s profit/loss statement generation and invoice tracking are top-rated features. It also excels at bank reconciliation and expense tracking, while support receives high marks for expertise.

Who should use Sage Accounting:

74% of Sage Accounting users are from small and midsize businesses with 2-50 employees. The software suits service companies, retailers, and professional firms needing straightforward financial tools. Its features are well-suited for growing businesses that want basic accounting with room to expand.

Sage Accounting Screenshots

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Sage Accounting Overview

Sage Accounting is a cloud-based accounting and invoice management solution for small to midsize businesses. It offers accounting, project accounting, expense management and compliance management within a suite.

Sage Accounting manages all the documentation and processes required for business payments such as price quotes, estimates, statements and invoices. The solution offers integration with banks across the US, allowing users to import all payment transactions automatically. All information is available on a single dashboard, which allows users to stay up to date on th...

eir cash flow and pending payments. Sage Accounting also features tax management, which calculates applicable taxes using transaction data. The product also offers cash flow forecasting, which allows users to estimate the cash requirements in the future based on historical transactions. The product also includes payment services, which allow users to make payments directly using Sage accounts. Users can also make payments using their PayPal accounts.

Sage Accounting Pricing and Plans

Starting price: $20.00 per month
Free Trial
Free Version

Accounting Start

$20.00

flat rate, per month

Plan includes:

  • Sage Copilot (AI-assistant)
  • Create & Send Invoices
  • Track What You're Owed
  • Simplify Bank Reconciliation

Accounting Standard

$40.00

flat rate, per month

Plan includes:

  • Manage & Submit CIS
  • Advanced Reporting
  • Send Quotes & Estimates
  • Cash Flow Forecasting
  • Purchase Invoice Management
  • Automated Receipt Capture

Accounting Plus

$50.00

flat rate, per month

Plan includes:

  • Budgeting Tools
  • Multi-Currency Support
  • Exchange Rate Gains & Loss Report
  • Inventory Management
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Compare Pricing

Compare pricing across our most frequently recommended Accounting products.

Software options
Starting price*
User rating
$124.42 per month
217

recommendations

$750.00 per month
160

recommendations

$199.00 per month
113

recommendations

10.00 per month
90

recommendations

$4,000.00 one time
80

recommendations

*Defined as the price above any available free plan

Sage Accounting Features

Drawn from insights across 546 verified reviews, we've outlined Sage Accounting's best and worst rated features and how they stack up against the average rating.

Sage Accounting's score
Category average

Sage Accounting's Best Rated Features

Online Invoicing

4.73

4.36 category average

Invoice History

4.73

4.47 category average

Online Payments

4.67

3.99 category average

Sage Accounting's Worst Rated Features

Budgeting/Forecasting

3.38

3.69 category average

Recurring/Subscription Billing

3.83

3.68 category average

Tax Management

3.86

3.75 category average

  • Popular features found in Accounting
    Billing & Invoicing
    Budgeting/Forecasting
    Expense Tracking
    Fund Accounting
    Income & Balance Sheet
    Multi-Currency
    Payroll Management
    Project Accounting
    Purchase Order Management
    Tax Management
  • More features of Sage Accounting
    Access Controls/Permissions
    Accounting
    Accounts Payable
    Accounts Receivable
    ACH Payment Processing
    Activity Dashboard
    Activity Tracking
    Aging Tracking
    Approval Process Control
    Bank Reconciliation
    Billing Portal
    Cash Flow Management
    Cash Management
    Check Processing
    Check Writing
    Client Management
    Commission Management
    Compliance Management
    Construction Breakdowns
    Contact Database
    Contingency Billing
    Core Accounting
    Cost Management
    CRM
    Customer Statements
    Customizable Invoices
    Customizable Reports
    Dashboard
    Data Security
    Document Management
    Dunning Management
    Duplicate Payment Alert
    Electronic Funds Transfer
    Electronic Payments
    ERP integration
    Estimating
    Expense Management
    Financial Management
    Financial Reporting
    Fixed Asset Management
    For Accountants
    For AEC Industry
    Forecasting
    For Medical Purposes
    For Real Estate
    For Small Businesses
    Fraud Detection
    General Ledger
    Hourly Billing
    Inventory Management
    Invoice Creation
    Invoice History
    Invoice Management
    Invoice Processing
    Job Costing
    Mobile Access
    Mobile App
    Mobile Payments
    Multi-Company
    Multi-Location
    Online Invoicing
    Online Payments
    Overpayment Processing
    Partial Payments
    Payment Collection
    Payment Processing
    Payment Reconciliation
    Profit/Loss Statement
    Project Billing
    Purchase Order Reconciliation
    Quotes/Estimates
    Real-Time Reporting
    Receivables Ledger
    Recurring/Subscription Billing
    Reminders
    Remote Access/Control
    Reporting/Analytics
    Reporting & Statistics
    Revenue Recognition
    Secure Data Storage
    Spend Management
    Status Tracking
    Task Management
    Tax Calculation
    Tax Compliance
    Third-Party Integrations
    Time & Expense Tracking
    Timer
    Time Tracking
    Transaction Management
    Vendor Management

Sage Accounting Integrations

Based on 546 verified reviews, we've identified products most frequently integrated with Sage Accounting.

Sage Payroll
Sage Payroll
Integration rated 3.0 from 2 reviews
Construction Manager
Construction Manager
Integration rated 4.0 from 2 reviews
Square Payments
Square Payments
Integration rated 5.0 from 2 reviews
SAP Concur
SAP Concur
Integration rated 5.0 from 2 reviews
Microsoft Excel
Microsoft Excel
Integration rated 4.0 from 2 reviews
Chase Software
Chase Software
Integration rated 5.0 from 1 review

See all 58 integrations

Sage Accounting Key Sentiments

We analyzed 546 verified reviews for Sage Accounting to find out what actual users really think.

Most Positive Sentiments

Setup

77% Positive
10% Neutral
13% Negative

Sage Accounting is often described as easy to get started with, especially for those without prior accounting experience. The installation process is straightforward, and the interface is intuitive enough for new users to navigate without extensive training. Many users say they were able to tailor the system to their business needs, which made onboarding smoother and more relevant to their workflows.

Accounting

59% Positive
28% Neutral
12% Negative

The platform supports a wide range of accounting tasks, from basic bookkeeping to more advanced financial management. Users appreciate being able to access the system from anywhere, which helps them stay on top of entries and updates without being tied to a desktop. Many say they’ve reduced reliance on external accountants, saving both time and money by handling tasks independently.

Reporting

54% Positive
31% Neutral
15% Negative

Sage Accounting’s reporting tools are frequently mentioned for their speed and flexibility. Users say they can generate financial and management reports quickly, with options to customize layouts and data fields. This helps teams access the insights they need without digging through spreadsheets. The variety of report types also supports different business functions, from performance tracking to compliance.

Least Positive Sentiments

Customer support

49% Positive
14% Neutral
37% Negative

While some users find Sage Accounting’s support team helpful and responsive, others report mixed experiences. Tutorials and help resources are appreciated, especially by small businesses that need guidance. However, many users mention long wait times, unresolved issues, and inconsistent service quality. These challenges have led to frustration, particularly when urgent problems require immediate attention.

Invoice management

44% Positive
33% Neutral
24% Negative

Users say the invoicing features are generally easy to use, with helpful tools for customizing quotes and tracking payments. Notifications and editable fields make it easier to manage client accounts. That said, some reviewers report limitations in customization, occasional glitches with email delivery, and manual steps that slow down the process. These issues can make invoice handling more time-consuming than expected.

Bank reconciliation

35% Positive
30% Neutral
35% Negative

The ability to link bank accounts and automate transaction feeds is a highlight for many users. They find it useful for tracking expenses and maintaining accurate records. However, several reviewers mention problems with duplicate entries, missing transactions, and limited support for multiple accounts. These issues often require manual corrections, which can disrupt workflows and reduce efficiency.

Sage Accounting User Reviews

Overall Rating

4.1

Ratings Breakdown

5

47%

4

34%

3

8%

2

5%

1

6%

Secondary Ratings

Ease of Use

4.1

Value for money

3.9

Customer support

3.8

Functionality

4.0

Stan's profile

Stan K.

Verified reviewer

E-Learning

2-10 employees

Used daily for more than 2 years

Review source

Reviewed April 2024

Easy and Accessible

5

Not sure - nothing springs to mind as we engage

Ratings Breakdown

5
Ease of use
3
Value for money
3
Customer support
5
Functionality
icon
Pros:
Ease of use Not sure - nothing springs to mind as we engage
Cons:
Not sure - nothing springs to mind as we engage

Reasons for choosing Sage Accounting

seemed to be the sensible choice Not sure - nothing springs to mind as we engage

Reasons for switching to Sage Accounting

Had to decide Not sure - nothing springs to mind as we engage

Vendor Response

Thank you for your review, Stan. We're pleased that Sage Accounting has been a good choice for your e-learning business. I would like to invite you to join our customer advocacy program to connect more on your experience. Plus, you can access exclusive events, content and unlock Sage rewards. Please use this link: https://en.sagechampions.com/join/Gartner to join! Thanks, Bethany McDermott, Sage Customer Marketing Manager - Reviews

Replied August 2024

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VM

Valerie M.

Verified reviewer

Accounting

Self-Employed

Used daily for more than 2 years

Review source

Reviewed January 2026

Sage50 versus Sage Cloud (not very innovative)

4

I am a loyal and faithful person. I hope these fixes will be implemented quickly and that the product will be more competitive with QuickBooks and others.

Ratings Breakdown

5
Ease of use
5
Value for money
3
Customer support
3
Functionality
icon
Pros:
I have been using Sage 50 for over 15 years and I have always found this product very easy to use, fast in execution, with many reporting possibilities, very professional software and without bugs....But my enthusiasm flew away when I switched to Sage Cloud.
Cons:
For the past two years, I've migrated all my clients to Sage Cloud, thinking I was taking a step forward. But honestly, I regret my move. I feel like I'm going backward when it should be even faster and more efficient than Sage 50. And my clients aren't very happy either. For example, one of my clients has five companies but manages everything under a single email address. However, it takes a different email address to open a new company, which I find ridiculous. Elsewhere, there's a master (owner) account where you can add multiple companies, but it's still just one account. Secondly, the project-based accounting isn't very advanced. I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports. This will be nonsensical by 2026. The same goes for manually transferring GL balances to the net profit at the end of the year. This should be done automatically. These are just a few of the irritations I encounter on a daily basis.

Reasons for choosing Sage Accounting

I started my business with Sage50. Because it was easy to use and not that expensive at that time.

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JW

Johan W.

Verified reviewer

Retail

11-50 employees

Used daily for more than 2 years

Review source

Reviewed April 2023

Sage One - Good for a Chicken Farmer in Zimbabwe

1

No comment, as it was developed by Pastel and not a lot of effort was placed in developing a descent accounting platform.

Ratings Breakdown

5
Ease of use
Previously 4
4
Value for money
Previously 1
1
Customer support
Previously 2
1
Functionality
icon
Pros:
Sage is very cheap, but with it comes a entry level accounting platform. Definately not a Rolls Royce like Microsoft Business Central.
Cons:
Uploading and deleting items and customers and suppliers. Very entry level. This product does not come close to Business Central. Sage is more an accounting platform for third world countries.

Read More

JM

Joshua M.

Verified reviewer

Hospital & Health Care

11-50 employees

Used weekly for more than 2 years

Review source

Reviewed December 2025

Pros and Cons with Sage Account

5

Overall I strongly believe that Sage online offers very good value. Being able to do my accounting anywhere is very useful. The price is a great selling point as well. I have not found any major issues worth leaving. My small medical office enjoys the benefits of using Sage.

Ratings Breakdown

5
Ease of use
5
Value for money
4
Customer support
4
Functionality
icon
Pros:
Sage online followers the KISS principle (Keep it simple for stupid [Im stupid]). They dont bog down the product with a large amount of bloat that never gets used. Ive used a few accounting programs, and sage wins on -Price -Usability -Not needing a 5 hr course to know where to find basic items. -Mobility. I can do my accounting anywhere that I have internet.
Cons:
There are 2 things that Sage online does poorly compared to other products: 1. There is a slight Lag from when you type an account number to when the system knows what you are looking for. The only way to avoid this is to have a desktop accounting software. 2. No tutorials. Quickbooks has a learning library with videos to watch and follow along, I have not found the same with Sage.

Reasons for choosing Sage Accounting

Sage Online was the best value for the features that I needed. I also really like sage 50, but that was outside of my budget.

Read More

SC

Shane C.

Verified reviewer

Automotive

2-10 employees

Used daily for less than 12 months

Review source

Reviewed December 2025

Mostly satisfied - could use a few more features

4

For the most part Sage is an excellent product, but it could do with some improvements, things that would make me want to recommend this product to others, but Quickbooks has features that Sage doesn't that made things run a bit smoother overall. However your price is very agreeable for our small business

Ratings Breakdown

4
Ease of use
4
Value for money
2
Customer support
3
Functionality
icon
Pros:
I like how easy it is to organize invoices, products and match banking records. The front page gives me a full view of of ingoing and outgoing expenses, I can see who still owes on invoices.
Cons:
I would love to see a rearrange lines in an estimate or a quote, I think that is a very big oversight, something I miss from using Quickbooks. The help pages don't work on my browser (Chrome) which I think is pretty frustrating overall. I have noticed that the product filter doesn't work very well, something else that I find frustrating when I am trying to work in sections of inventory.

Reasons for switching to Sage Accounting

We were sold on Sage for its price point and several of the features, though once in the system there are absolutely features I miss from Quickbooks

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HF

Heike F.

Verified reviewer

Broadcast Media

2-10 employees

Used weekly for less than 2 years

Review source

Reviewed January 2026

Accountant cannot access my online files

3

Overall completely dissatisfied with this Sage product with my accountant not being able to access my files as promised. I will revise my review if and when Sage offers a solution to my dilemma. Thinking of switching to Quickbooks online which means I lose another year of data.

Ratings Breakdown

4
Ease of use
1
Value for money
1
Customer support
3
Functionality
icon
Pros:
I am using business cloud and I like many of the features. It is relative easy to learn and easy to use. I like that I can access my files from a PC and from a Mac
Cons:
I switched to business cloud on the recommendation of my accountant who uses Sage 50. I do my own bookkeeping and I wanted my accountant to have direct access to my files. He was also supposed to get me up and running on the new to me software. Because I was running late with tax returns I handed one year's worth of bookkeeping to the accountant firm. They would then migrate the date from their Sage 50 into my business cloud for a seamless transition. I was assured that this was not a problem by Sage and my then accountant. Well the accountant was not able to migrate the data because they could not gain access to my account. I even gave them my personal sign in but they were unable to migrate the data. I was so disappointed that I switched accountants. I lost a whole year worth of historical data and had to start a new file. Well, at the end of this year my new accountant ran into the same problem. He was not able to access my accounts and Sage support was not able to solve the probem. He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). This I find unbelievable and unacceptable and so does he. The problem has not be solved to date! Truly this must be a structual problem known to Sage So, I am stuck now paying the subcription for Sage cloud even though it does not do what I was promised. I find this very questionable and deceptive.

Reasons for choosing Sage Accounting

accountants advice. He is using Sage product.

Reasons for switching to Sage Accounting

Software was outdated (very good though) and I wanted my accountant to have cloud access and my files backed up.

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MH

Mark H.

Verified reviewer

Retail

2-10 employees

Used daily for less than 12 months

Review source

Reviewed January 2026

Okay. Could be more Mobile Friendly.

3

Good for simple task. I am always on the move so I do 90% of my work on my phone. I hate how limited tge app is abd I have to sign onto my computer.

Ratings Breakdown

3
Ease of use
2
Value for money
3
Customer support
2
Functionality
icon
Pros:
Promotions are a win. The price is goid when a promo is on. I dontbthink it os worth the full amount with the lack of option per teir.
Cons:
Mobile App needs more options like the web version. I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd. Error always happens on the app when reviewing money in or out. Wish i could delete an invoice. Wish i could interfate with my shopify.

Reasons for choosing Sage Accounting

Promo going on to try it out and ut was fir a long time.

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AS

Allen S.

Verified reviewer

Human Resources

2-10 employees

Used weekly for less than 12 months

Review source

Reviewed January 2026

The Easiest Accounting Experience I’ve Ever Had

5

I can’t believe how much this has improved my day‑to‑day work! It’s incredibly easy to use and makes running my small business feel effortless. I actually enjoy using it—highly recommended!

Ratings Breakdown

5
Ease of use
5
Value for money
5
Customer support
4
Functionality
icon
Pros:
What stands out most is how straightforward the whole platform is. Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time. The invoicing section is clean and easy, and the transaction‑matching feature does a great job preventing any double‑ups. It feels built with real‑world small business workflows in mind.
Cons:
My only real struggle has been handling irregular transactions such as bank‑reversed payments. The system works great overall, but these cases could be more intuitive.

Reasons for choosing Sage Accounting

I chose Sage due to its outstanding simplicity and rock‑solid data integrity. It’s straightforward to work with, and I trust the system to keep our financial data clean, consistent, and dependable.

Read More

JP

Jane P.

Verified reviewer

Health, Wellness and Fitness

2-10 employees

Used daily for less than 12 months

Review source

Reviewed January 2026

Sage and its quirks- positive and negative

3

Overall, I like the simplicity of the program. I have no problem recommending it due to my past experience.

Ratings Breakdown

5
Ease of use
3
Value for money
5
Customer support
4
Functionality
icon
Pros:
Sage is a fairly simple program that I have used in multiple job settings and my current job has had a fair number of issues with Sage. The Transaction Manager constantly stops working and slows things down. That being said, it is an easy program to use and I love the configuration for Sage Cloud.
Cons:
Sage has a habit of constantly deleting clients. We have noticed this over many years and can't seem to find out why. I also find that it will randomly stop working.

Reasons for choosing Sage Accounting

Our bookkeeper uses Sage and we wanted to keep things uniform for her.

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Robert's profile

Robert E.

Verified reviewer

Health, Wellness and Fitness

2-10 employees

Used weekly for more than 2 years

Review source

Reviewed August 2025

Full of bugs!

1

Frustrating.

Ratings Breakdown

1
Ease of use
1
Value for money
1
Customer support
1
Functionality
icon
Pros:
Nothing.
Cons:
The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL transactions in your directory - which can take hours to manually fix. When batch editing the attachments also freeze and you have to reset the entire page each time.

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Showing 1 - 10 of 546 Reviews

Sage Accounting FAQs

  • What is the disadvantage of Sage?

    The software's main drawbacks include limited multi-warehouse inventory features and occasional system slowdowns during peak usage times. Some users report that the mobile app offers fewer functions than the desktop version. While the basic version covers essential accounting needs, advanced features require upgrading to pricier tiers, which can be costly for smaller businesses.

  • Is Sage Accounting hard to use?

    Most users find Sage Accounting approachable, with an intuitive interface that makes daily tasks straightforward. The initial setup requires some accounting knowledge, but the software provides helpful guides and tooltips throughout the process. The learning curve is gentler than other accounting platforms, especially for basic functions like invoicing and expense tracking.

  • Is Sage worth the money?

    Sage Accounting offers good value considering its comprehensive feature set and proven reliability. Although Sage Accounting is not the cheapest option available in the market, users appreciate the significant time saved on financial tasks and improved accuracy in bookkeeping. The software's ability to automate recurring tasks and generate detailed financial reports justifies the investment for many businesses.

  • Is Sage good for small businesses?

    Small businesses benefit significantly from Sage Accounting's scalable features and user-friendly interface. The software efficiently handles essential tasks like invoicing, expense tracking, and financial reporting without overwhelming complexity. Its integration with payment processors and banks streamlines operations, while the automated tax calculations and customizable reports help businesses stay compliant and make informed decisions.

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