# Best Online Accounting Software - 2026 Reviews & Pricing

> Find the best Online Accounting Software for your organization. Compare top Online Accounting Software systems with customer reviews, pricing, and free demos.

Source: https://www.softwareadvice.com/accounting/online-accounting-software-comparison/p/all

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# Best Online Accounting Software of 2026

Updated June 30, 2026

On this page

1.  FrontRunners
2.  Popular Comparisons
3.  Buyers Guide

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175 results

### Compare Products

Showing 1 - 25 of 175 products

#### Company Size

-   Self-Employed
    
-   2-10
    
-   11-50
    
-   51-200
    
-   201-500
    
-   501-1000
    
-   1000+
    

#### Pricing Options

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-   $$$$$
    
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**Recommendations**: Sorts listings by the number of recommendations our advisors have made over the past 30 days. Our advisors assess buyers’ needs for free and only recommend products that meet buyers’ needs. Vendors pay Software Advice for these referrals.  
  
**Reviews**: Sorts listings by the number of user reviews we have published, greatest to least.  
  
**Average Rating**: Sorts listings by overall star rating based on user reviews, highest to lowest.  
  
**Alphabetically (A-Z)**: Sorts listings by product name from A to Z.

[Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

4.27

[(709)](https://www.softwareadvice.com/accounting/intacct-accounting-profile/reviews/)

Best for:Mid-size businesses

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Intacct serves more than 4,000 customers with their online solution; they're a featured vendor in CRN's 2011 Top 100 Cloud Providers. Intacct targets CPA firms and mid-sized businesses across many industries.... [Read more](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)

### What users love

-   Intuitive and user-friendly interface
-   Robust accounting process automation
-   Flexible multi-dimensional reporting tools

### To take in mind

-   Complex and rigid report customization
-   Slow and unresponsive support experience
-   Expensive and escalating costs

### Best rated features:

Vendor Management

5.0

For Nonprofits

5.0

Real-Time Reporting

5.0

ERP integration

5.0

[See all features](https://www.softwareadvice.com/accounting/intacct-accounting-profile/#key-features)

[Sage 50 Accounting](https://www.softwareadvice.com/accounting/sage-50cloud-profile/)

3.99

[(598)](https://www.softwareadvice.com/accounting/sage-50cloud-profile/reviews/)

Best for:On the rise

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Sage 50 Accounting is an accounting solution designed to cater to the needs of small and medium-sized businesses. It offers a suite of tools that streamline financial management, ensuring accuracy and efficiency in accounting processes. One of the key features of Sage 50cloud Accounting is its inventory management capabilities, which allow businesses to track inventory levels, manage stock and monitor product performance. It provides real-time updates on inventory status, helping businesses maintain optimal stock levels and avoid overstocking or stockouts. Additionally, it supports multiple pricing levels and units of measure, which is particularly useful for businesses dealing with a wide range of products. Sage 50 Accounting excels in its financial reporting and analysis functionalities. The platform offers a variety of customizable reports that provide insights into the financial health of a business. Users can generate balance sheets, income statements, cash flow statements and other critical financial reports with ease. The reporting tools are designed to help businesses make informed decisions based on accurate financial data. Additionally, the solution includes budgeting and forecasting features that enable businesses to plan for the future and track their financial performance against set goals. Sage 50 Accounting includes a payroll management system that streamlines the process of managing employee payroll, ensuring compliance with tax regulations and labor laws. It can handle various payroll tasks, including calculating wages, withholding taxes and generating paychecks. It supports direct deposit, which streamlines the payment process for both employers and employees. Additionally, its payroll system integrates with its accounting features, ensuring that payroll expenses are accurately reflected in financial records. Sage 50 Accounting offers accounts payable and accounts receivable functionalities. The accounts payable feature allows businesses to manage their vendor relationships effectively by tracking outstanding bills and scheduling payments. Users can set up recurring payments, take advantage of early payment discounts and avoid late fees. The accounts receivable feature helps businesses manage customer invoices and track payments. Additionally, users can generate and send invoices, monitor overdue accounts and apply payments to specific invoices.Sage 50 Accounting includes a job costing feature, which is particularly beneficial for project-based businesses. It allows users to track costs associated with specific jobs or projects, including labor, materials and overhead. By providing detailed cost breakdowns, it helps businesses ensure that projects stay within budget and remain profitable. Additionally, the job costing feature integrates with other accounting functions, providing a holistic view of project finances. Sage 50 Accounting is equipped with security features to protect sensitive financial data. The solution includes user access controls that allow administrators to assign specific permissions to different users, ensuring that only authorized personnel can access certain information. Additionally, it employs data encryption and regular backups to safeguard against data breaches and loss.... [Read more](https://www.softwareadvice.com/accounting/sage-50cloud-profile/)

### What users love

-   User-friendly and intuitive design
-   Reliable core accounting functions
-   Tailored for small businesses

### To take in mind

-   Unreliable customer service experience
-   Limited and inflexible reporting
-   Expensive for smaller businesses

### Best rated features:

Key Performance Indicators

5.0

Order Management

5.0

Financial Management

5.0

Customizable Templates

5.0

[See all features](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#key-features)

### Pro Accounting

$124.42/month

This plan is also available at an annual subscription of $625. Pricing for single user.

### Premium Accounting

$169.33/month

This plan is also available at an annual subscription of $1043 and is designed for small businesses with 1-5 users. Pricing for single user.... [Read more](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#pricing-and-plans)

### Quantum Accounting

$253.42/month

This plan is also available at an annual subscription of $1780 and provides industry specific functionality for 1-40 users. Pricing for single user.... [Read more](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#pricing-and-plans)

[See full pricing details](https://www.softwareadvice.com/accounting/sage-50cloud-profile/#pricing-and-plans)

[Xledger](https://www.softwareadvice.com/accounting/xledger-profile/)

4.50

[(12)](https://www.softwareadvice.com/accounting/xledger-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Xledger, True Cloud Finance Software Built For Modern, Multi-entity Organisations Xledger is a true-cloud finance management platform built for organisations needing more than traditional on-premise or first generation cloud ERP systems can deliver. Designed for finance teams managing complexity, multiple entities, distributed teams, project-driven operations and rising transaction volumes, Xledger provides automation, real time visibility and scalable control in a single unified system. Where many finance systems depend on custom code, manual processes or significant IT involvement, Xledger delivers continuous updates, built-in best practices and configuration instead of customisation. Customers gain a system that evolves with their organisation, reducing cost and complexity over time. Deep Automation Across The Entire Finance Function Xledger automates high effort processes across AP, AR, bank reconciliation, expense management, project accounting, period close and group consolidation. AI-enabled data capture and workflow automation drive accuracy and speed, freeing finance teams from manual work. Real Time Insight For Every Stakeholder Xledger unifies all financial and operational data into a single live dataset, eliminating the need for bolt-on reporting tools, data warehouses or manual spreadsheets. Users access live dashboards, drill downs and advanced analytics tailored to their role. For multi-entity groups, real-time consolidation, automated eliminations and global reporting provide full oversight across subsidiaries, regions and cost centres as the business grows. Multi-Entity, Multi-Currency, Multi-Dimensional By Design Unlike platforms that rely on additional modules or third party tools, Xledger provides native support for complex organisational structures. Whether managing 5 entities or 500, finance teams benefit from automated intercompany transactions, shared chart of accounts, consistent data models and flexible multi currency handling. This allows organisations to scale seamlessly, integrate acquisitions and maintain standardised processes across the entire group. Configurable Rather Than Customised Xledger is built on configuration, not bespoke development. Finance teams can tailor workflows, approval paths, dashboards, integrations and data structures without accumulating technical debt. Updates are delivered automatically, ensuring all customers run on the latest version without costly upgrade projects or downtime. A Modern Alternative To Complex ERP Suites Many organisations evaluate Xledger alongside systems like Business Central, NetSuite and Sage Intacct when modernising finance. Buyers often select Xledger for its strong multi-entity capabilities, deeper automation, unified data model and lower total cost of ownership. The platform offers enterprise level functionality without the heavy customisation, multi-module complexity or IT overhead typically associated with larger ERP solutions. Seamless Integrations Xledger integrates with CRM platforms, payroll solutions, banking interfaces, billing systems, sector specific applications and data platforms. With open APIs and pre-built connectors, customers can automate data flows and build a connected financial ecosystem that supports digital transformation. Engineered For Growth And Trusted Worldwide More than 10,000 organisations worldwide rely on Xledger across sectors such as non profit, professional services, education, property, consulting, membership organisations and multi entity commercial groups. Its cloud native architecture and robust automation make it ideal for organisations experiencing rapid change, expansion, restructuring or increasing reporting demands. A True Cloud Platform That Drives True Finance Transformation Whether the objective is greater operational efficiency, faster reporting, stronger controls or strategic insight, Xledger provides the tools and scalability to support continuous improvement.... [Read more](https://www.softwareadvice.com/accounting/xledger-profile/)

### Best rated features:

General Ledger

4.5

Project Accounting

4.0

Accounts Receivable

4.0

Accounts Payable

4.0

### Worst rated features:

For Nonprofits

3.0

Multi-Currency

3.0

Financial Reporting

3.3

Fund Accounting

3.5

[See all features](https://www.softwareadvice.com/accounting/xledger-profile/#key-features)

[NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/)

4.23

[(2048)](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/reviews/)

Best for:Enterprise businesses

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

NetSuite is an AI-powered cloud-based business management suite that incorporates ERP, financial management, CRM and eCommerce functionalities into a unified platform, helping organizations automate core processes and gain real-time visibility into operational and financial performance. It is designed to cater to multiple industries and business sizes, ranging from startups to large enterprises. NetSuite embeds AI capabilities across the suite with agents that assist and advise business leaders with new ways to simplify tasks, suggest actions and uncover business insights. NetSuite ERP encompasses various functions essential for business operations, including financial management, order management, inventory management, warehouse management, supply chain management and procurement. The financial management module includes accounts payable, accounts receivable, general ledger, fixed asset management, payment management and tax management. The CRM (customer relationship management) features in NetSuite cover customer service management, marketing automation and Salesforce automation. The CRM module also includes tools for configuring price quotes. Additionally, the platform offers functionalities for field service management for scheduling and dispatching, a mobile application and asset management. The platform provides professional services automation that helps in project accounting, project management, resource management, expense management and timesheet management. Additionally, these features enable businesses to manage their human resources and projects efficiently. NetSuite includes an analytics and reporting module, providing reporting dashboards and access to a data warehouse. NetSuite supports global business management through multi-currency, multi-language capabilities and global accounting consolidation. It facilitates tax management on a global scale. Additionally, the software features modules for eCommerce and omnichannel commerce, supporting B2C and B2B eCommerce, order management, point of sale and logistics. NetSuite’s platform allows for application distribution, customization, integration, internationalization, performance monitoring, process automation and platform development. These features ensure that businesses can tailor the software to their specific needs. Additionally, the platform prioritizes application and operational security and effective data management.... [Read more](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/)

### What users love

-   Flexible system tailoring options
-   Comprehensive and scalable functionality
-   Centralized financial process management

### To take in mind

-   Steep learning curve and complexity
-   Complex and rigid reporting tools
-   Slow and inconsistent support experience

### Best rated features:

"What If" Scenarios

5.0

Aging Tracking

5.0

Vendor Master Data Management

5.0

Project Tracking

5.0

[See all features](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/#key-features)

[Fraxion](https://www.softwareadvice.com/scm/fraxion-profile/)

4.42

[(130)](https://www.softwareadvice.com/scm/fraxion-profile/reviews/)

Best for:Customer support

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Fraxion provides a complete procure-to-pay solution for purchasing, expense, and AP automation with advanced spend analytics. The all-in-one procure-to-pay suite includes: -Purchase requisitions & custom approvals -Budget & policy control -Purchase order automation -Receiving, invoice matching & invoice approvals -AI-powered AP automation -Spend analytics, community insights & reporting -PunchOut & PunchIn -Internal Catalogs -Expense management -Mobile app -ERP / Accounting system integration Engineered for mid-sized companies, the intuitive solution facilitates seamless operational spend management from any location. Experience the convenience of mobile flexibility, streamlined procure-to-pay processes, and achieve audit transparency through digital records and accountable, policy-compliant spending across your organization. Drive time and cost savings with Fraxion's user-friendly, mobile, and integration-ready solution.... [Read more](https://www.softwareadvice.com/scm/fraxion-profile/)

### Best rated features:

Document Imaging

5.0

Contract/License Management

5.0

Quotes/Estimates

5.0

Fixed Asset Management

5.0

### Worst rated features:

Mobile Access

2.0

Fraud Detection

2.4

[See all features](https://www.softwareadvice.com/scm/fraxion-profile/#key-features)

[AccountMate](https://www.softwareadvice.com/accounting/accountmate-profile/)

4.28

[(25)](https://www.softwareadvice.com/accounting/accountmate-profile/reviews/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

AccountMate is a hybrid accounting solution that caters to small and midsize businesses and offers them tools and functionalities, which help them to manage their financial procedures and routines. The solution provides multiple modules which can be tailored to specific business' needs. Key features include core accounting (accounts receivable, accounts payable, general ledger), inventory management, contact management and payroll processing. AccountMate provides modules for business analysis, business intelligence and customer relationship management (CRM). Drill-down analysis permits viewing of account and transaction details whenever required. AccountMate provides users an audit trail via solution-wide tracking of data changes as well as fraudulent protection features. Users can attach supporting documents to records and view bank balances and transactions in real time. Additionally, AccountMate’s multi-currency and multilingual capabilities support global operations. AccountMate is compatible with Windows systems and is available for local installation, hosted, Software as a Service (SaaS) and/or mobile. The solution is priced per user/per module. Support is offered via phone, email and other online resources.... [Read more](https://www.softwareadvice.com/accounting/accountmate-profile/)

### Best rated features:

Collaboration Tools

5.0

Multiple Projects

5.0

Purchase Order Management

5.0

Project Planning/Scheduling

5.0

### Worst rated features:

Task Management

4.0

Billing & Invoicing

4.0

[See all features](https://www.softwareadvice.com/accounting/accountmate-profile/#key-features)

### Basic

$4,000.00one time

[See full pricing details](https://www.softwareadvice.com/accounting/accountmate-profile/#pricing-and-plans)

[Striven](https://www.softwareadvice.com/project-management/striven-profile/)

4.82

[(130)](https://www.softwareadvice.com/project-management/striven-profile/reviews/)

Best for:Small businesses

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Striven is a cloud-based, all-in-one business management ERP platform built for small and midsize companies tired of duct-taping popular accounting tools, a CRM, a project tool, and spreadsheets into something resembling a workflow. It brings accounting, CRM, project management, inventory, HR, and reporting under one roof, so a closed deal in sales auto-generates the invoice, updates inventory, and kicks off the project. No re-keying, no version drift, no hunting for the source of truth. The real value is the real-time integration between every part of your system, which means full integration between every part of your business. When every module talks to the others in real time, leadership stops deciding on month-old data and teams stop arguing about which spreadsheet is current. Workflows, dashboards, and reports bend to how the business actually runs, and customer, vendor, and candidate portals extend the system to the people outside your walls. For service firms, contractors, and manufacturers graduating from disconnected tools, Striven is the consolidation play that pays back in time, accuracy, and clarity.... [Read more](https://www.softwareadvice.com/project-management/striven-profile/)

### Best rated features:

Routing

5.0

Document Storage

5.0

Segmentation

5.0

Performance Management

5.0

### Worst rated features:

API

1.0

[See all features](https://www.softwareadvice.com/project-management/striven-profile/#key-features)

### Standard

$35.00/month

The plan is based on the number of users.

### Enterprise

$70.00/month

The per-user price decreases as the number of users increases.

[See full pricing details](https://www.softwareadvice.com/project-management/striven-profile/#pricing-and-plans)

[Connected](https://www.softwareadvice.com/accounting/accountek-profile/)

5.0

[(3)](https://www.softwareadvice.com/accounting/accountek-profile/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Connected is a hybrid integrated accounting and enterprise resource planning (ERP) that caters to small and midsize businesses across various industry verticals and helps them to integrate their data and processes across departments and locations and manage their accounting routines. Connected's accounting features include income statements, balance sheets, a chart of accounts, customer lists, customer statements, inventory lists, vendor lists, expense reports and purchase orders. It also allows users to create journal entries with notes about these features. Connected also offers users 'Data Conversion' feature that helps users convert their organization's data from their previous accounting solution. Additionally, it features consolidation plugin, which features automatic G/L account mapping between files, manual drag and drop mapping, audit trails and consolidation reports. Services are offered on a monthly subscription basis. Perpetual license for a one-time fee is also offered by the solution. Support is available via phone, email and other online resources.... [Read more](https://www.softwareadvice.com/accounting/accountek-profile/)

### Basic

CA$649.00

[See full pricing details](https://www.softwareadvice.com/accounting/accountek-profile/#pricing-and-plans)

[Aplos](https://www.softwareadvice.com/nonprofit/aplos-profile/)

4.46

[(187)](https://www.softwareadvice.com/nonprofit/aplos-profile/reviews/)

Best for:Small businesses

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Aplos is a dedicated accounting solution engineered specifically for the unique financial demands of nonprofit organizations. We understand the complexities of managing restricted funds, grants, and diverse revenue streams while upholding transparency and regulatory compliance. Our platform provides precise tools for fund tracking, allowing your organization to clearly see how every dollar is allocated and utilized according to its intended purpose. Effortlessly generate comprehensive, auditor-ready financial reports that adhere to nonprofit accounting standards (like FASB and GAAP). Aplos offers intuitive budgeting capabilities to aid responsible financial planning, alongside automated allocation features that enhance data integrity and reduce manual effort. Gain real-time insights into your organization's financial health, supporting informed decision-making and ensuring unwavering accountability.... [Read more](https://www.softwareadvice.com/nonprofit/aplos-profile/)

### Best rated features:

Customizable Reports

5.0

Membership Management

5.0

Reporting/Analytics

5.0

Financial Analysis

5.0

[See all features](https://www.softwareadvice.com/nonprofit/aplos-profile/#key-features)

### Lite

$79.00/month

### Core

$129.00/month

### Advanced

Custom

Pricing available upon request

[See full pricing details](https://www.softwareadvice.com/nonprofit/aplos-profile/#pricing-and-plans)

[Deltek Costpoint](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/)

3.95

[(215)](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/reviews/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Deltek Costpoint is an enterprise resource planning (ERP) and management solution designed to meet the requirements of midsize and large enterprise businesses. The solution primarily assists government contractors, professional service firms, and not-for-profit businesses with project management, accounting, labor and material management and business intelligence functionalities. Costpoint is available as both web-based and on premise application. The solution helps to streamline processes like project billing, revenue management, expense tracking and compliance management, enabling businesses to monitor all operations through a single screen. The budgeting & planning module helps in building project budgets and EACs. Costpoint compares the actual project progress against the planned schedule and highlights the achievements and pain points. The "What-If" analysis helps to analyze multiple outcomes of same situations under different circumstances. Some of the other features include time & expense management, contract management, payroll management, reporting and compliance management. Costpoint is used in the variety of industry verticals, including aerospace and defense, high-tech, healthcare, nonprofit and education.... [Read more](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/)

### Best rated features:

Compliance Management

5.0

Collaboration Tools

5.0

Task Management

5.0

Project Planning/Scheduling

5.0

[See all features](https://www.softwareadvice.com/project-management/deltek-costpoint-profile/#key-features)

[Versa Cloud ERP](https://www.softwareadvice.com/accounting/versaccounts-profile/)

4.77

[(22)](https://www.softwareadvice.com/accounting/versaccounts-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Available

Software Advice Summary

Versa is Modern all-in-one Cloud ERP software created for fast growing inventory heavy manufacturing, distribution, and e-commerce businesses moving to the next level. Versa Cloud ERP is ideally suited for for businesses focused on products, including manufacturers, distributors, wholesalers, traders, retailers, and eCommerce, that require a new ERP system. The solution is easy to afford, quick to implement, easy to learn and use. Features of Versa Cloud ERP include purchase-to-lay, quote-to-cash, document management, payroll and business analytics. It also offers modules for advanced pricing and inventory management, B2B and B2C sales portals, project accounting and customer relationship management (CRM). Third-party add-ons such as payroll, sales tax, shipping and logistics and e-commerce consolidators can also be integrated. Within the financial accounting module, the solution provides general ledger (GL), accounts payable (AP), accounts receivable (AR), fixed asset management and cash management features. These tools can help companies manage different businesses, manage locations and currencies and adhere to financial compliance. A project-specific accounting feature allows users to track both billable and non-billable project expenses. Versa Cloud gives you enterprise-level functionality — like multi-entity accounting, advanced inventory, distribution, production and CRM — at an affordable price.... [Read more](https://www.softwareadvice.com/accounting/versaccounts-profile/)

### Best rated features:

Reporting/Analytics

5.0

Search/Filter

5.0

Inventory Control

5.0

Inventory Management

5.0

[See all features](https://www.softwareadvice.com/accounting/versaccounts-profile/#key-features)

[Beyond Software](https://www.softwareadvice.com/psa/beyond-profile/)

4.71

[(7)](https://www.softwareadvice.com/psa/beyond-profile/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Beyond Software is a project accounting and management software system available for small to mid-size companies. The system allows organizations to manage and execute around their projects by increasing visibility and creating accountability. Industries that can use the software include architectural, engineering, marketing, and software development. Beyond Software’s mobile app allows users to record time and expenses as they are incurred. Users can see which projects have resources assigned, how much time has been assigned, and how much time each resource has available. These steps allow the user to make business decisions at every phase of the project. Once projects are completed, results can be measured to the company’s specific standards. Through these results, companies can identify patterns and areas of concern. The web-based system offers a variety of functionalities including core accounting, time tracking, expense tracking, and billing & invoicing.... [Read more](https://www.softwareadvice.com/psa/beyond-profile/)

[Procurify](https://www.softwareadvice.com/accounting/procurify-profile/)

4.59

[(203)](https://www.softwareadvice.com/accounting/procurify-profile/reviews/)

Best for:Value for money

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Procurify is a procurement and spend management software designed to automate the intake-to-pay process for organizations. It combines procurement, accounts payable, expense management, and payment workflows into a single platform supported by artificial intelligence. Used by mid-market organizations across industries such as technology, healthcare, biotech, manufacturing, consumer packaged goods, education, charter schools, and nonprofit sectors. The platform includes features that automate purchasing workflows, from request intake to receiving, invoice processing, and payment. Key functions include purchase request management, approval routing, purchase order generation, three-way matching, and automated invoice capture. Additional tools include contract management, vendor management, budget controls, spending cards for expense tracking, and PunchOut capabilities for supplier connections. Procurify offers real-time spend visibility through analytics dashboards and a Spend Analyst tool that identifies spending patterns and potential cost-saving opportunities. The iOS and Android mobile app allows users to manage procurement workflows remotely and includes receipt capture for expense reporting. Organizations can configure approval workflows, and budget controls to support financial management across departments.... [Read more](https://www.softwareadvice.com/accounting/procurify-profile/)

### Best rated features:

Data Extraction

5.0

Requisition Management

5.0

Quotes/Estimates

5.0

Customizable Reports

5.0

[See all features](https://www.softwareadvice.com/accounting/procurify-profile/#key-features)

[MIP Accounting](https://www.softwareadvice.com/product/121198-MIP-Accounting/)

4.11

[(69)](https://www.softwareadvice.com/product/121198-MIP-Accounting/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

MIP is the leading accounting software designed for mission-driven organizations, including nonprofits, schools, healthcare, associations, and government entities. It provides complete financial oversight, helping you track unlimited funds such as grants, contributions, and program services while improving decision-making, donor engagement, and operational efficiency. MIP simplifies complex financial processes so you can manage every dollar with confidence. Backed by expert support, training, and a true nonprofit focus, MIP is your trusted partner for financial success.... [Read more](https://www.softwareadvice.com/product/121198-MIP-Accounting/)

### Best rated features:

General Ledger

5.0

Income & Balance Sheet

5.0

API

5.0

Accounts Payable

5.0

### Worst rated features:

Payroll Management

1.0

Grant Management

1.0

[See all features](https://www.softwareadvice.com/product/121198-MIP-Accounting/#key-features)

[M3 Accounting Core](https://www.softwareadvice.com/accounting/m3-profile/)

4.73

[(11)](https://www.softwareadvice.com/accounting/m3-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

M3 Accounting Core Software is a cloud-based accounting solution that helps streamline financial operations for small to large businesses in the hospitality industry. The software offers a fully integrated interface tailored specifically to the unique needs of hotels and related establishments. It offers a comprehensive set of features to meet the diverse needs of standalone properties or expansive real estate investment trusts (REITs) spanning continents. The solution facilitates integration into the existing chart of accounts or the creation of a new, customized chart of accounts compliant with the latest USALI standards. Furthermore, M3 Accounting Core Software tailors financial reporting and invoice workflow to the specific needs of each organization, regardless of portfolio size. It offers various features including tax reporting, data processing, forecasting, general ledger, accounts payable, document imaging and more. Moreover, M3 Accounting Core Software offers customizable financial reports and budget planning with the ability to set up multiple forecasts for comparison across periods. Additionally, it also supports multi-company accounts payable, multi-currency exchange rates and recurring invoices, thus catering to the diverse and complex financial needs of hotel management. The software enables automatic generation of 1099/1096 forms, facilitates data import/export, and utilizes intelligent document imaging to facilitate interaction with other industry-standard technologies. The software's capacity to automate check writing, manage cash across properties, and integrate with essential technology providers establishes it as a holistic financial management solution for hotels. M3 Accounting Core Software offers round-the-clock support, ongoing training, and extensive industry expertise. With a wide team of employees serving more than one thousand customers and nine thousand entities, M3 is committed to assisting users in overcoming the complexities of hospitality financial management. The software simplifies workflow processes and integrates with other key tech providers in the industry. Its features and support services aid in improving efficiency and visibility to enhance hotel financial performance. Additionally, customer support is also extended via help desk, documentation, product videos, FAQs, phone and more. In conclusion, M3 Accounting Core Software offers a comprehensive solution for financial management in the hospitality industry. Its seamless integrations and customizable features make it a valuable choice for hoteliers and hospitality investment companies. Some key users of the software include Sage Hospitality Group, THG (The Hotel Group), Crestline Hotels & Resorts, Davidson Hospitality Group, Super Host Hospitality, and GF Hotels & Resorts.... [Read more](https://www.softwareadvice.com/accounting/m3-profile/)

### Best rated features:

Expense Tracking

5.0

Transaction Management

5.0

Accounts Payable

5.0

Billing & Invoicing

5.0

[See all features](https://www.softwareadvice.com/accounting/m3-profile/#key-features)

[Deltek Ajera](https://www.softwareadvice.com/bi/deltek-ajera-profile/)

3.60

[(62)](https://www.softwareadvice.com/bi/deltek-ajera-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Deltek Ajera is an integrated accounting and project management solution built for architecture and engineering (A/E) firms. It is suitable for small to mid-size firms seeking an industry-tailored solution to improve project level profitability, staff utilization and visibility. Deltek Ajera provides real-time information through dashboards. Principals have access to project and company financial reports for immediate visibility on firm and project profitability. This solution gives project managers real-time visibility into project progress, schedule, and status. It also includes a financial platform for all accounting and administrative processes. Key features include integrated accounting, timesheets, billing, project management, project scheduling and resource management tools. Ajera integrates seamlessly with Ajera CRM to manage business development and client management to link all aspects of the business together.... [Read more](https://www.softwareadvice.com/bi/deltek-ajera-profile/)

### Best rated features:

Budget Management

5.0

Multiple Projects

5.0

Invoice History

5.0

Project Planning/Scheduling

5.0

### Worst rated features:

Timesheet Management

4.0

Collaboration Tools

4.0

[See all features](https://www.softwareadvice.com/bi/deltek-ajera-profile/#key-features)

[SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/)

4.35

[(358)](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/reviews/)

Best for:Features

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

SAP S/4HANA Cloud is a cloud-based and on-premise enterprise resource planning (ERP) solution. It is suitable for small, midsize and large businesses in industries such as automotive, engineering, construction, mining, research and development, retail, wholesale, public sector and utilities. Primary features include finance performance measurement, supply chain management, purchasing, contract management, lifecycle management, production cost management and accounting. Other features include audit trails, compliance reporting, billing, dispute management, production planning, materials requirements planning (MRP), maintenance management, quality management, product lifecycle management, research and development. It offers integration with SuccessFactors Employee Central, Ariba, SAP Financial Services, SAP Fieldglass and SAP Hybris Cloud for Customer. Support is offered via email and over a phone. Other help options include preferred care, support portal, self-help portal, guided resources, online chat and online case submission. Mobile applications are available for iOS, Android and Windows phones.... [Read more](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/)

### What users love

-   Powerful real-time data handling
-   Comprehensive cross-system connectivity
-   Robust financial process automation

### To take in mind

-   Complex and unintuitive interface
-   Steep learning and training demands
-   Occasional lag and slowdowns

### Best rated features:

Dashboard

5.0

Enterprise Asset Management

5.0

Portfolio Management

5.0

Integrated Business Operations

5.0

### Worst rated features:

BOM Creation

2.3

Distribution Management

4.0

Cost Tracking

4.0

Collaboration Tools

4.0

[See all features](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/#key-features)

### Plan

Custom

Pricing available upon request

Pricing not available

[See full pricing details](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/#pricing-and-plans)

[Sage X3](https://www.softwareadvice.com/manufacturing/sage-x3-profile/)

4.32

[(129)](https://www.softwareadvice.com/manufacturing/sage-x3-profile/reviews/)

Best for:Popular

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Sage X3 is a powerful ERP software solution designed for midsized national and global manufacturers, distributors, and after-sales providers and can establish a foundation for your digital transformation. Sage X3 comes with industry-leading functionality for the chemical, distribution, equipment, food and beverage, and industrial manufacturing industries. Sage X3 uses the latest technologies to provide an exceptional user experience and powerful analytics in a multi-company, multi-country, and multi-site ERP solution platform. Over 7,000 enterprises around the world use Sage X3 to economically and efficiently connect their people, customer data, supplier data, business processes, and devices in ways specific to their roles and tasks. Sage X3 can help organizations quickly move into the digital age, respond faster to change, reduce excess inventory, and cut costs. Sage X3 is web-based, browser agnostic, and responsive on mobile devices. At the same time, it is also available to be deployed on-premises and as a service in the AWS cloud managed by Sage or a partner-provisioned cloud. Implementation accelerators also allow for a lower total cost of ownership and shorter time to value.... [Read more](https://www.softwareadvice.com/manufacturing/sage-x3-profile/)

### Best rated features:

Sales Order Management

5.0

Revenue Recognition

5.0

Cash Management

5.0

Profit/Loss Statement

5.0

### Worst rated features:

Performance Metrics

1.0

Real-Time Reporting

1.0

Compliance Management

1.0

Data Visualization

1.0

[See all features](https://www.softwareadvice.com/manufacturing/sage-x3-profile/#key-features)

[SAP Concur](https://www.softwareadvice.com/accounting/sap-concur-profile/)

4.30

[(2254)](https://www.softwareadvice.com/accounting/sap-concur-profile/reviews/)

Best for:Enterprise businesses

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions. Employees can snap a picture of a receipt, book a business trip, or submit an expense report right from their phone. Meanwhile, finance teams can track spending in real time, automate approvals, and make sure everything follows company policies. Stay organized and save time, cut down errors and keep things moving without getting buried in paperwork. Integrated AI-enabled solutions help you enforce travel and expense policies, stay compliant and make more informed decisions with up to date spend data.... [Read more](https://www.softwareadvice.com/accounting/sap-concur-profile/)

### What users love

-   Comprehensive expense tracking tools
-   User-friendly and intuitive platform
-   Convenient mobile expense management

### To take in mind

-   Receipt upload and matching issues
-   Outdated and confusing interface
-   Complex setup and workflows

### Best rated features:

ERP integration

5.0

Aging Tracking

5.0

Customizable Reports

5.0

Recurring Payments

5.0

### Worst rated features:

Travel Management

3.0

Audit Management

3.0

Customizable Fields

3.3

Restriction Management

3.9

[See all features](https://www.softwareadvice.com/accounting/sap-concur-profile/#key-features)

### Base

$7.00/month

For smaller businesses with basic expense reporting needs.

### Plus

$11.00/month

Good for businesses that want additional and AI-powered features​.

### Premium

Custom

Pricing available upon request

For businesses that need the most advanced capabilities.

[See full pricing details](https://www.softwareadvice.com/accounting/sap-concur-profile/#pricing-and-plans)

[Sage Accounting](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/)

4.10

[(636)](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/reviews/)

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

Sage Accounting is a cloud-based accounting and invoice management solution for small to midsize businesses. It offers accounting, project accounting, expense management and compliance management within a suite. Sage Accounting manages all the documentation and processes required for business payments such as price quotes, estimates, statements and invoices. The solution offers integration with banks across the US, allowing users to import all payment transactions automatically. All information is available on a single dashboard, which allows users to stay up to date on their cash flow and pending payments. Sage Accounting also features tax management, which calculates applicable taxes using transaction data. The product also offers cash flow forecasting, which allows users to estimate the cash requirements in the future based on historical transactions. The product also includes payment services, which allow users to make payments directly using Sage accounts. Users can also make payments using their PayPal accounts.... [Read more](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/)

### What users love

-   Streamlined daily financial management
-   User-friendly and intuitive design
-   Tailored for small businesses

### To take in mind

-   Inconsistent and hard-to-reach support
-   Limited and inflexible invoicing tools
-   Reporting lacks customization options

### Best rated features:

Time Tracking

5.0

For Accountants

5.0

Electronic Funds Transfer

5.0

Customer Statements

5.0

[See all features](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/#key-features)

### Accounting Start

$20.00/month

The Sage Accounting Start plan comes with an 30-day free trial and is ideal for micro-businesses.

### Accounting Standard

$40.00/month

### Accounting Plus

$50.00/month

[See full pricing details](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/#pricing-and-plans)

[SAP Business One](https://www.softwareadvice.com/accounting/sap-business-one-profile/)

4.27

[(344)](https://www.softwareadvice.com/accounting/sap-business-one-profile/reviews/)

Best for:Small businesses

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

SAP Business One is a modular and integrated enterprise resource planning (ERP) solution. This platform integrates financials, CRM, inventory, sales and operations management modules within a single system. SAP Business One automates many business practices to minimize duplicate entries and errors, measure efficiency in service management and manage MRP and inventory, track procurement and manage the sales pipeline. The system’s reporting module offers reports that can be customized, exported into numerous formats and modified with drill-downs and 'what-if' scenario modeling. SAP Business One supports multi-currency transactions and has multi-lingual capabilities for businesses operating globally. The system offers a remote support platform that can perform automatic system health checks, scheduled database maintenance operations, upgrade eligibility checks and automatic fixes for detected issues. \*\*What is SAP Business One?\*\* SAP Business One is a single management solution for small businesses. From accounting and financials, inventory, sales and customer relations, & analytics and reporting, SAP Business One covers all areas to control businesses via a single platform. \*\*How do you I use SAP Business One?\*\* SAP Business One can be used as an on premise or cloud-based platform, with coverage on desktop through Mac and Windows as well as on the go. \*\*Who uses SAP Business One?\*\* SAP Business One is used by a wide variety of companies and industries ranging from retail to banking to manufacturing. SAP Business One is for any small business that needs a single solution platform to manage all aspects of their company. \*\*How much does SAP Business One cost?\*\* Licensing and pay is determined by the number of users at any given time, providing the ability to pay for what your organization requires and add more users as needed. Please contact the vendor for more detailed pricing information. \*\*Does SAP Business One have an app?\*\* SAP Business One has an app available on both IOS and Android Devices.... [Read more](https://www.softwareadvice.com/accounting/sap-business-one-profile/)

### What users love

-   Robust inventory control features
-   Tailored for growing businesses
-   Flexible integration capabilities

### To take in mind

-   Significant costs and licensing fees
-   Outdated and unintuitive interface
-   Occasional slowness and crashes

### Best rated features:

Quotes/Estimates

5.0

Activity Tracking

5.0

Production Management

5.0

Financial Analysis

5.0

[See all features](https://www.softwareadvice.com/accounting/sap-business-one-profile/#key-features)

[Blackbaud Financial Edge NXT](https://www.softwareadvice.com/nonprofit/blackbaud-profile/)

4.21

[(164)](https://www.softwareadvice.com/nonprofit/blackbaud-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Blackbaud’s cloud fund accounting software Blackbaud Financial Edge NXT provides transparency across teams, security, and compliance, and reduces the need for manual processes. The fund accounting software provides a general ledger, projects, grants, endowments, accounts payable and receivable, fixed assets, banking, and more. With a personalized dashboard and customizable views, Blackbaud Financial Edge NXT enables users to closely monitor income statements, program-to-expense ratios, cash balances, and other key metrics. Blackbaud Financial Edge NXT offers real-time reporting, with one-click drill-down functionality and export capability, to enable data-driven decisions in real time. The system allows users access to grant and project accounting that allows for streamlined management of budget, as well as a way to effectively monitor accounts and generate reports. By using Blackbaud Financial Edge NXT, tax-exempt organizations can reduce dependency on manual processes, improving data entry accuracy and efficiency. Blackbaud Financial Edge NXT is backed by a company with four decades of experience in the social good space, serving nonprofits, foundations, corporations, and healthcare and education institutions.... [Read more](https://www.softwareadvice.com/nonprofit/blackbaud-profile/)

### Best rated features:

Financial Analysis

5.0

Project Accounting

5.0

Cash Management

5.0

Activity Dashboard

5.0

### Worst rated features:

Donation Tracking

4.0

Financial Management

4.0

[See all features](https://www.softwareadvice.com/nonprofit/blackbaud-profile/#key-features)

[Focus X](https://www.softwareadvice.com/product/3600-focus/)

3.81

[(119)](https://www.softwareadvice.com/product/3600-focus/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Focus X is an all-inclusive enterprise resource planning (ERP) system that helps you connect every aspect of your business operations. From production to supply chain, customer relationship management to inventory and human resources, it records and stores all your core business data on a centralized database. The application is more focused on the data, information and agility of the process, as well as being able to respond to a fast-moving and volatile business environment. As an AI-enabled ERP software, Focus X is endowed with advanced capabilities that have the potential to improve control over disrupted and broken financial processes, simplify finding the right vendors, make forecasting effortless, and enhance other business processes to achieve greater growth and development.... [Read more](https://www.softwareadvice.com/product/3600-focus/)

### What users love

-   Flexible and detailed reporting tools
-   Highly adaptable customization options

### To take in mind

-   Slow and unreliable support response

### Best rated features:

Online Payments

5.0

Cash Management

5.0

Project Accounting

5.0

Scheduling

5.0

### Worst rated features:

Purchasing & Receiving

1.0

[See all features](https://www.softwareadvice.com/product/3600-focus/#key-features)

[BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/)

4.50

[(787)](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/reviews/)

Best for:Ease of use

### Pricing availability

Free trial: Available

Free version: Not available

Software Advice Summary

BQE CORE is a cloud-based accounting and invoicing software designed for architecture, engineering, and consulting firms. The platform enables users to streamline operations and administrative tasks, helping manage projects, resources, and finances. BQE CORE offers project management tools that provide visibility into project progress and financial performance. It includes accounting and invoicing capabilities, time and expense tracking, resource planning, and staffing optimization tools. Additionally, BQE CORE also features CRM functionality, reporting and analytics with real-time data insights, and billing automation with ePayments. It facilitates seamless data flow between functions, reducing double data entry and administrative overhead.... [Read more](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/)

### What users love

-   Responsive and knowledgeable support team
-   Intuitive and user-friendly design
-   Flexible and efficient invoicing tools

### To take in mind

-   Limited and confusing reporting options
-   Challenging migration and workflow issues
-   Frequent lag and slow loading times

### Best rated features:

Client Management

5.0

Budgeting/Forecasting

5.0

Percent-Complete Tracking

5.0

Real-Time Data

5.0

### Worst rated features:

Gantt/Timeline View

1.0

Cost Estimating

2.0

Forecasting

2.0

[See all features](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/#key-features)

### Foundations

Custom

Pricing available upon request

[See full pricing details](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/#pricing-and-plans)

[Deltek Vantagepoint](https://www.softwareadvice.com/reporting-tools/deltek-vantagepoint-profile/)

3.59

[(17)](https://www.softwareadvice.com/reporting-tools/deltek-vantagepoint-profile/reviews/)

### Pricing availability

Free trial: Not available

Free version: Not available

Software Advice Summary

Deltek Vantagepoint is a solution that helps your people manage your projects from start to finish. Vantagepoint is built specifically for professional services firms to improve productivity, boost collaboration, and increase profitability. The platform allows you to control all project information in one place from pursuit to proposal, through project planning and financial management. Key features include financial reporting, billing, key performance indicators (KPIs), project planning, customer relationship management (CRM), resource management, progress tracking and more.... [Read more](https://www.softwareadvice.com/reporting-tools/deltek-vantagepoint-profile/)

### Best rated features:

Task Management

4.7

Online Time Tracking

4.5

Time & Expense Tracking

4.5

Project Management

4.3

### Worst rated features:

Email Templates

1.0

Marketing Automation

1.0

Invoice History

4.0

Reporting/Project Tracking

4.0

[See all features](https://www.softwareadvice.com/reporting-tools/deltek-vantagepoint-profile/#key-features)

1

[2](https://www.softwareadvice.com/accounting/online-accounting-software-comparison/?page=2)[3](https://www.softwareadvice.com/accounting/online-accounting-software-comparison/?page=3)[4](https://www.softwareadvice.com/accounting/online-accounting-software-comparison/?page=4)[5](https://www.softwareadvice.com/accounting/online-accounting-software-comparison/?page=5)[6](https://www.softwareadvice.com/accounting/online-accounting-software-comparison/?page=6)[7](https://www.softwareadvice.com/accounting/online-accounting-software-comparison/?page=7)

## Popular Comparisons

[

QuickBooks Online vs QuickBooks Enterprise

](https://www.softwareadvice.com/compare/49801-qb-desktop-enterprise/vs/393202-QuickBooks-Online/)[

NetSuite vs Dynamics 365

](https://www.softwareadvice.com/compare/25483-netsuite-financials-accounting-software/vs/106335-Dynamics-365/)[

QuickBooks Desktop vs Xero

](https://www.softwareadvice.com/accounting/quickbooks-pro-profile/vs/xero/)[

Zoho Invoice vs Wave

](https://www.softwareadvice.com/compare/18767-Wave-Apps/vs/435103-zoho-invoice/)[

Sage Intacct vs Odoo

](https://www.softwareadvice.com/accounting/intacct-accounting-profile/vs/odoo/)[

Zoho Books vs Happay

](https://www.softwareadvice.com/accounting/happay-profile/vs/zoho-books/)

## Your Guide to Top Online Accounting Software, September 2022

Software Advice uses reviews from real software users to highlight the top-rated Online Accounting products in North America.

[Learn how products are chosen](https://www.softwareadvice.com/legal-page/frontrunners-methodology/)

#### Explore FrontRunners

-   [Patriot Accounting](https://www.softwareadvice.com/accounting/patriot-profile/)
-   [Airbase](https://www.softwareadvice.com/accounting/airbase-profile/)
-   [BQE CORE Suite](https://www.softwareadvice.com/accounting/bqe-core-accounting-profile/)
-   [TimeSolv Legal Billing](https://www.softwareadvice.com/product/423485-TimeSolv-Legal-Billing/)
-   [Striven](https://www.softwareadvice.com/project-management/striven-profile/)
-   [Bench](https://www.softwareadvice.com/accounting/benchbookkeeping-profile/)
-   [ZarMoney](https://www.softwareadvice.com/accounting/zarmoney-profile/)
-   Deskera Books
-   [Wave](https://www.softwareadvice.com/product/18767-Wave-Apps/)
-   [SAP S/4HANA Cloud](https://www.softwareadvice.com/accounting/sap-s-4hana-cloud-profile/)
-   [Zoho Books](https://www.softwareadvice.com/accounting/zoho-books-profile/)
-   [SAP Business One](https://www.softwareadvice.com/accounting/sap-business-one-profile/)
-   [Dynamics 365](https://www.softwareadvice.com/product/106335-Dynamics-365/)
-   [Cin7 Core](https://www.softwareadvice.com/scm/dear-systems-profile/)
-   [Xero](https://www.softwareadvice.com/accounting/xero-profile/)
-   [Accounting Seed](https://www.softwareadvice.com/accounting/accounting-seed-profile/)
-   [Sage X3](https://www.softwareadvice.com/manufacturing/sage-x3-profile/)
-   [QuickBooks Online](https://www.softwareadvice.com/product/393202-QuickBooks-Online/)
-   [Sage 100](https://www.softwareadvice.com/distribution/sage-100cloud-profile/)
-   [Sage Intacct](https://www.softwareadvice.com/accounting/intacct-accounting-profile/)
-   [QuickBooks Online Advanced](https://www.softwareadvice.com/product/49805-QuickBooks-Online/)
-   [Sage Accounting](https://www.softwareadvice.com/accounting/sage-business-cloud-accounting-profile/)
-   [Sage 50cloud Accounting](https://www.softwareadvice.com/accounting/sage-50cloud-profile/)
-   [NetSuite](https://www.softwareadvice.com/accounting/netsuite-financials-accounting-software-profile/)
-   [Focus X](https://www.softwareadvice.com/product/3600-focus/)

“Usability” includes user ratings for Functionality and Ease of Use.

“Customer Satisfaction” includes user ratings for Customer Support, Likelihood to Recommend and Value for Money.

Reviews analysis period: The reviews analysis period spans two years and ends the 15th of the month prior to publication.

## Send me a copy of this list to my inbox

### Get a copy of this list with pricing info sent to your inbox so you can pick up where you left off when convenient to you.

With online, or Web-based accounting software, an organization’s financial data is hosted by the vendor. In this software-as-a-service (SaaS) module, data is stored on secure servers with automatic back-up and redundancy capabilities. In recent years, these programs have become highly customizable: businesses only pay for the services that they consume. This flexibility, along with the lack of capital investment requirements, attracts small and medium-sized businesses especially.

Because of the hundreds of online accounting programs, it can be very difficult to decide which one is best for your business. This buyer’s guide is designed to help you navigate the online business accounting software market. Here’s what we’ll cover:

-   [What is online accounting software?](#Whatisonlineaccountingsoftware)
    
-   [What type of buyer are you?](#Whattypeofbuyerareyou)
    
-   [What are the benefits and potential issues of online accounting software?](#Whatarethebenefitsandpotentialissuesofonlineaccountingsoftware)
    
-   [What are the market trends of online accounting software?](#Whatarethemarkettrendsofonlineaccountingsoftware)
    
-   [The vendor landscape](#Thevendorlandscape)
    

## What is online accounting software?

Accounting solutions track the financial transactions within an organization. Typical features include:

-   [General ledger](https://www.softwareadvice.com/accounting/general-ledger-comparison/)
    
-   Accounts [payable](https://www.softwareadvice.com/accounting/accounts-payable-comparison/)/[receivable](https://www.softwareadvice.com/accounting/accounts-receivable-comparison/)
    
-   Payroll and reporting modules
    

Specialty systems often have additional features dedicated to a particular market. These include fund accounting for nonprofits, commission calculations for sales-oriented businesses like real estate, rate analysis for banking or claims scrubbing for medical practices.

Online accounting systems are specifically designed to be used through the Internet, rather than being installed locally onto company computers. This reduces information technology requirements like server hardware, backups and maintenance and shifts the expenditure from being a large up-front capital cost to a much smaller, but ongoing, monthly or annual fee.

_AR invoice screenshot in AccuFund_

There are two types of accounting software online: browser-based, SaaS and application service providers (ASPs). SaaS solutions are designed for the user to access the information through an Internet browser like Internet Explorer, Firefox, Chrome or Safari. This allows the information to be accessed from anywhere, and it always looks exactly the same. An ASP is a client-server system, where the business installs a small software “client” onto their computers. In both models—SaaS and ASP—all of the data is hosted by the vendor on a remote server. Most ASPs are also “Web-enabled,” meaning that a Web-browser can be used if necessary, though it will come with a few disadvantages since it is not designed for that purpose.

## What type of buyer are you?

Online financial software falls into three main categories:

**Enterprise resource planning (ERP) solutions.** This describes an integrated suite of features that includes manufacturing, sales, customer relationship management, project management, supply chain management etc. Buyers will want an ERP if they’re looking for a full-suite comprehensive solution, of which accounting is just a small part.

**Basic systems.** Basic programs online that aren’t part of an ERP tend to be much more cost effective to purchase outright and install locally, and there aren’t very many Web-based systems that focus in this market. But there are a handful available, if this is the deployment model you prefer and all you need is basic functionality. There are also a number of online vendors that will let you select only the features you wish to use.

**Fund accounting solutions.** There are several products out there designed specifically for the nonprofit market, which include industry-specific features like fund accounting, requisitions and grant and donation management.

## What are the benefits and potential issues of online accounting software?

A Web-based system has a number of significant advantages over traditional on-premise software platforms:

**Greater level of interactivity.** Online bookkeeping software extends system capabilities with functions such as online payments and employee portals. An online accounting system can support a user interface for business employees and customers for communication and sales. Online payments save time by integrating with accounts payable/receivable and the general ledger to automatically update a company’s books. Online employee portals can increase the flexibility of communication and collaboration.

**Limited IT burden.** Browser-based access for Web accounting software avoids potential compatibility problems, which can sometimes happen when installing these kinds of programs locally to your system. In addition, the vendor handles all of the routine back-ups, upgrades and maintenance, saving considerable time and money on IT infrastructure, a particular benefit for smaller businesses.

**Lower up-front costs.** Rather than paying a large installation fee, Web-based systems come on more of a subscription basis. In the SaaS model, the user pays a monthly or annual fee, making it a low but ongoing operational expense rather than a capital one.

**Data security.** Web-based software vendors have stringent security requirements to ensure that your data is secure from hackers and protected from loss. Therefore, an on-premise crash, theft or other hazard to the company’s computers will not destroy the business accounting data. Many online solutions also allow businesses download their data locally, if that’s preferred.

Although Web-based solutions don’t require the same investment in hardware as traditional software installations, subscription costs can accrue over time. The longer it stays in use, the more the user pays, and after a few years the costs may exceed whatever would have been paid for an on-premise system. This is especially true for larger organizations that have the capital and IT infrastructure to make an on-premise system more cost-effective.

Another issue to consider whenever purchasing any new product is to ensure user buy-in. If people feel like they’re having new software “forced” on them, they’re more likely to resist its implementation. Therefore, it’s important to get them excited about the benefits of the new program. A great way to do this is to involve them in the selection process, either inviting them to the demos directly or, if there are too many users for that to be practical, at the very least surveying employees for their opinions on the features they’d want in a new program.

## What are the market trends of online accounting software?

**Customization.** A growing trend in the SaaS accounting market is the ability to select the features your organization needs or wants. If all you need is core accounting, that’s all you pay for, and if you want forecasting but not grant management, the software won’t include it.

**Electronic payments.** The ability to pay invoices and collect receipts electronically is a great way to save time and money. The benefits are strong enough that most solutions are developing electronic payment features to allow their customers to take full advantage of those capabilities.

**SaaS for larger businesses.** In the past, Web-based systems were being marketed exclusively as online small business accounting software for companies that couldn’t afford the up-front costs associated with an on-premise system. Today, however—although many small business systems still offer SaaS models—more and more vendors are targeting larger companies with SaaS solutions offering extremely high-level functionality, as in the ERP realm, offering the best of both worlds.

## The vendor landscape

These are the best online accounting software solutions and vendors to consider, categories by program type:

**These types of buyers...**

**Should evaluate these systems...**

**Enterprise resource planning (ERP) solutions**

NetSuite, Epicor, Microsoft Dynamics GP, SAP, Royal 4

**Basic programs**

HIntacct, Accumatica, Lawson S3

**Fund solutions**

FastFund, Serenic, Accufund, Sage MIP Fund