Best 5 PayPal Alternatives
Updated June 4, 2025 at 5:05 AM
Written by Molly Burke
Senior Specialist Analyst
Edited by Caroline Rousseau
Senior Editor
- Our Summary
- Top Alternatives Preview
- Top Alternatives
- Additional Alternatives
Our Summary
Top Alternatives
See More Alternatives
Why you may need an alternative for PayPal:
PayPal is a leading payment processing platform that offers a wide spectrum of functionality and benefits, including speedy transactions through a variety of payment methods, in-store POS hardware, a user-friendly interface, robust integrations, and a reputation for strong data protection that puts customers at ease when shopping online.
That said, it’s not the best payment processing option for all businesses. For example, businesses that sell internationally may need a platform like Payoneer that supports a broader set of countries and currencies. They may want lower transaction fees or an easier way to customize payment pages using low-code modules, both of which are offered by Stripe and Noda. While PayPal excels at commercial transactions, some users may need an additional tool like Venmo for fast, free peer-to-peer transactions. Finally, businesses may need an invoicing system for contract-based payments, which Zarmoney offers.
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Preview of Top PayPal Alternatives
PayPal
Ratings Breakdown
- 4.64Ease of use
- 4.52Value for money
- 4.25Customer support
- 4.56Functionality
Pricing
Available upon request
Payoneer
Ratings Breakdown
- 4.22Ease of use
- 3.96Value for money
- 3.80Customer support
- 4.16Functionality
Pricing
Available upon request
Stripe
Ratings Breakdown
- 4.47Ease of use
- 4.35Value for money
- 4.24Customer support
- 4.52Functionality
Pricing
Available upon request
Noda
Ratings Breakdown
- 4.98Ease of use
- 4.99Value for money
- 4.97Customer support
- 4.97Functionality
Pricing
Available upon request
Venmo
Ratings Breakdown
- 4.75Ease of use
- 4.75Value for money
- 4.41Customer support
- 4.62Functionality
Pricing
Available upon request
ZarMoney
Ratings Breakdown
- 4.57Ease of use
- 4.86Value for money
- 4.63Customer support
- 4.46Functionality
Pricing
Starting at $15.00 per month
Top PayPal Alternatives
Payoneer
Pricing: Available upon request
Payoneer's Best Rated Features
Payoneer
- 4.50Invoice Management
- 4.38Data Security
- 4.29Electronic Payments
PayPal Comparison
- 4.43Invoice Management
- 4.62Data Security
- 4.61Electronic Payments
Features Comparison
13%
Unique Features for Payoneer
- Bank Reconciliation
- Purchasing & Receiving
- Recurring Payments
88%
Shared Features with PayPal
- Activity Dashboard
- API
- Billing & Invoicing
Integrations Comparison
50%
Unique Integrations for Payoneer
- PayPal
50%
Shared Integrations with PayPal
- Xero
Stripe
Pricing: Available upon request
Stripe's Best Rated Features
Stripe
- 4.71Transaction History
- 4.71API
- 4.67Invoice Management
PayPal Comparison
- 4.57Transaction History
- 4.40API
- 4.43Invoice Management
Features Comparison
16%
Unique Features for Stripe
- Accounting Integration
- Cryptocurrency Processing
- Partial Payments
84%
Shared Features with PayPal
- ACH Payment Processing
- Activity Dashboard
- API
Integrations Comparison
81%
Unique Integrations for Stripe
- ABC Glofox
- Accelevents
- Accelo
19%
Shared Integrations with PayPal
- 123FormBuilder
- BigCommerce
- Chargebee
Noda
Pricing: Available upon request
Noda's Best Rated Features
Noda
- 5.0Reporting/Analytics
- 5.0Transaction Monitoring
- 5.0Multiple Payment Options
PayPal Comparison
- 4.26Reporting/Analytics
- 4.47Transaction Monitoring
- 4.40Multiple Payment Options
Features Comparison
0%
Unique Features for Noda
- No unique features
100%
Shared Features with PayPal
- Alerts/Notifications
- API
- Data Security
Integrations Comparison
33%
Unique Integrations for Noda
- PrestaShop
67%
Shared Integrations with PayPal
- OpenCart
- WooCommerce
Venmo
Pricing: Available upon request
Venmo's Best Rated Features
Venmo
- 4.76Mobile Payments
- 4.73Electronic Payments
- 4.73Transaction History
PayPal Comparison
- 4.58Mobile Payments
- 4.61Electronic Payments
- 4.57Transaction History
Features Comparison
6%
Unique Features for Venmo
- Partial Payments
94%
Shared Features with PayPal
- ACH Payment Processing
- Credit Card Processing
- Data Security
Integrations Comparison
50%
Unique Integrations for Venmo
- Meta for Business
- PayPal
50%
Shared Integrations with PayPal
- Cash App
- PayPal Enterprise Payments
ZarMoney
Starting Price: $15.00 per month
ZarMoney's Best Rated Features
ZarMoney
- 4.77Online Invoicing
- 4.72Invoice Creation
- 4.67Expense Tracking
PayPal Comparison
- 4.59Online Invoicing
- 4.53Invoice Creation
- 3.92Expense Tracking
Features Comparison
50%
Unique Features for ZarMoney
- Accounting Integration
- Accounts Payable
- Accounts Receivable
50%
Shared Features with PayPal
- Access Controls/Permissions
- Accounting
- ACH Payment Processing
Integrations Comparison
89%
Unique Integrations for ZarMoney
- authorize.net
- cybersource
- Google Calendar
11%
Shared Integrations with PayPal
- PayPal Enterprise Payments
Our Methodology
Our objective research is based on market demand signals along with an analysis of our proprietary data, including product information and verified user ratings and reviews, as of February 2026.
To be eligible, products had to meet at least one of the following criteria:
- Be considered a popular PayPal alternative based on our analysis of online search trends where users compare the two systems.
- Emerge as one of the top-mentioned products in Software Advice reviews that reviewers switched to from PayPal, or considered as alternatives when selecting PayPal.
- Show popular demand in a software category shared with PayPal by being among the products that users most commonly inquire about on its Software Advice profile page.
- Rank among one of the highest-rated PayPal competitors.
The selected products also met these requirements:
- Have at least 20 published reviews in the past 2 years as of the analysis period.
- Demonstrate U.S. market presence based on factors such as the availability of U.S.-based reviews and product website research.
In certain cases, depending on the product we’re considering alternatives for, we may expand our selection criteria based on our market insights to ensure we’re providing the best options for buyers.
To offer users a varied selection of vendors to consider, we restrict the number of products from the same software vendor on the list. If several products from the same vendor qualify for inclusion, we select the one most often searched as a PayPal competitor according to online search trends.
Additional PayPal Alternatives
Starting Price: $49.00 per month
Features Comparison
52%
Unique Features for Square Point of Sale
- Accounting Integration
- Clock In/Out
- Commission Management
48%
Shared Features with PayPal
- Access Controls/Permissions
- Activity Dashboard
- Alerts/Notifications
Integrations Comparison
68%
Unique Integrations for Square Point of Sale
- CSI Platform
- DAVO
- Fomo
32%
Shared Integrations with PayPal
- Acuity Scheduling
- Paymo
- QuickBooks Online
Pricing: Available upon request
Features Comparison
9%
Unique Features for Afterpay
- Partial Payments
91%
Shared Features with PayPal
- ACH Payment Processing
- Data Security
- Debit/Credit Card Processing
Integrations Comparison
50%
Unique Integrations for Afterpay
- Adobe Commerce
- Adyen
- PrestaShop
50%
Shared Integrations with PayPal
- BigCommerce
- Ecwid
- OpenCart
Starting Price: $25.00 per month
Features Comparison
19%
Unique Features for authorize.net
- Accounting Integration
- Discount Management
- For Nonprofits
81%
Shared Features with PayPal
- Access Controls/Permissions
- ACH Payment Processing
- Alerts/Notifications
Integrations Comparison
57%
Unique Integrations for authorize.net
- Adobe Commerce
- Apple Pay
- PayPal
43%
Shared Integrations with PayPal
- BigCommerce
- Jotform
- Miva
Starting Price: $99.00 per month
Features Comparison
10%
Unique Features for Stax
- Customizable Branding
- Gift Card Management
- Third-Party Integrations
90%
Shared Features with PayPal
- ACH Payment Processing
- Billing & Invoicing
- Billing Portal
Integrations Comparison
68%
Unique Integrations for Stax
- Actionstep Legal Accounting
- Apple Pay
- authorize.net
32%
Shared Integrations with PayPal
- Google Pay
- QuickBooks Online
- Shopify
Pricing: Available upon request
Features Comparison
50%
Unique Features for Clover
- Barcode Recognition
- Commission Management
- Customer Accounts
50%
Shared Features with PayPal
- Access Controls/Permissions
- ACH Payment Processing
- Activity Dashboard
Integrations Comparison
56%
Unique Integrations for Clover
- Adobe Commerce
- Docusign
- Gusto
44%
Shared Integrations with PayPal
- Constant Contact
- Shopify
- WooCommerce
Pricing: Available upon request
Features Comparison
7%
Unique Features for Heartland Payments+
- Quotes/Estimates
- Third-Party Integrations
93%
Shared Features with PayPal
- ACH Payment Processing
- Activity Dashboard
- API
Integrations Comparison
33%
Unique Integrations for Heartland Payments+
- Adobe Commerce
67%
Shared Integrations with PayPal
- WooCommerce
- WordPress
Starting Price: $29.00 per month
Features Comparison
54%
Unique Features for Shopify
- Catalog Management
- Content Management
- Customer Accounts
46%
Shared Features with PayPal
- Activity Dashboard
- API
- CRM
Integrations Comparison
92%
Unique Integrations for Shopify
- Birdeye
- Brevo
- Cyfe
8%
Shared Integrations with PayPal
- Constant Contact
- QuickBooks Online
Starting Price: $19.00 per month
Features Comparison
48%
Unique Features for Wave
- Accounting Integration
- Accounts Payable
- Accounts Receivable
52%
Shared Features with PayPal
- Access Controls/Permissions
- Accounting
- ACH Payment Processing
Integrations Comparison
100%
Unique Integrations for Wave
- Gmail
- Microsoft Outlook
- PayPal
0%
Shared Integrations with PayPal
- No shared integrations
Starting Price: $69.95 per month
Features Comparison
28%
Unique Features for PaySimple
- Catalog Management
- Check Processing
- Client Portal
73%
Shared Features with PayPal
- ACH Payment Processing
- Billing & Invoicing
- Billing Portal
Integrations Comparison
50%
Unique Integrations for PaySimple
- Mailchimp
50%
Shared Integrations with PayPal
- QuickBooks Online
Starting Price: $49.00 per month
Features Comparison
48%
Unique Features for BILL Accounts Payable & Receivable
- Accounting Integration
- Accounts Payable
- Accounts Receivable
52%
Shared Features with PayPal
- Access Controls/Permissions
- Accounting
- ACH Payment Processing
Integrations Comparison
86%
Unique Integrations for BILL Accounts Payable & Receivable
- Expensify
- FreshBooks
- Gmail
14%
Shared Integrations with PayPal
- QuickBooks Online
- Xero
Starting Price: $89.00 per month
Features Comparison
50%
Unique Features for Genius
- Automated Scheduling
- Customer Database
- Delivery Management
50%
Shared Features with PayPal
- Access Controls/Permissions
- Alerts/Notifications
- Barcode/Ticket Scanning
Integrations Comparison
93%
Unique Integrations for Genius
- 7shifts
- 99minds
- Craftable
7%
Shared Integrations with PayPal
- BigCommerce
- QuickBooks Online
Starting Price: $25.00 per month
Features Comparison
46%
Unique Features for Melio
- 1099 Preparation
- Accounting Integration
- Accounts Payable
54%
Shared Features with PayPal
- ACH Payment Processing
- Billing & Invoicing
- Billing Portal
Integrations Comparison
75%
Unique Integrations for Melio
- FreshBooks
- QuickBooks Desktop
- QuickBooks Online Advanced
25%
Shared Integrations with PayPal
- QuickBooks Online
Starting Price: $21.00 per month
Features Comparison
60%
Unique Features for FreshBooks
- Accounting Integration
- Accounts Payable
- Accounts Receivable
40%
Shared Features with PayPal
- Accounting
- ACH Payment Processing
- Activity Dashboard
Integrations Comparison
89%
Unique Integrations for FreshBooks
- 2Ship
- ActiveCampaign
- Adobe Commerce
11%
Shared Integrations with PayPal
- 123FormBuilder
- Acuity Scheduling
- BigCommerce
Still Not Sure?
Our experts can help you compare PayPal with other top options, so you can find the best fit for your needs.